The 1-2-3 REWARDS® Visa Card is a rewards credit card by US Bank that earns you FREE groceries with every purchase! When you shop with your card, you'll earn unlimited rewards at the Kroger family of stores.
The 1-2-3 REWARDS® Visa Card gives you unlimited rewards at the Kroger brand of stores, this includes Kroger, King Scoopers, City Market, Dillons, Baker's, Smith, Fry's and QFC. You can earn your rewards points easily and cash in at Kroger!
- 0% introductory APR for 9 billing cycles
- Up to 3 points per dollar spent
- Save on gas at Kroger fuel centers
- Visa Card benefits
- No Annual Fee
1-2-3 REWARDS® Visa Card benefits
With your 1-2-3 REWARDS® Visa Card you can earn unlimited rewards at Kroger grocery stores and other stores within the Kroger family of stores. For every purchase you make you will earn points where you you can cash in at the grocery store.
- 1 point per $1 spent anywhere Visa Cards are accepted.
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
- 3 points per $1 spent on the Kroger family of quality brands.
- Save an additional 25 per gallon at Kroger Family of Stores Fuel Centers for the first 3 months when you redeem 100 fuel Rewards points.
Every 1,000 points you earn gets you $5 in FREE groceries. The more that you use the card, the more money you will save later! Every quarter your rewards will be sent to you automatically – that way you don't even have to make the call!
0% APR for 9 Billing Cycles
With your 1-2-3 REWARDS® Visa Card you can make purchases anywhere that Visa Cards are accepted, earn rewards and not have to pay any interest for the first 9 billing cycles. That means that you can make whatever large purchases you've been meaning to make – without extra charges.
You can also transfer existing credit card balances onto your 1-2-3 REWARDS® Visa Card and avoid interest for the first nine billing cycles. In order to take advantage of this special offer is to complete the balance transfer within 30 days of opening your account.
Zero Fraud Liability. U.S. Bank provides zero fraud liability for unauthorized transactions. Just notify U.S. Bank's friendly customer service associates promptly.
Worldwide Acceptance. As a genuine Visa card, your card will be accepted at millions of locations throughout the world.
Easy Cash Access. You can enjoy a cash advance at any of the thousands of ATM's that accept Visa.
Automatic Payment of your Bills. Just link your card an set up automatic payments to any of your household bills – that way you can pay them all back in one payment!
Warranty Manager. As an automatic feature doubles as a manufacturers product warranty for purchases.
Travel & Emergency Assistance. For help when you don't know where else to turn, you can count on a wide range of Visa emergency services to assist you.
Travel Accident Insurance. As a Visa signature cardholder, you and your dependents are covered under the travel accident insurance if there is ever an accident.
Auto Rental Collision Damage Waiver. If you pay for a rental car with your card, you'll be covered in case of collision/theft on auto rentals.
Smart Spending and Smart Rewards
If you are a smart shopper who wants to earn money towards grocery purchases, choose the card that includes rewards points for spending at the Kroger family of brands. Rewards are sent automatically every quarter and there's no annual fee. Choose the 1-2-3 REWARDS® Visa Card for unlimited benefits.* Please Read Terms and Conditions