American Express is a venerated company built on unrivaled customer service and sustained by constant innovation. Founded in 1850, American Express is the largest card issuer by purchase volume, offering top-tier credit and charge card products. American Express OPEN is the most comprehensive business card program in the world. American Express cards earn incredible membership rewards, airline miles and hotel rewards, or cash back. Each American Express card is protected by one of the most comprehensive customer service plans anywhere!
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- Annual Fee: $0
- APR: 12.99% - 21.99% Variable
- Intro APR Period: 12 Billing Cycles
Most Attractive Feature
Earn $100 cash back in Reward Dollars when you spend $1,000 in the first three months of Cardmembership, no annual fee.
Least Attractive Features
0% Intro APR is for purchases only.
- Annual Fee: $0 introductory annual fee for the first year, then $65
- APR: 15.24% - 19.24% variable
Most Attractive Feature
Earn up to 25,000 bonus points - 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership.
Least Attractive Features
No introductory rate available.
- Annual Fee: $0 intro annual fee for the first year, then $95
- APR: 15.24% - 19.24% Variable
Most Attractive Feature
30,000 bonus miles toward Award Travel after you spend $500 within the first three months of cardmembership, no annual fee for the first year.
Least Attractive Features
This card is not eligible for enrollment in the Membership Rewards® Program.
- Annual Fee: $75
- APR: 12.99% - 21.99% Variable
- Intro APR Period: 12 Billing Cycles
Most Attractive Feature
Earn $150 cash back in Reward Dollars when you spend $1,000 in the first three months, 0% intro APR for 12 months on purchases.
Least Attractive Features
Introductory APR is for purchases only.
- Annual Fee: N/A
- APR: 12.24% - 19.24% Variable
- Intro APR Period: 6 Billing Cycles
Most Attractive Feature
0% introductory rate on purchases for 6, 9, or 12 months; no annual fee.
Least Attractive Features
Restrictions apply to which purchases receive the 5% rebate; not all applicants may qualify for the lowest rate offered.
- Annual Fee: $0
- APR: 17.24% - 22.24% Variable
- Intro APR Period: 12 Billing Cycles
Most Attractive Feature
Bonus 7,500 points after you spend $1,000 within the first 3 months of Cardmembership, no blackout dates or seat restrictions for travel
Least Attractive Features
Low APR may not be available to all applicants.
- Annual Fee: Introductory annual fee of $0 for the first year, then $125
- APR: N/A
Most Attractive Feature
Earn Membership Rewards points for every purchase, no annual fee for the first year.
Least Attractive Features
Annual fee applies after first year.
- Annual Fee: $450
- APR: N/A
Most Attractive Feature
25,000 Membership Rewards® points after you spend $2,000 in first three months, exclusive Platinum benefits
Least Attractive Features
High Annual Fee
- Annual Fee: Introductory annual fee of $0 for the first year, then $175
- APR: N/A
Most Attractive Feature
Bonus 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
Least Attractive Features
High annual fee after the first year
- Annual Fee: $0 introductory annual fee for the first year, then $175
- APR: N/A
Most Attractive Feature
Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
Least Attractive Features
High annual fee after the first year.
- Annual Fee: $450
- APR: N/A
Most Attractive Feature
Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
Least Attractive Features
Annual fee.
- Annual Fee: $0 introductory annual fee for the first year, then $65
- APR: 15.24% - 19.24% Variable
Most Attractive Feature
Earn up to 25,000 Starpoints® - 10,000 Starpoints after first purchase, another 15,000 bonus Starpoints when you spend $5,000 in 6 months.
Least Attractive Features
No introductory rate available.
- Annual Fee: No Annual Fee with your paid Costco Membership
- APR: 15.24% variable
- Intro APR Period: 6 Billing Cycles
Most Attractive Feature
0% introductory APR on purchases for 6 months, no annual fee for Costco members
Least Attractive Features
Credit card not as valuable for those without a Costco membership
- Annual Fee: $0 introductory annual fee for the first year, then $95
- APR: 15.24% - 19.24% Variable
Most Attractive Feature
Rewards program, no annual fee for the first year.
Least Attractive Features
Annual fee after first year.
- Annual Fee: $0
- APR: N/A
Most Attractive Feature
No annual, monthly or overdraft fees.
Least Attractive Features
Only one free ATM withdrawal per month.
- Annual Fee: $0 introductory annual fee for the first year, then $95
- APR: N/A
Most Attractive Feature
5,000 Bonus Membership Rewards® points with first purchase, waived annual fee for first year.
Least Attractive Features
High annual fee after first year.
- Annual Fee: $0 introductory annual fee for the first year, then $250
- APR: N/A
Most Attractive Feature
Flexible payment options, no annual fee for the first year.
Least Attractive Features
Annual fee after the first year.
Most Attractive Feature
No annual, monthly or overdraft fees.
Least Attractive Features
Only one free ATM withdrawal per month.
- Annual Fee: $0
- APR: N/A
Most Attractive Feature
A safe, reloadable prepaid card that parents can give to teens - no reload or usage fees, and one free ATM withdrawal per calendar month.
Least Attractive Features
Card has a minimum load balance of $25 and a minimum age of 18 years or older to apply.

