A "Charge Card" is one of the oldest forms of credit products - in fact, charge cards started the whole industry. Charge cards are the same as credit cards in that they grant a card holder a line of credit that they can use to shop. They differ significantly in one aspect, however: with very, very few exceptions, you must pay your balance off at the end of every billing cycle. While this prevents you from being able to pay for your purchases over time, it saves you tons of money - as there are no interest payments to worry about. Check out our wide variety of charge cards - right here.