Founded in 1812, Citibank features dynamic credit cards for students, consumers and small businesses and is one of the most widely recognized brands the world over. Choose a globally accepted Visa or MasterCard and earn travel rewards, points, cash back, or simply indulge in some of the simplest and most fee-free credit card offers on the planet. Citibank has co-branded card offers as well, earning you reward miles from some of your favorite airlines, free stays at luxurious hotels, and more.
View Saved Cards You have 3 cards to compare
- Annual Fee: $0*
- APR: 11.99%-21.99%* (Variable)
- Intro APR Period: 18 Billing Cycles
Most Attractive Feature
0% introductory rate, personalized concierge service, no annual fee
Least Attractive Features
No rewards program
- Annual Fee: $0*
- APR: 12.99% - 21.99%* (Variable)
- Intro APR Period: 18 Billing Cycles
Most Attractive Feature
No penalty for late payments, 0% introductory APR offer on balance transfer and purchases for 18 months, no annual fee.
Least Attractive Features
No rewards program
- Annual Fee: $95, waived for first 12 months*
- APR: 15.24%* (Variable)
Most Attractive Feature
AAdvantage® rewards miles with eligible purchases, travel perks
Least Attractive Features
No introductory APR offer.
- Annual Fee: $0*
- APR: 12.99%-22.99%* (Variable)
- Intro APR Period: 12 Billing Cycles
Most Attractive Feature
0% introductory APR offer, cash back on every purchase, no annual fee
Least Attractive Features
5% cash back limited to certain shopping categories
- Annual Fee: $0*
- APR: 12.99%-22.99%* (Variable)
- Intro APR Period: 12 Billing Cycles
Most Attractive Feature
$150 gift card - Redeem 15,000 bonus points after $1,000 in purchases within 3 months of account opening
Least Attractive Features
Higher variable APR for less-qualifying applicants.
- Annual Fee: N/A
- APR: 13.24%* (Variable)
- Intro APR Period: 6 Billing Cycles
Most Attractive Feature
0% introductory APR offer, bonus points, no annual fee
Least Attractive Features
0% introductory APR offer is for purchases only
- Annual Fee: $0*
- APR: 12.99% - 21.99%* (Variable)
- Intro APR Period: 18 Billing Cycles
Most Attractive Feature
Introductory 0% APR on purchases AND balance transfers for 18 months, no annual fee, no late fees.
Least Attractive Features
No rewards program available.
- Annual Fee: $95, waived for the first 12 months*
- APR: 15.24%* (Variable)
Most Attractive Feature
Travel benefits, bonus miles
Least Attractive Features
High annual fee after the first year, no introductory APR offer.
- Annual Fee: $95*
- APR: 15.24%* (Variable)
Most Attractive Feature
2 weekend night stay at select Hilton hotels when you spend $2,500 in eligible purchases during first four months.
Least Attractive Features
No Introductory APR offer
- Annual Fee: $0*
- APR: 12.99%-22.99%* (Variable)
- Intro APR Period: 15 Billing Cycles
Most Attractive Feature
0% introductory APR offer on Purchases and Balance Transfers for 15 months.
Least Attractive Features
No seasonal Spending Categories.
- Annual Fee: None
- APR: 14.24% or 16.24%* (Variable)
Most Attractive Feature
Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening, no annual fee.
Least Attractive Features
No intro APR offer.
- Annual Fee: $0*
- APR: 13.99%-23.99%* (Variable)
- Intro APR Period: 7 Billing Cycles
Most Attractive Feature
0% Introductory APR offer for 7 months on purchases, cash back rewards program.
Least Attractive Features
Higher variable APR for less qualifying applicants.
- Annual Fee: $0*
- APR: 13.99%-23.99%* (Variable)
- Intro APR Period: 7 Billing Cycles
Most Attractive Feature
0% introductory APR offer, APR reduction when you use your card wisely, no annual fee
Least Attractive Features
Higher variable APR for less qualifying applicants



