Best Visa card I have ever had. The cash back option is great, service is terrific and I love this credit union

I had many credit problems at a younger age. at first it was hard for me to get a credit card.But thanks to companys such as this one i was able to start to restablish my credit.Also the customer service was vey helpful and friendly in answering all of my questions i will definately reccomend this account to others

this is such a good credit card. the interest rates are incredibly low and i was very happy with the results. i would definitely recomment this beautiful credit card to everyone because of how efficient it was. the people at this bank are also incredibly supportive and helpful. i have had no problems with this card. this is the only card that i will use. all the others are just a waste of my time. i have things to do, bills to pay, and people to see. who has time to deal with nasty creditors? i sure as hell do not. that is why i would recomment this card to everyone who has a life.

Impressed by the way checked to see that I was using the card when I had not used one particular card for some time. It is reassuring that they monitor the situation for potential irregularities. Received my credit card the other day. Looks very nice in my wallet. They are very helpful with any questions you ask them. I feel at ease and i feel i can trust them to hold my money safely. I recommend!

Good rate customer service. Good rate the credit card's benefits. I recommend this credit card.

I paid $45 to have this card, and it was never recieved. I tryed calling them and everything, but my card was never sent evn though the money was taken out of my bank account.

i just have to say that this is a decent credit card. no credit cards are persay great. they all have great risk that comes with them and can get you trapped in debt easily. I doin't like credit cards really, but this one is ehh okay. don't bother trying to find a GOOD one... you wont. but if you are insistant upon getting one this one is decnet enough to get in my opinion.

Many that have this card have to be in the union. Must have very good credit. And you must have a substancial amount in the bank at all times. If you do not have good enough credit, you cannot open a checking account. If you have a poor past in checking accounts than you will not be able to get one at all. This may be good for some and that is good. Each to his own. There are many others out there anyway so each to his own. For me personally, I could not get a checking account with them becouse of past accounts.They base it on other checking accounts in the past and do not give you the opportunity to get a checking account at all. Union banks and cards are much stricter like that in those areas. However this is only a simple review.

I have had this credit card for about 5 years and i have never had any problems with making payment or even just calling them on the phone and letting them know how or when I made or mailed my payments, they have always been very cordial and polite I have never had the unfortunate experience of being put on hold forever and i am a very impatient person when it comes to waiting on the phone to get my business done. I would say I keep this credit card my number one choice credit card and is definitely a good choice for anyone who wants a credit card

Very effective card , international idenntity,instant approval,pay your bils & much much more !!!

Very Good customer support & instant approval of the card.I like this card.

You can easily Approved & thay will have very low interest rates.This is ideal card.

this card is very economical & best i ever seen before...there service is really good ....u must enjoy this card

Good Interest Rate & best Customer Service.

Overall this card was excellent. Inerest rates were low and they had excellent customer service. I also enjoyed the multitude of services they offer to their customers. It has been one of the best cards I've ever used. I could not get over how nice the people were. My only complaint was one mistake they made; they never said they received one of my payments but customer service was great and the problem was cleared up in no time flat. Overall I would reccomend this card to anyone trying to establish good credit because the credit lines are very flexible. Four and a Half Stars!

I had been with a well known bank for over 2 years with no overdrafts when I applied for a check protection card and was declined. I went shopping for a new bank and discovered America First. (Thank goodness I live in a county they serve) They immediately gave me a guarantee card AND a Visa with a low interest rate. That was in 1986, and I've been there ever since. I've only had one problem with them in that time, and that was resolved within FIVE MINUTES after I brought it to their attention. I had a problem with an attempted identity theft a few years ago, (papers taken out of the garbage. I shred EVERYTHING now.) and America First was great throughout that little adventure, including calling the same day I'd made some large Christmas charges to confirm That it was indeed me that made those charges. I think I'm a lifer.

I have had my card for over a year. I have never had any problems using it. My card is perfect for first time cardholders, students and those who prefer a cut and dry, down to earth basic credit card without extraordinary limits and extravagant incentives.