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American Express® Gold Card
Issued by American Express |
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| Total Posts: 72 |
Average Rating:
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Category: Charge |
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Showing 1 - 10 of a total of 72 Commentaries |
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1-10 | 11-20 | 21-30 | 31-40 | 41-50 | 51-60 | 61-70 | 71-72 |
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| "Credit Limit Eliminated without Notification" |
| American Express cut my line even though I had my identity stolen, the fraudelent account was removed from my credit history. I was never asked any questions before the line was eliminated. I have never had a late payment in my entire credit history. |
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| Most attractive feature: Low interest rate |
| Least attractive feature: No notification given before line is eliminated. |
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| Posted by: Kay Mint |
| Date: 9/30/2008 |
Recommend?  |
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This person does not recommend this card.
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| "Ridiculous Credit Limit Decrease - User Beware" |
I had two cards an Amex Gold Charge card and an Amex Blue Card. In March of this year, I found out that suddenly my credit limit was halved. I had made a major purchase which I elected to 'carry over' per the terms of the card, which for whatever reason triggered Amex to halve my credit limt on the Gold card!
They said it was the 1st time I had carried a balance which triggered some kind of warning. Never mind that I didn't have any balance on my Blue card, always paid ahead of time and in full every month with this exception.
Why allow card members to carry over a major purchase if that results in a reduction in credit line? Forutnately for me it was the month of my renewal of the Gold card, and I paid off and cancelled it immediately. I will keep my Blue card open and never use it, and in the future I've used my Citibank Diamond card or Chase Platinum card for major purchases.
The benefits aren't worth the shoddy treatment! |
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| Most attractive feature: Points/perks system |
| Least attractive feature: Customer Servce |
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| Posted by: Quee |
| Date: 8/18/2008 |
| Recommend? |
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This person does not recommend this card.
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| "I work for the largest finacial institution in the world, this is a fantastic card." |
| The greatest card ever. |
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| Most attractive feature: Rewards are great! They work to make you happy, disputes, grace period, and discounts. |
| Least attractive feature: Foreign customer service. |
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| Posted by: Hamish |
| Date: 8/28/2007 |
Recommend?  |
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This person does recommend this card.
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| "Gold card member for over 15 years" |
| My wife and I had the Gold card for over 15 years and were told we had a tremendous amount of points that we could use anytime. Last year they told us we had again a tremendous amount of points. We went online to check what we could get with the points. we were excited maybe to get a trip because we never had a honeymoon. Anyhow we contacted an agent and were told we had no points and that we were never registered for those points. At this writing I am getting my records together and will be pursuing all legal avenues. Is there any one else out there who has had this happened if so please reply on this website or if allowed email us. we feel that this may be happening to many of us older card members and it is not fair! We have since not reinstated the gold card fees but we will try to show if possible by records the truth of what has happened. |
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| Most attractive feature: tracking spending |
| Least attractive feature: Talking to rude or not helpful representatives |
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| Posted by: Tim McIntyre |
| Date: 9/6/2006 |
| Recommend? |
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This person does not recommend this card.
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| "I really don't leave home without it!" |
| I haven't been a card holder long, but I was so impressed not only with their introductory offer, but with their exceptional customer service, that I opened a second card account with American Express. It's really a great card to have! |
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| Most attractive feature: Their customer service is outstanding and it has no interest rate! |
| Least attractive feature: That you must pay off balance monthly. |
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| Posted by: Rajah |
| Date: 8/18/2005 |
| Recommend? |
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This person does recommend this card.
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| "CAN'T BEAT THE POINTS!!!!" |
| I love this card. I use it for everything - even groceries. I'm forced to pay it off every month as it is a charge card, not a credit card. But I cash in points for Home Depot and Toys R Us gift cards. Points have paid for the last 2 Christmas sprees at Toys R Us and many, many home improvements with Home Depot. Highly recommend if you are personally disciplined with your credit. |
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| Most attractive feature: rewards points and no pre-set limit |
| Least attractive feature: customer service always seems like it's overseas |
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| Posted by: Tanya |
| Date: 7/9/2005 |
| Recommend? |
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This person does recommend this card.
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| "Great card with a few drawbacks." |
| This card is great if you need high spending limits and demand good customer service. American Express will stop payment to merchants if you have filed a dispute with them. I had a dispute over a return policy of one of American Experesses merchants I had done business with, and American Express refused to pay the merchant and made sure the merchant recitified the situation. This card is definitely a good choice, however all American Express cards are accepted less than say, Visa, since American Express takes a higher free from merchants. |
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| Most attractive feature: AMEX will fight for you if you are displeased with a merchant |
| Least attractive feature: It is not accepted everywhere unlike visa. |
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| Posted by: Bert |
| Date: 5/30/2004 |
| Recommend? |
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This person does recommend this card.
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| "Awesome card." |
| This is the best card I've had out of some 12 I've received over the years. You can't beat their people for personal service. Although you do have to pay the entire balance each month it just keeps you from going over board. The most I've ever charged is about $2500.00, but had no problems working with them to pay it in two payments. I always make sure to keep this card as the first to get paid. You respect me, I respect you. If you can get approved for this one definitely stick with it. They take care of you. |
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| Most attractive feature: Personable Customer Service Reps |
| Least attractive feature: Can't think of any. |
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| Posted by: Kenneth |
| Date: 11/3/2003 |
| Recommend? |
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This person does recommend this card.
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| "this is a great credit card" |
| The American Express Gold card is a great credit card to have, it is great because you have to pay the total balance at the end of each month so you know not to spend more money than you can actually pay each month. it is almost like using cash. another great thing about the card is that you get reward points for each dollar you spend. than you can spend the reward points on anything you want. american express offers great rewards like gift cards, getaways and other things you can shop for online or in a catalog they send right to yiu. another great feature they have is that if something is charged to this card that is incorrect or not suppose to be charged or even if you were suppose to get your money back they will do the investigating for you. they will credit you your money and then they will contact the company and find out what was wrong and why you never got your refund or why you were charged for something that wasnt suppose to be charged. i would highly recommend this card to everyone!! it is a great card and has so many great benefits and helpful qualities. there are so many different cards american express has to offer to fit everyones specific needs. i think everyone should have an american express card. |
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| Most attractive feature: earned rewards points |
| Least attractive feature: there is no bad feature |
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| Posted by: helen |
| Date: 8/1/2003 |
| Recommend? |
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This person does recommend this card.
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| "." |
| This is the worst card I ever recieved. I had an account with them for more than two years than I applied for a small business card and I was approved. After 15 days from the card was issued they called me and said that they are my income tax and my bank statements.I had my personal income tax and bank statements but I didnt have the bank statement for the business so they canceled my account. Dont apply for this card. |
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| Most attractive feature: None |
| Least attractive feature: They stop your card. |
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| Posted by: Joe |
| Date: 5/13/2003 |
| Recommend? |
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This person does not recommend this card.
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Showing 1 - 10 of a total of 72 Commentaries
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1-10 | 11-20 | 21-30 | 31-40 | 41-50 | 51-60 | 61-70 | 71-72
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