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Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card
Issued by Bank of America |
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| Total Posts: 12 |
Average Rating:
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Category: Reward - Other |
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Showing 1 - 10 of a total of 12 Commentaries |
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1-10 | 11-12 |
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| "CC account not able to see transactions" |
I've tried several times in the past few weeks to see my account transaction. Talked with rep. and told account would be accessable in a few days. Did not happen. Can't get ahold of anyone who can help. So frustrating I will probably cancell the account after about 15 years of use.
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| Most attractive feature: rewards |
| Least attractive feature: horrible customer service |
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| Posted by: Joseph |
| Date: 10/1/2011 |
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This person does not recommend this card.
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| "Good Interest Rate and Rewards Program" |
After spending $10K on this card (and NEVER paying Finance Fees) I just received $80.00! I think that's pretty good...free money. Let me put a CAVEAT out there thou'...you must be diligent in paying off your balance BEFORE a finance charge acrues if you're going to use this card for the Cash Back Benefit. I'd like to research more about CASH BACK offers, but since I have been DEBT FREE in May 2006, I use this card to up my points value and make sure I NEVER carry a balance...I pay it off every month and don't spend more than I can afford.
I'm not a fan of Bank Of America, so I like getting their FREE money without them taking more of my money. Just know to play this game, you have to be on top of yours! GOOD LUCK! |
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| Most attractive feature: Rewards Program (Cash Back, Specifically!) & Low APR! |
| Least attractive feature: Their Customer Service has YET to mail me a Key Chain sized card...and I've called TWICE! |
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| Posted by: Skunky |
| Date: 12/30/2007 |
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This person does recommend this card.
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| "rate change" |
I opened the card with MBNA in 2001 with a rate of 5.9% fixed and never missed a payment.My credit score is above 700 and when I purchased my 2nd home in the last year we put some home repairs on the card. Putting the repairs on the card brought the card to about 95% of the available balance that we plained on paying over the next 6-8 months. We just received a letter from Bank of America that are rate was going up to 12%! It stated it was due to my credit but when I repulled my credit was 720!!! it is just a scam to raise people's interest rate when you use the the available credit.
I WILL NEVER OPEN ANYTHING WITH BANK OF AMERICA AGIAN!! |
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| Most attractive feature: online access |
| Least attractive feature: rate change |
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| Posted by: rob |
| Date: 6/27/2007 |
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This person does not recommend this card.
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| "Great Way to Help Ducks Unlimited" |
| I got this card to help Ducks Unlimited. The intrest rate is great and the points ad up fast. It's a win win card. Customer service has been great. |
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| Most attractive feature: This is a great card that helps support Ducks Unlimited! |
| Least attractive feature: I can't think of any. |
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| Posted by: jim |
| Date: 4/18/2007 |
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This person does recommend this card.
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| "Received my "Changed of Agreement" today" |
| I have excellent credit. Outstanding credit history with everything I have. Paid more than required and before the due date and had 7.9% fixed...until now. If I contest them changing my account to variable and to the current APR I can't use my card anymore. In essence..they shut me off for being a good customer!! |
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| Most attractive feature: online services |
| Least attractive feature: MBNA selling us out to Bank of America |
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| Posted by: I'vehadit! |
| Date: 9/18/2006 |
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This person does not recommend this card.
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| "Watch out with Bank of America/merger and new management" |
Well, it looks like another merger, another dollar for the financial industry. After a few years of using this card with $11.5k limit, no late payment ever and a current Fico score of 729- they've decided to lower my credit limit to $1,000. That's my reward for being a great customer.
Called the customer service dept.- the rep's response (I kid you not)"well,sir,maybe you want to apply for a line increase?" can you believe this? The robotic responses from these reps are scary. I wonder if they think at all. I asked the rep, does this make sense? response:"this decision was made on a risk-management basis". Even though I paid off the card and a zero balance..with again 729 Fico score. Unbelievable. Rest my case. Be aware that these credit card giants can do whatever they really want and they don't care. My point is if they don't want my business, screw them. There's always going to be someone else who cares. For now I'm sticking with Amex. There's a reason they've been in business for more than a hundred years and they're perceived as the best overall. Bye bye Bofa/MBNA whatever it's called now! |
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| Most attractive feature: Good online payment system |
| Least attractive feature: Moving to B of A- not a clue how to keep good clients |
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| Posted by: MS |
| Date: 7/27/2006 |
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This person does not recommend this card.
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| "Good Card" |
| Have had this card originally for 8 years via my credit union when it was turned over to MBNA, hope Bank of America maintains good APRs, Customer Service etc. Have received several applications from MBNA for new brands in the last 6 months. I may try one after I have a sense of how Bank of America will handle things. |
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| Most attractive feature: CS is good. Increased credit limit w/o trouble |
| Least attractive feature: 3% BT Fee . Max at $75 which is good |
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| Posted by: JP |
| Date: 6/23/2006 |
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This person does recommend this card.
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| "Hate to see them go" |
| I have loved my 5.9 fixed rate on purchases and 1.99 on balance transfers since opening the account in 2004. I expected the rate to change and it never did. I am very sad to see them change to Bank Of America, althought I have a card from them. MBNA has changed my limit so many times. I have never had a car with a 19K . I'm very proud of myself |
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| Most attractive feature: Fixed rate |
| Least attractive feature: Company changing to Bank Of America |
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| Posted by: AJ |
| Date: 3/1/2006 |
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This person does recommend this card.
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| "New meaning to the "GIFT" that keeps on giving!!" |
| New meaning to the "GIFT" that keeps on giving. Like giving you a bill for over 300 because they don't tell you outright this card can be used over the GIFT amount in "some" gas station auto pay pumps. So when you give it to someone, you keep on giving until they finally catch up with the pre pay pumps. Most all of the people at World Points didn't and don't even know this. So Beware! Account Closed after excellent history and over 15 years. |
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| Most attractive feature: Was a good card until you cash in your rewards points. |
| Least attractive feature: Watch out for World Points VISA "GIFT" cards...READ CLOSE! VERY DECEPTIVE |
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| Posted by: Katrina |
| Date: 2/9/2006 |
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This person does not recommend this card.
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| "Great Card" |
| I've had this card for a year and half now. Transferred some balances from Chase (I hate them) and I must say I've been impressed with their customer service dept. and for their rewards program. They give you a point for each dollar and you can use them for virtually any USA airline and even some international ones. But the part that has gotten me very pleased is that they haven't played any games with my interest rate after the promotional 0% was over, it's stayed as promised fixed at 7.99% and no issues/problems with my account. Even if my FICO score has fluctuated up and down due to a recent large purchase (home) and some other additional balances related to my move, I've been pleased that they haven't played any games with my interest rate and in fact they've increased my limit a couple of times. I can only hope now that their pending merger with Bank of America does not spoil this!! |
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| Most attractive feature: Good Customer service |
| Least attractive feature: Can't think of one |
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| Posted by: JH |
| Date: 11/5/2005 |
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This person does recommend this card.
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Showing 1 - 10 of a total of 12 Commentaries
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1-10 | 11-12
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