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Commentaries |
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Credit Card Commentaries |
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Blue Cash® from American Express
Issued by American Express |
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| Total Posts: 36 |
Average Rating:
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Category: Reward - Cash |
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Showing 1 - 10 of a total of 36 Commentaries |
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1-10 | 11-20 | 21-30 | 31-36 |
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| "BEWARE!!!!!!!" |
| I have had this card since 2000. In 6/07, I applied for and received an AMEX Clear card. This is the last credit card I have acquired. After, receiving this card, AMEX lowered my credit limit on my Blue Cash card by 12k. Two months later, both cards were cancelled and reported as derogatory to the credit bureaus. The reason was that my balance to credit limit ratio had increased. Of course, it increased when you lowered the limit by $12,000. Customer service did nothing but re-read the letter to me that I received in the mail over and over. No one could explain why this action was taken or what in my credit report, other than AMEX's actions, contributed to this decision. BEWARE!!!!! AMEX is not what it used to be. |
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| Most attractive feature: There are better cards out there. |
| Least attractive feature: Bad Customer Service |
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| Posted by: KIMBERLY |
| Date: 12/8/2007 |
Recommend?  |
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This person does not recommend this card.
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| "great card" |
| I spend $2500 a month, so I quickly get to the $6500 minimum for the higher level. Haven't had any problems at all with the card or rebate program. Highly recommended for all those who charge > $6500/yr, and pay off their account each month. |
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| Most attractive feature: Great cash rewards |
| Least attractive feature: Late one day on payment? It'll wipe out your rebate for the year. |
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| Posted by: Matt |
| Date: 1/30/2007 |
Recommend?  |
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This person does recommend this card.
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| "Very Nice Card overall!" |
| One feels that one has "arrived" when getting an American Express Blue card. Their website is well done when it's functional - they need to improve uptime on that. |
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| Most attractive feature: 5% Cash Back |
| Least attractive feature: Have to get to $6500 to start getting 5% |
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| Posted by: SaraPoo |
| Date: 8/22/2006 |
| Recommend? |
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This person does recommend this card.
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| "It is good card to keep in your wallet" |
| I have been with Amex Credit card for a long time. Fairly, it is easier to get this card even wihout good credit. this card offers a nice credit line and average APR. Customer service is Ok. Online account is easy to handle. Altough not all transactions are posted timely, paying the balance is pretty fast. I was a little bit embarrassed sometime when my Amex could not be taken by 10% machants. |
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| Most attractive feature: High Credit Line, Good CSR |
| Least attractive feature: ridiculous cash back |
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| Posted by: Nickel |
| Date: 8/1/2006 |
| Recommend? |
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This person does recommend this card.
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| "I like the high credit limit." |
| I didn't personally get Blue Cash for the rewards. The thing i like most about my 3 AMEX cards is how i can raise my own credit limit or re-allocate credit limts among my accounts on the website without having to deal with a customer service rep. My experience is that AMEX has the most generous credit limits of all my cards. However, i don't like how they advertise it it as a 5% cash back card because you really have to spend a lot of money in order for it to go into affect.($6500.00) So i only recommend this as a rewards card if you plan to spend that much anytime soon. |
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| Most attractive feature: High credit limit. |
| Least attractive feature: Must spend $6500.00 in order to recieve 5% back, AMEX not always accepted |
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| Posted by: Al |
| Date: 6/11/2006 |
| Recommend? |
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This person does recommend this card.
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| "Don't use this card for cash back" |
I had this card for about 1 year. I paid the balance in full every month, $900 to $5000. I went on vacation and when I cam home, the payment was due.
It arrived 1 day late. It cost me $73 in interest and late fees. They also wiped out my cash-back amount as well. I called but they would not budge and told me to read the fine print on the card agreement. I cancelled the account and I no longer accept American Express in my store. |
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| Most attractive feature: None |
| Least attractive feature: No slack here |
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| Posted by: John |
| Date: 6/7/2006 |
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This person does not recommend this card.
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| "5% cash reward is a joke compared to Discover cash back" |
I have a Discover card and earned close to $400 in cash back rewards for year 2005. I still use it. Their(4) 5% back programs a year covered the areas where I had some big expenditures, ie; dental and perscriptions. The current program is 5% cash back on automotive repairs and car washes, without having to reach any spending limit for it to kick in. Great!! I signed up for Blue cash (2) months ago for they were offering 5% back on gas and grocery purchases at this time. Forget that 5% cash back. On $373 of purchases in that category I received $3.28 in rewards. I would have been better off to have made them with Discover, even with it only being 1%, on the non program purchases. Blue cash doesn't look that terric to me.
I will go back to Discover, track only one card, and be a lot better off. IMO |
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| Most attractive feature: No better than any other rewards card |
| Least attractive feature: 5% cash rewards is a joke |
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| Posted by: Colorado |
| Date: 5/23/2006 |
| Recommend? |
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This person does not recommend this card.
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| "THE BEST REWARDS CARD YET !" |
| I've had this card just a little time, but I am very pleased with American Express and their customer service. I filed a claim for Buyer's Protection, and according to the terms, my claim didn't applied, BUT THEY APPROVED IT !!!! It is really greeting having companies that do actually care still for the consumer and for their loyalty... THANKS AMEX ! |
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| Most attractive feature: Online Payment, Customer Service |
| Least attractive feature: Can't think of one |
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| Posted by: Saurio |
| Date: 3/16/2006 |
| Recommend? |
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This person does recommend this card.
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| "Be careful with this card!!!!!!" |
They approved this amex with a credit line of 5000, and 0% APR for the first 6 months. I used this cards on a trip, and charge 900 to it. I didn't touch it for 2 months, and I started making payments to reduce the balance. And I got a letter from Amex, reducing my credit line from 5000 to 1100!!!!!!. Based on the fact that I had a highly utilization of my other credit cards!!!!
I'll pay the balance and.....byeeeeeeeeeeeee BLUE CASH!!!! |
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| Most attractive feature: Internet payments |
| Least attractive feature: telephone service in India or some foreign country |
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| Posted by: Joe |
| Date: 1/29/2006 |
| Recommend? |
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This person does not recommend this card.
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| "I LOVE this card! Best AMEX card on the market" |
This is THE AMEX card to get if you spend alot of money. If you don't, then don't bother. This card is not meant nor designed for low income households. If your one of them, get a citi dividend card which caps you at $300!!!! What a ripoff.
This AMEX BLUE CASH, there is NO CASH BACK CAP!. The only limit is only the first $50,000 in a year is counted, now you see the attraction for high earner individuals. With Citi, once you get $300, you have to apply for another card??? What a joke!
My limit is an insane $25,000. Ha!
Here is an unknown perk that BLUE DOES NOT HAVE, but Blue Cash does. I reserved a room at the Bellagio in vegas. My flight was delayed and I did not get there until after midnight. I was terrified that they gave my room to someone else since I was a perceived "no show". WRONG!!!! with BLUE CASH, your room is RESERVED until checkout the next day!. I was impressed.
I called AMEX and they said this is an additional benefit and had I used Blue, it would not have worked out that way.
I was smiling ear to ear. What a great card. I love it and I use it for everything. I can choose not to pay in full, but I treat it as a charge card and AMEX has NEVER DECLINED A CHARGE for me, no matter how much I spent.
If you can afford it, I highly recommend this card! |
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| Most attractive feature: Over $6,500 5% cashback on everyday items. High credit lines. BEST customer service |
| Least attractive feature: None! |
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| Posted by: William |
| Date: 12/26/2005 |
| Recommend? |
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This person does recommend this card.
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Showing 1 - 10 of a total of 36 Commentaries
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1-10 | 11-20 | 21-30 | 31-36
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