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British Airways Visa® Signature Card
Issued by Bank One

Total Posts: 5 Average Rating: 1.9 Category: Reward - Airline
 
 
 
Showing 1 - 5 of a total of 5 Commentaries
 
1-5
 
"Service"
I travel a lot. Despite my advising the bank of my plans in advance of travel, I find that my account for cash advances is blocked repeatedly. Have to call some Indian after each withdrawal to get services re-instated despite my explanations that a lot of countries function on a cash basis. This bank is operated solely for the purpose of milking money from customers; not to offer service. Useless!
 
Most attractive feature: No service at all. Poor communication. Stay away.
Least attractive feature: Will not deliver cash advances abroad when needed
 
Overall:
Benefits:
Service:
 
Posted by: Mad Frog
Date: 4/26/2007
Recommend?
This person does not recommend this card.
 
 
 
"A great card with a rich rewards program."
Love this card. I use it everywhere I go. Flown on BA 2 time and both times, got double miles when I used my British Airways Visa Signature card to buy the tickets.

Customer service is 2nd to none. Never a complaint. Very helpful and follow through on their promises. I really cannot overstate how important good customer service is, maybe thats why the $75 fee??????? United is only $60.

Best part of signature is no preset spending. I got 22K to start, so I don't think I will go near that, but I went as high as 17.7K once. No rate jacking when I did that.

Free companion ticket with any executive club seat purchase in first class. Have not tried yet.

Overall, I love the card and highly recommend it to anyone who travels to Europe.

 
Most attractive feature: 15K bonus miles, 4.9% intro on purchase and balance transfers
Least attractive feature: Annual fee of $75 is very high
 
Overall:
Benefits:
Service:
 
Posted by: Tom
Date: 3/2/2005
Recommend?
This person does recommend this card.
 
 
 
"Goodbye British Airways!"
This is a horrible card. I have had my card for about 4 years and have accumulated about 10,000 miles. In order to use these miles, I have to go through the British Airways site which requires a PIN # that they never sent me. I requested my PIN and they never sent it to me and by the time I got ahold of someone on the phone, the flights around my departure date were gone. This has happened to me every time I have tried to redeem my miles. I would advise everyone to stay away from this card and get a card with perks that are usable.
 
Most attractive feature: Neat Design
Least attractive feature: Trying to redeem miles
 
Overall:
Benefits:
Service:
 
Posted by: Dalton
Date: 2/18/2005
Recommend?
This person does not recommend this card.
 
 
 
"I'm leaving this card behind today..."
I, too, was suddenly hit with 29.24% interest rate despite having never been late on this or any OTHER credit card payments. When I called to complain, I was informed my debt ratio was too high. This is a heinous practice and I can only hope that everyone affected by Bank One's negative and laughable "customer service" will, as I do, share their tales of woe given any opportunity to do so. Trust me, no one in my acquaintance will ever do business with this company - I'm very persuasive on the subject of corporate mendaciousness.
 
Most attractive feature: mileage
Least attractive feature: BEWARE the universal default clause!
 
Overall:
Benefits:
Service:
 
Posted by: Eloise
Date: 2/17/2005
Recommend?
This person does not recommend this card.
 
 
 
"Usuary Laws"
I was suddenly charged 29.24% interest for my purchase balance as soon as I paid off all my promotional balances. Even though I still continually receive promotional checks in the mail I was told that my credit card balances were "too" high even though I own an $800,000 house debt free. This violates Mass usury laws. Be careful of Bankone, now Chase, or they will do the same to you.
 
Most attractive feature: BA flight deals
Least attractive feature: Sudden charge of 29.24% is in violation of Mass Usuary Laws
 
Overall:
Benefits:
Service:
 
Posted by: George
Date: 2/15/2005
Recommend?
This person does not recommend this card.
 
 
 
 
Showing 1 - 5 of a total of 5 Commentaries

1-5