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CIBC Classic Visa® Card
Issued by CIBC Bank

Total Posts: 14 Average Rating: 3.46 Category: Foreign
 
 
 
Showing 1 - 10 of a total of 14 Commentaries
 
1-10 | 11-14
 
"A card that does what it's supposed to do and a little more..."
Well, no annual fee, high APR as usual but...

Extended warranty is an incredible benefit. Basically, it doubles the manufacturer's warranty of a purchase up to one year. And they respect their engagement. Used it with washing machine and mp3 player. Saved a lot. Prefer that to a measly 1% dividend, especially when buying electronics or fragile goods.
 
Most attractive feature: Purchase protection and warranty extension
Least attractive feature: None really
 
Overall:
Benefits:
Service:
 
Posted by: Mart
Date: 4/14/2006
Recommend?
This person does recommend this card.
 
 
 
"security a problem?"
I have had three separate instances where card was used fraudently. Has never happened with other cards
 
Most attractive feature: accepted many places
Least attractive feature: have had to be issued three new cards because of fraud on card
 
Overall:
Benefits:
Service:
 
Posted by: Sam
Date: 3/10/2005
Recommend?
This person does not recommend this card.
 
 
 
"Good card"
I've had mine for over 2 years now. When i first got it, the credit limit was $500. Now my credit limit is $3000, and i didn't even ask them to raise it, lol. Customer service is good.
 
Most attractive feature: Limit increase!
Least attractive feature: High interest
 
Overall:
Benefits:
Service:
 
Posted by: mark
Date: 7/23/2003
Recommend?
This person does recommend this card.
 
 
 
"CIBC Tellers and the bank itself."
I don't know about everyone else but I find that within the last year that CIBC is trying to pull little scams, errr, "customer benefits" where they automatically sign you up for some "amazing service that you need to have" and for your convenience you will be automatically renewed every month until you discover you don't like the "amazing service that you need to have". Oh and the phone call usually comes at about supper time with a hard to understand voice and it will cost you money to be automatically registered for the "amazing service that you need to have" but of course only for your convenience. I didn't fall for the $5.00 cheque that CIBC sent me either, because if I had cashed it, then it would have "registered me for my convenience" to one of these scams, errr, "amazing services that I need to have".
 
Most attractive feature: A "just to have on hand in case of..." type of card
Least attractive feature: The bank tellers at CIBC
 
Overall:
Benefits:
Service:
 
Posted by: Pete
Date: 7/19/2003
Recommend?
This person does recommend this card.
 
 
 
"My Card"
It is fine liked the raise in the limit even though I didnt ask for it!
 
Most attractive feature: low interest...
Least attractive feature: ???
 
Overall:
Benefits:
Service:
 
Posted by: Kerr_prize
Date: 1/13/2003
Recommend?
This person does recommend this card.
 
 
 
"Don't bother calling for assistance"
I had my card issued while in University through the Campus CrediKit deal. Great way to start out a credit rating, but if you want/need to contact the VISA office, don't even bother calling them. After pressing numbers in the automated system I usually found that I ended up getting disconnected.
 
Most attractive feature: Offered to sutdents, no yearly fee
Least attractive feature: Impossible service/customer relations
 
Overall:
Benefits:
Service:
 
Posted by: allerron
Date: 11/18/2002
Recommend?
This person does not recommend this card.
 
 
 
"Great Card"
Glad I have this card. It has helped me out a lot of times
 
Most attractive feature: Pay Protector
Least attractive feature: None sofar
 
Overall:
Benefits:
Service:
 
Posted by: Raymond
Date: 9/5/2002
Recommend?
This person does recommend this card.
 
 
 
"great"
it is a great card and has a small interest rate at first then it goes up
 
Most attractive feature: small interest
Least attractive feature: increase of interest
 
Overall:
Benefits:
Service:
 
Posted by: terry smith
Date: 7/17/2002
Recommend?
This person does recommend this card.
 
 
 
"Ok"
The Credit card rate is very high! The Service is Great!
 
Most attractive feature: None
Least attractive feature: None
 
Overall:
Benefits:
Service:
 
Posted by: Charge it
Date: 7/6/2002
Recommend?
This person does recommend this card.
 
 
 
"High interest overall"
Interest rates on unpaid balance is retroactive to date of purchase if not paid in full.
 
Most attractive feature: none
Least attractive feature: Interest calculation
 
Overall:
Benefits:
Service:
 
Posted by: John
Date: 9/23/2001
Recommend?
This person does not recommend this card.
 
 
 
 
Showing 1 - 10 of a total of 14 Commentaries

1-10 | 11-14