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Citi Driver's Edge Visa® Gold Card
Issued by Citibank |
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| Total Posts: 6 |
Average Rating:
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Category: Reward - Auto |
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Showing 1 - 6 of a total of 6 Commentaries |
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1-6 |
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| "Zero Balance" |
I started as a Ford MC and with a goal of using Ford Rebate Points. Program was changed significantly before I could accumulate points. Then an expiration was added and max pts that could be used lowered. Students should get serious as rebate apply only to new vehicles and you may need to wait for years to buy new.
I recently had a notice that my limit was rasied to a very large amount and then a major change in Terms after that. Thank you...but no thanks..letter canceling card mailed today. |
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| Most attractive feature: None |
| Least attractive feature: Constant review and term changes |
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| Posted by: John |
| Date: 9/15/2003 |
Recommend?  |
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This person does not recommend this card.
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| "Rate Bate and Switch" |
Citibank offers generous credit lines, and agressive offers to those who qualify, but watch out! They have a god awful policy of reviewing your credit file and raising your rate to the sky, even if your credit file is flawless, but you may have overall high balances which they solely deem high. When questioned, they admit that theres no reason for an enormouse rate change other than what they deem to be high balances on your "other" debt.
Certainly not a way to help you reduce those balances.
The policy is so random, they you may have a preferred rate on one account with them and a Sky High rate on another.
Dishonest, Disgraceful, and a Slap in the face especially on an impeccable account opened in 1984.
All my claims of exceptional accounts and credit can be supported by a taintless credit report which demostrates an ability to pay well above average debt on a perfectly on time basis. |
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| Most attractive feature: 2% of Purchase accrued for Cash Rebate on Auto Purchase |
| Least attractive feature: Bate and Switch on Interest Rates Even to Impeccable Credit Customers |
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| Posted by: Bruce |
| Date: 5/9/2002 |
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This person does not recommend this card.
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| "citicard drivers edge" |
| I own ten credit cards. I have found that this card is one of the few that actually performs as stated. They have saved me thousands when my card was hacked on-line and have also notified me when legitimate spendingf fell outside of my pattern. In addition, they were quick to respond to accessing there promotion. While you may get a half point better rate, you will not get any better service or support. I rate these guys the best of the bunch. |
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| Most attractive feature: monitors for excessive or non pattern usage |
| Least attractive feature: none |
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| Posted by: david |
| Date: 4/16/2002 |
Recommend?  |
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This person does recommend this card.
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| "Driver's Edge not really earning money for 3 years" |
| I was attracted to the card as I lease my car every 3 years. However, this year I have found that they already started substracting the money for 1999, as the rebates have expiration after 3 years. I tried to explain them that 3 years have NOT passed in my case, but they simply take the year being the trigger, not when in that year one started earning awards. This means that the 3-years rule would apply only to people who opened the card as well as will buy a car on January 1st of the 3rd year! As I opened my card in May of 1999, 7/12 of 1999 year rebates will be trashed, and actually I will get a rebate for my car that I&#'ve earned in 2 1/3 years (I will lease in April 2002). Now I am sorry that I was earning the rebates in 1999 by not knowing about their rounding! |
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| Most attractive feature: 2% rebate on any amount spent |
| Least attractive feature: earnings compund up to 3 years |
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| Posted by: Mad On Citi |
| Date: 2/10/2002 |
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This person does recommend this card.
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| "Get \This" |
| It is easy to aquire and well worth it too |
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| Most attractive feature: Great Service and Benefits |
| Least attractive feature: NONE! |
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| Posted by: Slick Jerms |
| Date: 5/31/2001 |
| Recommend? |
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This person does recommend this card.
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| "Switched without warning from Visa to MasterCard" |
| I have had the Citibank Visa card since 1985. Suddenly and without warning in Jan 2001, I received a Citibank MasterCard to replace my Visa. I had dumped MC over 10 years ago due to rude remarks by their customer service people. I was told their computer program closes anyone's account without warning due to the way the program is written. There is nothing customer service can do, even if it was closed in error. A new account can be opened if you want to re-apply. I was furious because it was their error, not mine. Since then I have used only the Visa card. Now I am closing this Citibank account and searching for a new Visa card at an established bank offering great rates. |
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| Most attractive feature: none |
| Least attractive feature: customer service |
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| Posted by: Idaho Seniors |
| Date: 2/7/2001 |
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This person does not recommend this card.
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Showing 1 - 6 of a total of 6 Commentaries
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1-6
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