| |
|
| |
|
Clout.com Visa® Card
Issued by Clout.com |
|
|
|
| Total Posts: 111 |
Average Rating:
 |
Category: Regular |
|
| |
| |
| |
Showing 1 - 10 of a total of 111 Commentaries |
| |
|
|
|
1-10 | 11-20 | 21-30 | 31-40 | 41-50 | 51-60 | 61-70 | 71-80 | 81-90 | 91-100 | 101-110 | 111-111 |
|
| |
| "ripped" |
| ok i just got a call about this card myself and i have never even had this card so it had to be a family memeber or something but now they are trying to sue me for 7000 dollars and i have no clue of what the hell to do but heres a phone number to a real person if any one wants to check there self on this matter 1-855-286-1922 ext 107 and ext 111 to talk to a real person |
| |
| Most attractive feature: That i dont even know how this happen to me
|
| Least attractive feature: that there is none |
| |
 Overall:  |
| Benefits: |
| Service: |
| |
| Posted by: Peter |
| Date: 10/18/2011 |
Recommend?  |
|
This person does not recommend this card.
|
| |
| |
| |
| "Rip Off" |
| This card started at $250.00. But when I talked to the guy on the phone, said it was $2250.00. Yes go figure. Was going to try and fix this, but didn't want to work with me. Told this person to send me something in black and white, before I sent money to him, said he couldn't, but he could send me a receipt. Hello, im not just going to send money to someone without some paper work, that I can have as proof. Stay away form this card, because it's a total rip off |
| |
| Most attractive feature: To be honest, there is no best feature. Stay away from this card. |
| Least attractive feature: It's a total scam |
| |
| Overall: |
| Benefits: |
| Service: |
| |
| Posted by: B.R. |
| Date: 10/18/2011 |
| Recommend? |
|
This person does not recommend this card.
|
| |
| |
| |
| "why am I being called by a collection agency 2 years after the fact?" |
| I paid off my account at the end of my third year of college...that's the year they went bankrupt and started selling themselves off. I only found out about the buyout because my bf told me about it. I called BoA and asked about my account. I was told they had no record of my account so I cut up my card and went my merry way. Two years pass and not once am I contacted by BoA that my account was delinquent. All of a sudden I owe a collection agency several hundred dollars. "Pay it off," they say, "or else your credit will suck and you won't be able to get a house or another card." I pay it off and it didn't do a g-d- thing...I have a charge off and a collection on my credit report. I am currently appealing for its removal. |
| |
| Most attractive feature: very generous with limit if good payer |
| Least attractive feature: horrible customer service |
| |
| Overall: |
| Benefits: |
| Service: |
| |
| Posted by: Mel |
| Date: 9/11/2011 |
| Recommend? |
|
This person does not recommend this card.
|
| |
| |
| |
| "Comapny went Bankrupt, Now What!" |
Clout Financial Credit Card went bankrupt and sold their accounts to about 6 different companies. some of those companies in-turn sold the information they purchased about your account to other companies/banks.
How do I know, because I tracked all of the companies down in order to find my account!!!
I received the card on my 18th birthday (so I was 17 when I applied)! I had a limit of $250.00 and some how ended up paying them $1,829.32 through a debt collection agency!!!!!!
Worse of all is/was that there is no one contact about your account while the company was filing for bankruptcy, so your account was still collecting interest!!!!!
It has ruined my credit. They reported it was "charged off" when I actually pain in full. Now I'm in disputes with the credit agency over the validity of the account's status!!!!
WORTHLESS CREDIT CARD! Thanks for the messed-up lesson! Glad Karma was there to repay the debt! |
| |
| Most attractive feature: That the company went bankrupt! |
| Least attractive feature: Customer service and the ability to track account balances. |
| |
| Overall: |
| Benefits: |
| Service: |
| |
| Posted by: Karma |
| Date: 1/24/2011 |
| Recommend? |
|
This person does not recommend this card.
|
| |
| |
| |
| "I hate this card " |
| when I turned 18 yrs old I received this card in the mail I activated it and that was the worst thing I ever did. I paid this card off in 2006 and canceled it and still to this day I see I owe them money on my credit report. I don't even have this card anymore and I cant contact anyone to help me from clout financial services. |
| |
| Most attractive feature: There is no good feature about this card |
| Least attractive feature: You can never reach customer service |
| |
| Overall: |
| Benefits: |
| Service: |
| |
| Posted by: T |
| Date: 3/26/2010 |
| Recommend? |
|
This person does not recommend this card.
|
| |
| |
| |
| "Ripp-OFF!" |
| They have no retailers. Last thing I need is another card. |
| |
| Most attractive feature: Nothing |
| Least attractive feature: No one to answer phone - No retailers - Bogus |
| |
| Overall: |
| Benefits: |
| Service: |
| |
| Posted by: Julie |
| Date: 11/19/2009 |
| Recommend? |
|
This person does not recommend this card.
|
| |
| |
| |
| "clout..SMH" |
| I have recieved this card right after i graduated high school.. it was a foreign lady that i talked to. didnt kno wat she was talking bout jus thiught it had some thing to do with school. At the end of the conversation all i heard was you will be recieving your card in about 3 to 5 business days...and she hung up..so that's how i got caught up with clout and now i owe them just about $3,000...Bank of america took over.. |
| |
| Most attractive feature: credit limit was $600 |
| Least attractive feature: A rip off |
| |
| Overall: |
| Benefits: |
| Service: |
| |
| Posted by: CECE |
| Date: 7/21/2009 |
| Recommend? |
|
This person does not recommend this card.
|
| |
| |
| |
| "I've had the card" |
| I still have the last card I received from Clout Visa, which expired 08/2007. I didn't even get to use it that long, it was offered to me when I was 18 about to graduate from high school. I was also offered another credit card from 1st Financial Bank USA and I jumped at the chance, it made me feel grown lol. But now I am in major debt. I owe clout almost 3,000. They can really get you because my limit started out with $250 and it just kept on increasing as long as I kept making the minimum payment(which was only $10, and who can't pay that, right???) So I started spending even more especially when I found I out I was pregnant, so mama gotta buy for her baby, and almost maxed out. So my account has been closed for about 2 or 3 years, and they have not received a penny from me. I don't plan on paying them anytime soon, because I am unable to. So I would definitely reitterate...BE CAREFUL, because they increase those limits so that you will spend more. I had to learn the hard way. I knew nothing about credit until mine turned bad lol. |
| |
| Most attractive feature: Credit limit does not take long to raise |
| Least attractive feature: Raises too much and can get you in trouble lol |
| |
Overall:  |
| Benefits: |
| Service: |
| |
| Posted by: coolgirl484 |
| Date: 7/21/2009 |
Recommend?  |
|
This person does recommend this card.
|
| |
| |
| |
| "Good Card" |
| I've changed my mind about this card. It's actually a good card. You just have to use it responsibly. Just because you have a high credit limit doesnt mean you're supposed to max it out! Having high credit limit with lots of unused credit increases your credit score. A while ago I called their customer service and after they helped me they asked if they could do anything else & joking I told them a lower APR would be good & later they called me back telling me I qualified for lower APR & actually lowered it lol They only took me down to 16.75% which is still high but compared to how high theirs usually run this is low. Their APR they started me off with since this was my first card was like 23 or 24%. They now have me at a credit limit of $4,500. My advice, dont close your accounts. Having multiple accounts by different banks with unused credit creates leverage. Always keep your balance on whichever card offers the best rates. Card companies will actually lower your rates when they see there's competition. Anyways, remember there is good debt and bad debt. The poor buy stuff, the middle class buy liabilities and the rich buy assets. Your financial intelligence is what determines whether or not having a credit card will hurt you. In the end, Blame yourself, not the card company. |
| |
| Most attractive feature: Easily attainable high credit limit increases. Excellent customer service. |
| Least attractive feature: High APR starting off & high cash advance fee. |
| |
Overall:  |
| Benefits: |
Service:  |
| |
| Posted by: moe4sho |
| Date: 2/23/2007 |
| Recommend? |
|
This person does recommend this card.
|
| |
| |
| |
| "Canceling my Card" |
| I've had a card with Clout for 3 years now and ALWAYS pay my bill on time. It was my first credit card when I turned 18 so I've always felt loyal to them. I recently started going to a financial consulant who advised me to call all my credit card companies and request lower interest rates. All of my credit card companies complied and lowered my rates by 10 points, a huge reduction. That is all of my companies except for CLOUT. They gave me some BS line that the bank isn't allowing them to change interest rates for 4 months. I find that hard to believe. What I find even more ludacris is that even after I threatened to cancel my card, they're willing to let a good customer like me go. Therefore I'm canceling my card and transeferring my balance to another company!!!! |
| |
| Most attractive feature: The ever increasing credit limit |
| Least attractive feature: Customer service |
| |
| Overall: |
| Benefits: |
| Service: |
| |
| Posted by: Tara |
| Date: 1/10/2007 |
| Recommend? |
|
This person does not recommend this card.
|
| |
| |
| |
|
|
Showing 1 - 10 of a total of 111 Commentaries
|
|
|
1-10 | 11-20 | 21-30 | 31-40 | 41-50 | 51-60 | 61-70 | 71-80 | 81-90 | 91-100 | 101-110 | 111-111
|
|
| |
| |
| |
| |
|
