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Eufora™ Preferred Credit Builder Prepaid MasterCard®
Issued by BANKFIRST |
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| Total Posts: 6 |
Average Rating:
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Category: Pre-Paid |
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Showing 1 - 6 of a total of 6 Commentaries |
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1-6 |
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| "Changed policies since I enrolled" |
I originally got this card because I was going out of the country and wanted a Gold card with MasterRental insurance so I wouldn't have to pay the additonal the CDW insurance on my rental car. It was also a benefit to be able to put $2500 on the card because some car rental companies in Europe also put a "hold" on cards to cover excess insurance charges that aren't covered by the CDW, which can be up to $1200. Two years ago I used the car overseas for car rental with no problem whatsoever. However this year, looking forward to my upcoming trip to Europe, my new card arrived with the word "DEBIT" above the MasterCard logo! Car rental companies won't allow rental with a debit card! My previous card had nothing written on it, front or back, to indicate it was anything but a regular credit card. So now I have to scramble to get another card quickly, to be able to drive the car I've already booked.
So effectively the MasterRental insurance, that had been a wonderful benefit, is now of no use at all! |
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| Most attractive feature: Can load up to $2500, in $500 increments |
| Least attractive feature: Shows "debit" on the new cards; can't use for car rental. |
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| Posted by: Lynmaire |
| Date: 4/15/2006 |
Recommend?  |
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This person does not recommend this card.
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| "Do not fall for this card; it's giving mastercard a bad name." |
| Do not fall for this card because if you think you're going to get credit or money for referrals think again. These people are liars and cheaters and if you have a problem good luck getting a real name out of anyone affliated with this bank. For example, customer service, if you want to call it that is $4.00 charged to your account every time you call the toll-free number. Moreover their web-site is not working currently so how are you even going to do anything with this card? |
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| Most attractive feature: You have to pay for cuser service $4.00 every time you... |
| Least attractive feature: Their web-site is not even working so how can you do any... |
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| Posted by: just say no |
| Date: 5/16/2005 |
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This person does not recommend this card.
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| "This card is great!" |
| I have bad credit, so when I heard about the Eufora Pre Paid Credit Card, I was very excited! I now have what everyone else has, a fully functional credit card with my name on it. No one has to know its pre paid, and now I can live my life with the security of Master Card in my wallet, with no worry about high intrest, and debt. THANKS EUFORA! |
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| Most attractive feature: Ability to earn income on referals, secured credit line. |
| Least attractive feature: Customer service call fee. |
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| Posted by: kevin |
| Date: 5/14/2004 |
Recommend?  |
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This person does recommend this card.
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| "Eufora" |
I have already gotten some friends and family to join and I am looking forward to getting paid!
I also like the fact that just by using the card I get a chance to win a car.
I checked other pre-paid card fees and these were pretty competetive.
It took a while to get my card. I spoke to customer support and they told me that there was a backorder on the actual cards. I ordered mine a while ago though. My mom just applied last week though and she already got hers so I guess they are caught up.
So far I like what I see. |
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| Most attractive feature: Reasonable fees compared to other prepaid cards. Make Money/Monthly Car Sweepstakes. |
| Least attractive feature: It took me a little while to get mine because they were "backordered due to high demand." |
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| Posted by: Sue |
| Date: 5/29/2003 |
| Recommend? |
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This person does recommend this card.
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| "Eufora Card" |
I like the MC benefits and the Car Sweepstakes. I am pretty sure this is the only prepaid card that has benefits. Loading the card at retail locations would be nice. I am told by Eufora's customer service department (who was very nice and seemed to know what they were talking about), that they are working on putting together these types of relationships which will make loading my card easier and will increase the load limit. The best way to load the card now is to send in a money order. The limits are pretty low online I guess to protect against fraud.
Also, the Credit Builder program seems like a good program. It is is much cheaper than "bad credit" credit cards and it will not get you into more debt since it is prepaid.
I love the way my card looks too. |
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| Most attractive feature: MasterCard benefits are nice for a prepaid card. Sweepstakes is also a neat feature. |
| Least attractive feature: Low value loading limits (online). |
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| Posted by: Kris |
| Date: 5/29/2003 |
| Recommend? |
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This person does recommend this card.
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| "Eufora Preferred Prepaid MasterCard" |
| I got this card primarily because of the car rental insurance benefit. I'm traveling out of the country and want to save money on car rentals by waiving CDW fees. Also, it had a higher load amount than other cards - $2500. According to the terms of the card, you are allowed to make one load per day, up to $500. I wanted to get my card fully loaded so I could pre-arrange for a rental car overseas. However, the tiny print in the terms doesn't tell you that it takes up to 7 days after you load your account before you can access the funds, even though it's done with an electronic transfer from your checking account. Also, you can't load any more funds daily until that first load is processed. I tried to use my car after I loaded it (the website said it would take a few days)and it was declined. I checked the website and my account didn't show the amount I'd loaded. It took a phone call ($3.50 for calls)to Customer Service to find out that it takes "5 to 7 days" before the first load shows up, and you can't load any further funds until the first load is processed. Tomorrow will be my 7th day of waiting...my account now shows a $3.50 charge for the Customer Service call (gee, that showed up 10 minutes after I'd called), but not the $500 I loaded. There is no e-mail access to Customer NoService, only the phone call at $3.50 a pop! |
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| Most attractive feature: Car Rental Insurance, reports to credit agencies |
| Least attractive feature: Customer Service access fees |
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| Posted by: Can'tGetMyMoney |
| Date: 4/29/2003 |
| Recommend? |
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This person does recommend this card.
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Showing 1 - 6 of a total of 6 Commentaries
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1-6
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