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HSBC Mastercard with Cash Back Rewards
Issued by HSBC Bank Nevada, N.A.

Total Posts: 6 Average Rating: 2.75 Category: Reward - Cash
 
 
 
Showing 1 - 6 of a total of 6 Commentaries
 
1-6
 
"HSBC & Household Bank"
There was a remark by this site at the end of some comments on the account shield program that Best Buy (which my card is) switched from Household Bank to HSBC. If you check out the websites for both of these, hsbcusa.com and household.com, it is clear that they are one and the same company. The credit protection for both companies is the same, you can be sure. Just thought you'd like to know.
 
Most attractive feature: Rewards program, ease of use.
Least attractive feature: account shield, 10% annual fee plus interest, not the best communication system
 
Overall:
Benefits:
Service:
 
Posted by: ckoshea
Date: 6/16/2010
Recommend?
This person does not recommend this card.
 
 
 
"disgusted!"
You cancelled a card that was in good standing because I chose to be responsible with it! You are a very sad company! I will never have one again!!!!!
 
Most attractive feature: none
Least attractive feature: cancelled without any notice!
 
Overall:
Benefits:
Service:
 
Posted by: t
Date: 4/10/2009
Recommend?
This person does not recommend this card.
 
 
 
"HSBC"
I've been paying online (on time). THE LAST 2 PAYMENTS, did not go through (HMMM...) So I was charged a late fee twice. There is nothing wrong with my computer, I feel they get the payments, but claim they do not. So I had to enter them again, and call customer service to be sure they received them. They are snotty when I requested a lower interest rate. The lady told me I could not have one because I was late with my payment (But I paid it online 3 days early, and with a $3900 doller payment. Weird.
 
Most attractive feature: None - Rude Customer Service
Least attractive feature: Even though I make very high monthly payments, they deny me a lower interest rate
 
Overall:
Benefits:
Service:
 
Posted by: Sharon
Date: 11/26/2007
Recommend?
This person does not recommend this card.
 
 
 
"HSBC Platinum MasterCard"
I still have a bankruptcy showing and a paid Federal Tax Lien showing. They offered me this card with 0APR for 12 billing cycles, then to 12.9%. There is no annual fee. There is no fee for paying online. They started me with a $300 limit. Almost too good to be true. So far so good! Oh yea, it is a cash back rewards card as well.
 
Most attractive feature: $0 annual Fee. 0 APR for 12 months.
Least attractive feature: Telephone customer service people are not of the US.
 
Overall:
Benefits:
Service:
 
Posted by: Steven
Date: 1/16/2007
Recommend?
This person does recommend this card.
 
 
 
"With a credit rating of 800+ I could not get an annual percentage rate below 16.25% "
My Union told me about this card and with a 16.25% rate I realize that I can get another
with better benefits. I should have stayed with my other card.
 
Most attractive feature: When I call I am always able to speak to a human, but they do not seem to be interested.
Least attractive feature: Receive bill with less than a 2 week due date so that you will get a past due charge.
 
Overall:
Benefits:
Service:
 
Posted by: j l
Date: 12/2/2006
Recommend?
This person does not recommend this card.
 
 
 
"Cash Back Rewards"
I have had nothing but great experiences with using the HSBC Credit Card. The best thing about the card is the cash back rewards.This card offer up to 5% cash back bonus:full 1% on first $3500 in purchases,between $3501 and $7000 in purchases recive 2% cash back, and over $7000 recive a full 5% cash back. The only problem is the cash back is limited to $300/year (first $11000 earn cash back rewards)

 
Most attractive feature: Cash Back Bonus, no annual fee
Least attractive feature: none
 
Overall:
Benefits:
Service:
 
Posted by: greg
Date: 5/15/2006
Recommend?
This person does recommend this card.
 
 
 
 
Showing 1 - 6 of a total of 6 Commentaries

1-6