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The LNT is now issued by GE Money Bank. The reviews posted below were posted during the time when Monogram Credit Card Bank of Georgia issued the credit card. If the credit card you would like to post a review about is now issued by GE Money Bank, click here to post a review. (This may require you to submit a new card listing, if so, click on the link "Credit card not listed?..." on the next page.) |
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LNT
Issued by Monogram Credit Card Bank of Georgia |
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| Total Posts: 4 |
Average Rating:
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Category: Retail |
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Showing 1 - 4 of a total of 4 Commentaries |
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1-4 |
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| "Designed to fleece consumer via late fees/charges" |
On reciveing a full payment a day late this card charged a late fee of 40$ and a hefty interets on that to run up the "late charges" to 160 $ even thought the very first month complete payment had been recieved. They Would not even settle for the original late charge. I think the premise of their business is to make money via unfairly taking advantage of the consumer.
Would keep receiving harassing calls everyday. |
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| Most attractive feature: None |
| Least attractive feature: Designed to fleece consumer via late fees |
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| Posted by: Aditi |
| Date: 8/19/2004 |
Recommend?  |
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This person does not recommend this card.
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| "I can't pay my card" |
| I have searched everywhere on the net to pay my card as the payment is due tomorrow. Since this is the weekend no LNT people are able to help me and I can't pay online. The payment process is the worst I have ever dealt with! |
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| Most attractive feature: 15% off on first purchase |
| Least attractive feature: zero customer support on weekends and no paying in store or online |
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| Posted by: JTS |
| Date: 7/3/2004 |
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This person does not recommend this card.
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| "collection" |
| Inconsiderate, unreasonable collection practices. Will not respond to written requests for explanations. Outrageous fees and continuous harassing phone calls. |
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| Most attractive feature: No benefit |
| Least attractive feature: no customer courtesy |
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| Posted by: Julie |
| Date: 12/29/2003 |
| Recommend? |
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This person does not recommend this card.
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| "Account Policies" |
I applied for and rec'd this card after being solicited at the cash register of a Linens and Things Store. I charged $95.72 on the card at the time of check out. I tried to pay the bill on-line CAN'T DO THAT. I tried to pay the bill at the store CAN'T DO THAT. I tried to contact someone via the telephone to no avail.
I mailed my payment; however, it was not received by the due date, but it was received before the statment closing date. The next bill I received was for a $25.00 Late Charge Fee. When I contacted MCCBG, Monogram Credit Card Bank of Georgia, they offered to split the late fee with me. I made several attempts to pay my bill (before the actual due date,and I did pay it in full), As a matter of principle I refuse to pay the late fee and I think MCCBG uses unethical business practices in the way they charge their late fees. I feel like new customers are set up to FAIL, not having any way to pay their bill except by mail! Most companies who want your repeat business would give a person at least one chance.
I have filed a complaint with the Federal Trade Commission.
I also plan on canceling every card I have with this bank which is at least three more that I know of Home Depot, Lowe's, and JC Penneys- not before I contact them and explain why though.
As long as these companies continue to use this banks services then MCCBG will continue to exploit people using their Credit ratings as leverage . |
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| Most attractive feature: None |
| Least attractive feature: Customer Service, Places to pay on account, on-line services(NOT) |
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| Posted by: Shay |
| Date: 8/29/2003 |
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This person does not recommend this card.
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Showing 1 - 4 of a total of 4 Commentaries
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1-4
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