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Money Return® Visa® Platinum Plus®
Issued by Bank of America

Total Posts: 1 Average Rating: 2 Category: Reward - Cash
 
 
 
Showing 1 - 1 of a total of 1 Commentaries
 
1-1
 
"Money Return Visa Platinum"
This is a good credit card through Bank of America for the first 6 months - 2.9% APR and no fees for all balance transfers. After that, your balance transfer APR can vary with the Wall Street Prime Rate + some large margin. My best advice for balance transfers: Apply for BofA's standard Visa Platinum with the 8.9% fixed rate for balance transfers for the life of the transfer. You'd also be able to get the BofA mini-card with the standard platinum card.

Customer service has always been helpful and courteous with my requests for additional balance transfers.

The idea of the card is good, but it is NOT in your best interest to have this card over the other BofA cards. Imagine paying 12.9% minimum APR for 12 months, and then you get a check for 10% of the total amount of interest you paid. But, if you had the standard Visa Platinum card, you'd SAVE that much and more in interest charges.

Stay away from this card and just apply for the standard Visa Platinum card with 8.9% APR balance transfer OR the 9.9% APR fixed for purchases.
 
Most attractive feature: 2.9% APR for first 6 months on purchases AND balance transfers
Least attractive feature: Would save more in balance transfers with Visa Platinum offer with BofA after 6 months.
 
Overall:
Benefits:
Service:
 
Posted by: David
Date: 1/11/2003
Recommend?
This person does not recommend this card.
 
 
 
 
Showing 1 - 1 of a total of 1 Commentaries
1-1