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Commentaries |
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Credit Card Commentaries |
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Radio Shack Credit Card
Issued by Citi Commerce Solutions |
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| Total Posts: 16 |
Average Rating:
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Category: Foreign |
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Showing 1 - 10 of a total of 16 Commentaries |
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1-10 | 11-16 |
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| "i need a new radioshack card" |
| don't know |
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| Most attractive feature: repersentives |
| Least attractive feature: none |
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| Posted by: joe |
| Date: 10/15/2011 |
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This person does recommend this card.
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| "Can't blame the card" |
I've had my card for about three and a half years. I was new to credit when I got it, and I'm occasionally late with a payment, so my limit isn't very high. However, the card has saved me several hundred dollars at this point by allowing me to capitalize on current promotions and pay for it the following week or over the next couple months.
To clarity:
The card generally shows up within 2 weeks. Ask for your card # to be written down when you are approved for it. If you don't get it in the normal 10-14 business day timeframe, call 1-800-767-4556 begin_of_the_skype_highlighting 1-800-767-4556 end_of_the_skype_highlighting and give your account #. They'll fix it.
If you make a payment in the store on the day it is due, you will be late. The store is a store, not a credit department. The payment will be processed by credit within 2 business days. If you ARE making a payment extremely close to your due date, call the very same phone # above, and give them the receipt # you made your payment on. They will fix it.
If your card is lost or stolen, call that number. They will fix it.
If you haven't received a bill by the end of each month, call that number. They will tell you your balance, your due date, minimum payment - AND... you guessed it, they will fix it.
If you make your payments late because you were told something false by an employee - learn to start reading contracts and application information. You are screwed, and while you may have been mislead, it is ultimately your fault for not taking a peek at the words on the paper or the screen presented to you before signing your name.
By the way, current promotions are as follows:
$0-99: regular variable interest rate.
$99-198.99: 6 months, no interest.
$199+: 12 months, no interest.
15% discount on store stocked batteries.
10% discount on first purchase, with some exclusions that you can ask the employee about.
You still have to pay your monthly bill. It will be due the same day every month now, as per new credit laws. The dates will not change. If your first bill is due January 5th, your second will be due on February 5th and your 5th will be due on May 5th. Simple stuff. |
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| Most attractive feature: Discount offers, low payments, multiple safety nets in case of problems. |
| Least attractive feature: Not paying results in fees that are all presented in the application process. |
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| Posted by: Josh |
| Date: 9/7/2010 |
| Recommend? |
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This person does recommend this card.
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| "credit card" |
| When will I receive the card? |
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| Most attractive feature: Don't know haven't received the card yet. |
| Least attractive feature: Don't know haven't received the card yet |
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| Posted by: Leonard |
| Date: 6/24/2009 |
| Recommend? |
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This person does recommend this card.
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| ""charged late fees because of online payments"" |
I have attempted to make an online payment twice and BOTH times they have charged me a late fee and reversed the charges causing me to not only get a late fee but be charged at a larger interest rate...This is a ripoff and I am closing my account! CUSTOMER SERVICE DO NOTING TO HELP.
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| Most attractive feature: NONE |
| Least attractive feature: ALL |
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| Posted by: NICOLA |
| Date: 12/31/2008 |
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This person does not recommend this card.
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| "bad card" |
| Got this card to get 12 months no interest. After 3 months I got a 30 dollar late fee and my minimum payment went up to 40 bucks. I will be paying the full balance and cancelling this account not worth the trouble. |
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| Most attractive feature: na |
| Least attractive feature: everything |
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| Posted by: alex |
| Date: 11/14/2008 |
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This person does not recommend this card.
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| "Only if it the last credit card" |
| be cautious of late fees and limited online payment services |
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| Most attractive feature: Easy to obtain but with a generous hook |
| Least attractive feature: Problem paying online |
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| Posted by: r |
| Date: 3/26/2008 |
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This person does not recommend this card.
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| "RADIOSHACK LIES" |
| DON'T GET THIS CARD. I got it in October of this year (2007), and they played me. They said it was interest free for 12 months, and that I wouldn't have to start paying until then. Tell me why a month later I got late payment fees and all crap...Please read this carefully: DO NOT GET THIS RADIOSHACK CARD UNLESS IT'S THE LAST CREDIT CARD ON EARTH. It's bad for your credit. Trust me. |
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| Most attractive feature: No interest for 12 months |
| Least attractive feature: Late charges |
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| Posted by: Lamont |
| Date: 12/13/2007 |
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This person does not recommend this card.
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| "Good Card" |
| Got the card, like others, fully taking advantage of no interest for 1 year, along with the first time use discounts, etc... Saved me a couple hundred dollars. Use it pretty regularly for battery and other purchases, including the new Blade (Sprint). Had only one issue a few months after I got the card... CS took care of the problem, reversed the late charges and have not had any problems since then. Have had the card for a couple years now. |
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| Most attractive feature: 15% savings on batteries! |
| Least attractive feature: Interest Rate |
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| Posted by: Tanqueryman |
| Date: 6/30/2006 |
| Recommend? |
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This person does recommend this card.
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| "This card is UNREAL" |
| I got this card b/c the RS employee told me it was a great deal when you bought two cell phones, no intrest for 12 months no payments, blah blah blah, "I was pratically get the phones for free" was the words I think the sales guy said! Then it all began, I recieved my statements late, even though there were no amounts due. So I though ok, whatever, Then I moved, called changed my address, and all that jazz....Still within the 12 months no intrest no payment deal. So not even thinking about it, I didnt get a statement, while in the mean time I had lost my card, so I called to cancel my card and see what was going on...The CSR told me there was no problem she'll get everything right out to me right away. OK great. Months pass, still nothing. Called Customer Service AGAIN! They sent my statements and my new card to the wrong address! ARE YOU KIDDING ME??? By this time I had late fees and intrest charges up the ***. I was not impressed. When I called for the 10000 time, I was all done with this card. I am not impressed, I was transfered to about 6 different people who had no idea what was going on. While in the mean time my interest rate went up to 28%...How can these people sleep at night, doing this to so many people. DO NOT GET the Radio Shack Credit Card, its a rip off! |
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| Most attractive feature: No intrest for 12 months |
| Least attractive feature: Intrest Rate |
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| Posted by: Angry Lady |
| Date: 4/19/2006 |
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This person does not recommend this card.
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| "Taken for a ride" |
| Was told there would be a minimum payment of $10.00 / month. No Interest until 2007. Didn't recieve a bill the first month. Made a payment when I found out there was an issue. Was then charged another late fee after paying. Was told the minimum payment amount had jumped from $20 / month to over $60 / month. Have had the card since before Christmas and have only seen 2 bills since. A complete mess... and it ruined my credit... |
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| Most attractive feature: Quick Easy Signup |
| Least attractive feature: Minimum payment amounts not static. Bills not sent out on time. |
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| Posted by: John Doe |
| Date: 4/4/2006 |
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This person does not recommend this card.
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Showing 1 - 10 of a total of 16 Commentaries
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1-10 | 11-16
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