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Toys"R"Us & Babies"R"Us MasterCard®
Issued by Chase |
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| Total Posts: 19 |
Average Rating:
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Category: Reward - Retail |
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Showing 1 - 10 of a total of 19 Commentaries |
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1-10 | 11-19 |
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| "Not worth it" |
| Problems with account fees more than once. I am going to pay off the balance and cancel. It is not worth the reward coupons. |
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| Most attractive feature: The rewards are nice, especially if you earn points using it other places too. |
| Least attractive feature: Customer service sucks!!! The card is fine if you never have to call with a problem. |
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| Posted by: Carrie |
| Date: 8/7/2009 |
Recommend?  |
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This person does not recommend this card.
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| "Can''''t trust Chase" |
| They give you three months no interest, then didn''''t mail the third month statement, and when they mailed the fourth month there was a finance charge. I called them the day I got it to have them reverese and they refused. I sent an email, and they refused. It was only $7, and they wouldn''''t do it. So I closed the account, and they didn''''t care. THEY SUCK! You can''''t trust them, in my opinion!!! |
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| Most attractive feature: Credit at Toy''''s R Us is great! |
| Least attractive feature: Chase gave me 3 months deferred interest and then scammed me! |
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| Posted by: Michael |
| Date: 5/19/2009 |
| Recommend? |
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This person does not recommend this card.
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| "It's the card to have, if you have grandkids!" |
| I'm the grandmother of seven, ages 22-twins, 20, 16 & 15, 9 and the youngest 3. So having the cards and the rewards have been wonderful. If I'm not buying toys with my reward cards, I'm using them as gifts. It's not only for toys, but movies & games! So glad I have mine, why not get yours? The workers at the Colerain store are a wonderful group of people to deal with! Grandma, Audrey |
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| Most attractive feature: I've had mine for years and I'm totally satisfied! |
| Least attractive feature: Hane none! |
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| Posted by: Audrey |
| Date: 9/5/2006 |
Recommend?  |
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This person does recommend this card.
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| "Rebates now in form of Gift Card!" |
| A couple months ago the rebate coupons became gift cards, issued in $10 increments. You can also now use them online. This is great because you can give the gift cards as gifts, as opposed to the original coupons that were issued. The only sad thing...my kids (& friends) are getting older and are outgrowing almost everything (except electronics) at Toys R Us. |
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| Most attractive feature: Easy to earn rebates for use at Toys R Us |
| Least attractive feature: If you carry a balance, it takes two full cycles to make it up |
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| Posted by: Jake |
| Date: 12/29/2005 |
| Recommend? |
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This person does recommend this card.
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| "Chase Toys R Us Card" |
I love my Chase Toys R Us Visa card. I often shop at Toys R us and when I do, I get more Toys R Us money than when I use it elsewhere. With 3 children, I am always there buying something. especially now that Babies R Us is in the same store.
I always get at least $1 in Toys R Us money for every dollar I spend. I also take the money and buy a gift card with it so that I can basically give someone a "free" gift at no cost to me.
I would raher have this than miles, since I rarely fly, but ALWAYS need items at the store! |
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| Most attractive feature: Toys R Us Money |
| Least attractive feature: There is no bad featuer |
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| Posted by: Elise |
| Date: 2/29/2004 |
| Recommend? |
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This person does recommend this card.
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| "Wonderful card " |
| This is a great card to have if you have children who are still into games and toys. The rewards arrive each month and you can either spend them immediately or save several until you have enough $$ for your purchase.These come in handy for gifts needed for any occassion or just to be able to purchase a toy when you and your children are out shopping. Great card to own! |
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| Most attractive feature: The Geoffrey Rewards |
| Least attractive feature: None |
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| Posted by: cathy |
| Date: 10/24/2002 |
| Recommend? |
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This person does recommend this card.
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| "Best card I ever had!" |
| I have been a user of the ToyRUs card for many years. I always paid my balance off every month so I was in it for the rebates. Since 1996 I have accumulted over $1300 in rebates and have a few rebates still outstanding. While my children were growing up I took adbvantage of the rebates at ToysRUS and KidRUs. The problem is now that my children have grown out of toys and kids clothes I have no motivation to use the card anymore. As a result I have switched to other 1% rebate cards like Eddie Bauer. While it lasted it was great to use the card and see those rebate certificates come in. Too bad they don't have another 1% rebate option besides kid's clothes or toys! |
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| Most attractive feature: Rebate certificates and the year expiration on the certificates |
| Least attractive feature: none |
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| Posted by: Gregg |
| Date: 10/7/2002 |
| Recommend? |
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This person does recommend this card.
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| "Toys R Us Visa" |
| The Toys R Us Visa was my first major credit card. I carried it for about 2 years right after my son was born. The best part of the card was earning gift certificates for Toys R Us that I used towards birthday and Christmas gifts. About a year into my card membership Chase bought the former card company. For the most part the changes after Chase took over were for the better, instead of credit accruing on your card and having to charge the gift to use my credits Chase sent gift certificates when the credit balance reached $10. The only drawback to such a large company owning the card was that their customer service was not as responsive as it had been as a small company. I am not a card holder now because after my daughter was born I decided it was time to pay off debts and try to live on a cash basis, so after I paid the card off I cancelled the account. |
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| Most attractive feature: Toys R Us gift certificates |
| Least attractive feature: Customer service |
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| Posted by: Stacy |
| Date: 2/23/2002 |
| Recommend? |
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This person does recommend this card.
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| "Toys R Us Visa" |
| I have had my Toys R Us Visa card since 1996 and absolutely LOVE it!! You earn rebates for everything you charge on it and the points add up so fast! Then you are automatically sent a gift certificate when you reach the appropriate point level. They send out checks often so you can transfer balances from higher interest cards for a lower interest rate for a period of time. I've never had problems with them and this is the only card I've used since receiving it 5 1/2 years ago! |
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| Most attractive feature: Able to earn free Toys R Us Gift Certificates |
| Least attractive feature: None |
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| Posted by: Joanne |
| Date: 2/15/2002 |
| Recommend? |
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This person does recommend this card.
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| "Chase does not use Transaction Date on its own Bill Pay" |
I manage my Toys R Us Visa Card via the Chase Online web portal.
I had made an online Bill Payment from Chase's own link provided to make payments. I had initiated the transaction much like you would give a check at a bank.
Chase does not honor the date of the transaction but really the date of posting on your account which is a cool 2 business days later.
This will neatly hit you with a significant finance charge even though technically you did make a payment before the due date.
They quote a fine print in defence and add that the Chase Online Bill Pay is not really them and they are not going to honor the Date of Transaction but only the date it posted on the account.
I fail to see how different is it when I give the check at a bank and register a payment on the same date. This is the 'internet' age right? Am I in the correct time?
I would advise readers that these negatives may outweigh the benefits you may really see. |
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| Most attractive feature: Geoffrey Dollars |
| Least attractive feature: Chase Online Bill Pay |
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| Posted by: Ranga |
| Date: 2/15/2002 |
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This person does not recommend this card.
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Showing 1 - 10 of a total of 19 Commentaries
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1-10 | 11-19
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