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Commentaries |
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Credit Card Commentaries |
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Victoria's Secret Angel Credit Card
Issued by World Financial Network National Bank |
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| Total Posts: 199 |
Average Rating:
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Category: Retail |
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Showing 1 - 10 of a total of 199 Commentaries |
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1-10 | 11-20 | 21-30 | 31-40 | 41-50 | 51-60 | 61-70 | 71-80 | 81-90 | 91-100 | 101-110 | 111-120 | 121-130 | 131-140 | 141-150 | 151-160 | 161-170 | 171-180 | 181-190 | 191-199 |
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| "Do not use it, close this WFNNB/Comenity cc" |
I bought bras and I was supposed to get double points but they never gave me. Called customer service, they asked me to call VS. Called VS and they asked me to call WFNNB/Comenity. This double points bonus for VIP card holders is a LIE.
They asked me to try their ID theft protector and said that I will be given a $20 gift card. I enrolled but when the so called insurance scam came, the $20 gift card was not issued to me. So I cancelled the ID protector. WFNNB has the worst customer service who do not know what is going on. Don't buy their ID protector, it is a scam. They just want to make money and dangle a $20 gift card which never came. Called CS and they said it would take 3 months to arrive. Do not fall into their bait and switch tactics. I will cancel my card soon. |
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| Most attractive feature: None |
| Least attractive feature: VIP, card protector scheme are all scams! |
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| Posted by: Wendy |
| Date: 5/7/2012 |
Recommend?  |
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This person does not recommend this card.
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| "Be Smart in Using It" |
Pay off full balance IN STORE in cash. One HUGE benefit of this is that you get a RECEIPT for your payment. I hang onto my receipt, so that I have proof of payment, if required. I've never paid online, but it sounds like it's a nightmare.
I only use my card if the VS card is required for cardholder-only discounts. In doing so, I miss out on my Angels points, but I use my other credit card, which also offer rewards. Also, I don't really buy much at VS, and I only shop during the semi-annual sale. I used to work at VS over 12 years ago, and my manager said that the products at regular price had a 400% mark-up on them. Ridiculous. |
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| Most attractive feature: Can pay off in store, exclusive cardholder discounts |
| Least attractive feature: none |
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| Posted by: HS |
| Date: 3/2/2012 |
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This person does recommend this card.
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| "Card activation/identity protector scheme" |
I was not charged "just 99 cents" and didn't receive a $20 gift card as promised. Instead I was charged $14.99 twice and no gift card because I was supposed to go online to "register my card" which I did not even know how to because I never received anything to let me know how. When I called the CC Identity Protector customer service they would only remove one of the $14.99 charges. I explained that to the vsangelcard customor service who said that the CC Identity Protector company had to remove it. They said they could offer me store coupons. It may work for them to offer coupons to some people to smooth it over but for me I can do without a company who tricks people into agreeing to try something in order to make their money.
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| Most attractive feature: Special offers to use the card. |
| Least attractive feature: New card activation offer of $20 gift card to try identity protection for 99 cents. |
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| Posted by: SLE |
| Date: 1/3/2012 |
| Recommend? |
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This person does not recommend this card.
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| "love vs " |
| I sent in a payment and it wasn't received apparently because when o checked my statement I had a $30 late fee :( but I called in and they were more than willing to arrange a payment online and waive my late fee :) :) I've been a long time customer and will continue to be one. I've done plenty of online shopping and vs has been the ONLY website to deliver customer satisfaction, so above recommending the card I recommend vs direct. |
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| Most attractive feature: Willing to work with you and resolve any problem |
| Least attractive feature: Apr is insanely high and late fees :( |
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| Posted by: Adriana |
| Date: 10/27/2011 |
| Recommend? |
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This person does recommend this card.
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| "Good Starter Card" |
I like this card. Status upgrade at $250, you get a new sleek, black card with VIP on it (totally plays on people's need to feel important). Plus, a $10 gift certificate at every $250.
Also, providing you get emails, you get early access to the big semi-annual sales, and the website often offers free shipping to cardholders only, or secret reward cards--these are gift certificates for 10,50,100, or 500 dollars off your order. The APR is high, but if you don't charge more than you can pay in full each month you'll be ok. Used wisely and sparingly, this is a good card for building young credit and a decent work wardrobe. |
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| Most attractive feature: Status upgrade at $250, plus reward for every $250. Free stuff all the time |
| Least attractive feature: Sky-high APR, low credit limits |
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| Posted by: JelenaThomas |
| Date: 10/25/2011 |
| Recommend? |
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This person does recommend this card.
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| "Rewards, and Credit Increase" |
Well I've had this card for about 9 months, mind you I was told after making payments on time I should be able to get a credit increase well today marked the 9 months and I was denied. I'm very upset about this as I was looking forward to getting an additional $200 to go Christmas shopping and now that's not going to be possible.
The rewards are a joke. I was only given a coupon book the first time I joined and after that haven’t really received much. I mean I get a $10 off a bra but it’s always around the time I don't need one and I got those regardless of having a VS card or not. I'm just not too happy with them, I don't see where it has improved my credit score as I recently applied for an express card which is sponsored by the same bank and was denied even though I clearly make monthly payments on time and way before it’s due.
All in all, I will not EVER ask for increase again, guess I'll just wait for them to surprise me. Oh and I'm a VP member with the black card. |
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| Most attractive feature: Great looking VIP card. |
| Least attractive feature: Rewards a joke, increase a joke and on their time. |
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| Posted by: Jessica |
| Date: 10/10/2011 |
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This person does not recommend this card.
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| "No rewards, no point to having an account." |
I got this card because I shopped at VS a lot, thought I could benefit from the points system, and was told I would get a lot of coupons.
After you get your initial coupon book, you never get coupons again. I've been a card holder for around 5 years and I almost never get free panty offers, while many people without accounts get them (I know this because I worked at VS for almost 2 years). I have a VIP account, but yet never get the birthday coupons I'm supposed to get. I do get the coupons for getting 250 points, but saving $10 for every $250 you spend isn't a deal. I have a New York & Company card, and they constantly email me coupons and send them to me through regular mail, and even send half off coupons a few times a year (quarterly, I think?). There are just no benefits to this card after your initial coupon book you get for opening an account. I only keep it open because it is my oldest account and is in good standing and therefore helps out my credit rating a bit. |
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| Most attractive feature: Points system |
| Least attractive feature: Everything else |
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| Posted by: Brittany |
| Date: 9/20/2011 |
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This person does not recommend this card.
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| "horrible" |
everything
will not change due date
closes stores
will not work with you |
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| Most attractive feature: none |
| Least attractive feature: everything |
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| Posted by: Chynthis |
| Date: 9/13/2011 |
| Recommend? |
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This person does not recommend this card.
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| "Good card" |
| I am very happy with the card, I only have 2 other cards I recently opened (im 18) and I was instantly approved for this one, my other card at Macys is a bunch of bs they give you all sorts of coupons but they do not work towards anything in the store. So when I got my little coupon book I did not expect the 10$ off a bra coupon to work with anything, BUT it did. I recieved my card right away in the mail after being approved, activated it and went shopping right away no problems at all, they gave me a credit limit which macys did not. |
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| Most attractive feature: Easy to get |
| Least attractive feature: Proving the card is yours. |
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| Posted by: Raven |
| Date: 8/29/2011 |
| Recommend? |
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This person does recommend this card.
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| "I hate this card now" |
| If you want to avoid high late fee and finance charge, stay away from this card. |
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| Most attractive feature: None |
| Least attractive feature: High finance charge and late fee |
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| Posted by: Ava |
| Date: 8/19/2011 |
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This person does not recommend this card.
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Showing 1 - 10 of a total of 199 Commentaries
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1-10 | 11-20 | 21-30 | 31-40 | 41-50 | 51-60 | 61-70 | 71-80 | 81-90 | 91-100 | 101-110 | 111-120 | 121-130 | 131-140 | 141-150 | 151-160 | 161-170 | 171-180 | 181-190 | 191-199
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