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Wachovia Debit Card
Issued by Wachovia |
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| Total Posts: 7 |
Average Rating:
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Category: Debit |
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Showing 1 - 7 of a total of 7 Commentaries |
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1-7 |
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| "Taking consumers money" |
| I use Online banking very often my problem is that some charges will not show in the hold area..But if theres something that you have that drafts each month.when that happens they will not post the hold payment until your draft shows then they will draft your payment then. in other words if you have 20.00 but your hold was only 10.00 and both posted the same day they will do the larger amount first,knowing that will bounce then the smaller amoumt next ,Therefore giving you two overdrafts...When 10.00 could have cleared... |
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| Most attractive feature: N/A |
| Least attractive feature: N/A |
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| Posted by: Pissed |
| Date: 8/19/2006 |
Recommend?  |
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This person does not recommend this card.
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| "Beware this card carries no protection" |
I used my former Wachovia Bank card/Visa card during some traveling in Europe last summer. The Visa function was supposed to carry the same protection as a normal Visa card, in case of fraudulent use.
At a low-level rental car company called EuropCar, the employee scanned my visa card at least five times. When I asked what he was doing, he pretended that the card was not registering. (I had been using it daily without problem) Being aware of the scam, I immediately called Wachovia to cancel this debit card and to issue me a new one. I was told that the original card would be canceled but that the new card would not be mailed overseas, but at home. Not very convenient, but at least I thought I was safe. A week later, when I got home, I found and activated my NEW card. Ten days later, the rogue rental car company placed an extra fraudulent charge for $300.00 on my OLD, CANCELED debit card number and Wachovia paid it from my account. When I reported the fact a few days later, and demanded a refund due to the dual evidence of fraud charge and negligence on the part of Wachovia, I was given the “investigation” run around excuse and two months later the corporate office wrote to me and refused to honor the protection.
I took my two sizeable accounts out the following day.
This bank is as much a rogue as the seedy car rental.
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| Most attractive feature: Some local customer service representatives |
| Least attractive feature: Head Office Arrogance & unethical behavior |
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| Posted by: AH |
| Date: 3/3/2005 |
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This person does not recommend this card.
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| "Debit Card" |
| There is freedom of use, but the best thing is better control of my finances. The bank and the services have been top-notch. This is the best bank I've dealt with since my credit union in Massachussetts! |
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| Most attractive feature: It's from my account. I can truly monitor purchases. Truly NO HASSLE! |
| Least attractive feature: The 24hr. updates, but it's livable. |
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| Posted by: Lilly |
| Date: 11/18/2004 |
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This person does recommend this card.
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| "So many charges!" |
| Wachovia takes $30 for every overdraft, they also take forever to update their online and telephone statements and to post deposits making it impossible to know your true balance. Customer service is terrible. They try to market themselves to college students, then rob them blind by exploiting people with naturally low funds. |
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| Most attractive feature: None |
| Least attractive feature: Horrible customer service |
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| Posted by: Very angry |
| Date: 9/1/2004 |
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This person does not recommend this card.
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| "Great Card...Great Service...Great Bank..." |
Excellent customer service...great friendly people at the Branch office...Very easy too use card that's excepted everywhere you want too be...
Five Star rating.... |
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| Most attractive feature: Works everywhere...I need not carry money... |
| Least attractive feature: None |
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| Posted by: Neal |
| Date: 10/29/2003 |
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This person does recommend this card.
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| "Fees Incurred" |
The card that i Have is the card involved with Wachovia's "Free Checking Account" All that I had was fees and problems with it. For instance the bank charge me 1.00 for each transaction. $30.00 for the overdraft and they take forever to credit money to your account. The automated service which is designed to tell you your balance up to the minute is very of ten wrong these are the other out ragous fees associated with this card
ATM Withdrawal - Non-Wachovia $1.00
Person-to-Person Customer Service Inquiry - Each
Inquiry Exceeding Two Inquiries per Statement Period $2.00
Overdraft, per Item $30.00
Insufficient/Unavailable Funds, per Item $30.00
Overdraft Protection Transfer, per Transfer $5.00
Stop Payment $30.00
ATM Inquiries - Non-Wachovia $1.00
Mini-Statement $1.00
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| Most attractive feature: Freedom of Credit Card Like Purchases |
| Least attractive feature: The Fees in volved with the card |
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| Posted by: Leroy |
| Date: 8/26/2003 |
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This person does recommend this card.
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| "A No Frills Card" |
| This is a debit/credit card. Money is withdrawn from my account, so I don't have bills, interest, and finance charges to deal with. It's perfect for people of low income. |
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| Most attractive feature: No bills ever |
| Least attractive feature: None |
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| Posted by: Thomas |
| Date: 3/28/2003 |
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This person does not recommend this card.
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Showing 1 - 7 of a total of 7 Commentaries
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1-7
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