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American Express® Business Gold Rewards Card |
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Issued by American Express Canada
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View other Canada cards
View other cards issued by American Express Canada
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*See Membership Area for complete approval requirements.
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The American Express® Business Gold Rewards Card is a charge card built for business owners that value earning rewards points they can actually use, will want to have, and can be redeemed whenever you want.
The American Express® Business Gold Rewards Card makes booking a last minute business trip, planning a vacation or giving a special thank-you gift for an employee one of those business decisions you don't have to think about. Aside from the inherent American Express cardholder benefits and perks - knowing that a card is making your business life easy...or "golden."
- • Cardmembers receive 25,000 Welcome Points - enough for a ticket to nearly anywhere in North America.
- • Earn 1 point for every dollar in purchases with no limit to how much can be accrued.
- • Earn up to 40,000 bonus points annually.
- • Get additional Cards for employees and earn even more points.
- • Annual fee waived for the first year!
Redeem Rewards Points with Aeroplan & Frequent Flyer Programs
American Express® Business Gold Rewards Cardmembers can transfer points to Aeroplan -- 1 point = 1Aeroplan Mile. Additionally, card membership benefits allow you to transfer points to any number of leading frequent flyer and hotel rewards programs.
Transfer points instantly to SkyMiles for travel on Delta, Delta Connection and Delta's partners with flights to 453 worldwide destinations. Plus you can transfer points/miles to AsiaMiles for flights on 18 airlines, including Cathay Pacific. That provides access to their 27 airline partners.
Having the American Express® Business Gold Rewards Card also allows you to book virtually any trip or vacation and pay for it (either all or in-part) with points -- and no blackout dates!
Rewards & Savings Built for Business Owners.
Business-sized spending power, online reporting tools, automatic discounts and rewards for business purchases - they're all part of this "golden" card that has its annual fee waived the first year.
The rewards for cardholders continue with 40,000 purchase bonus points each year. Members are eligible for 15,000 points when they reach $50,000 in purchases and another 25,000 when you reach $100,000 in purchases.
1 reward point can be accrued for every dollar in purchases charged to the card. Employee cards earn you points at the same ratio as well.
Business Savings Program
The advantages and rewards for business owners are also employed through the Business Savings Program. Cardholders can keep more of their cash with savings and discounts afforded to them by various merchants: some cases up to 30% from Hertz, FedEx and others.
Secure Expense Management and Reporting Functionality
Online reporting tools give account holders the power to track and manage employee spending. Detailed monthly statements and a summary of account activity allows for reconciling of expenses easily.
Expense management reports are available online, and can provide not only quarterly but annual details 24/7. Use the reports for expense tracking and for tax preparation purposes.
Improve cash flow or identify cost-saving opportunities by filtering expenses by category or vendor.
Golden Security and Protection
With all the things you have to keep in mind to ensure your business is operating fully and at its best level - it is also nice to have a few less things to worry about. Having a business-class card that goes this extra distance should be the "gold standard" ... for this gold card - it is simply "standard."
Emergency Card Replacement- If your card is lost or stolen, American Express will have a card sent to you - even if you're in an out-of-the-way locale.
Disability Plan for Small Business Insurance - This no-cost feature actually protects your business from the financial difficulties that arise should you (Sole Proprietor) become permanently disabled as a result of an accident or injury.
Business owners are eligible for up to $10,000 in benefits, and those benefits increase with the tenure of membership. For instance: after two years, benefits top out at $25,000 - after six years the maximum amount for benefits is $50,000.
Other features of this insurance is the additional $5,000 that members are eligible for to cover the cost of maintaining or closing the business.
Additional coverage provides for if you lose an employee who is a Business Gold Cardmember. In the unfortunate circumstance this employee becomes permanently or totally disabled your business is eligible to receive up to $10,000 in benefits to help cover the cost of hiring and training a replacement for their position.
Purchase Protection - makes eligible purchases protected against damage or theft for 90 days.
Buyer's Assurance Protection Plan - extends the purchased item's manufacturer's basic warranty.
Employee Card Misuse Protection - coverage and protection provided to you for unauthorized expenses charged by an additional cardmember. In the event of such a claim, Amex will pay up to $100,000 for all unauthorized expenses. Some reasonable restrictions do apply.
There's Business Class travel and then there's American Express® Business Gold Travel
The American Express® Business Gold Rewards Card helps you manage your finances, business and protects you while you're traveling as well.
Business Travel Protection starts when you're booking your travel. Getting low rates and access to corporate rates on travel, accommodation and car rental is a golden perk to have when using your American Express® Business Gold Rewards Card.
Car Rental Theft and Damage Insurance is yours when you charge the full amount of a car rental to your card. You'll be automatically covered for damage or theft.
Travel Accident Insurance covers you, your spouse and dependent children under the age of 23 with up to $100,000 in the occasion of something catastrophic occurring while traveling.
Flight and Baggage Delay Insurance comes with card membership and entitles you to $500 coverage for all reasonable and necessary hotel, motel or restaurant expenses made within 48 hours. This applies to when you're delayed or unable to board your flight for more than four hours and no other transportation is available.
Furthermore, coverage also includes for up to $500 for all immediate daily necessary and reasonable emergency purchases made within four days. This includes clothes and other needed items when your baggage for an outbound trip is delayed more than six hours.
Hotel/Motel Burglary Insurance provides for if while you're a registered hotel or motel guest and your room is burglarized - coverage for replacement of your items (excluding cash) is available. Up to $500 as long as your accommodations are charged to your Business Gold Rewards Card.
Travel Emergency Assistance is that lifeline you may need to call in the event of an out-of town emergency crisis. Customer Service operators are available by telephone 24/7 to provide medical and legal referrals in addition to specific travel related information.
A Golden Opportunity to Improve Your Business while Earning Rewards.
The American Express® Business Gold Rewards card offers one of the most comprehensive features, benefits, rewards, savings and security protections a credit card can offer. If having the best of the best for your business is important to you-- applying for this card is one of the best decisions you can make for your business's future.
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| Updated: January-18-12 |
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| Most Attractive Feature(s): Rewards program; annual fee waived the first year. |
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| Least Attractive Feature(s): Annual fee after first year. |
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Disability Plan for Small Business.
Car Rental Theft and Damage Insurance.
Travel Accident Insurance.
Flight and Baggage Delay Insurance.
Hotel/Motel Burglary Insurance.
Travel Emergency Assistance.
Lost or Stolen Baggage.
Purchase Protection.
Buyer's Assurance Protection Plan.
Employee Card Misuse Protection.
Small Business Savings Program - up to 30% off business expenses.
See website for additional benefits. |
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| Note: The review of this card was updated on January-18-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Canada card application. |
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