'
Affiliate Marketing Network
FlexOffers Affiliate NetworkCardOffers Personal Finance Blog
Credit Card Offers
Credit Cards Card Perks™ Commentaries Membership Financial Services
Credit Cards
View all Cards
 

Credit Card Directory

 
Review Rates & Fees Rewards Perks Commentaries

 


American Express® Preferred Rewards Gold Card

Issued by American Express
View other Charge cards
View other cards issued by American Express

 

Preferred Rewards Gold Card
Overall Rating
Benefit Rating
About Ratings
Apply for Credit Card
 

 
You’ve arrived. But you’re not one to scream it out loud. That’s not your style. As advantaged and successful as you are, you keep your feet on the ground.

You like keeping a low profile, but you enjoy the star treatment. You don’t have a lot of spare time to really do much, but when you do, you want it to be first-class all the way. And while you may enjoy anonymity, you also like feeling “preferred.” And it’s not that you want to be recognized, you just want to be acknowledged. American Express gets it. The American Express® Preferred Rewards Gold Card balances your life out, and is the perfect fit for your kind of lifestyle.

Its quiet elegance makes this charge card a valuable asset to those who are looking to take advantage of a worthwhile rewards program, without worrying about minor details or deadlines.

It’s all very straight forward and easy. You pay your card in full each month and you avoid any finance charges. You buy something with your card, and you get one point for every dollar that you spend. This rewards card was designed to be as uncomplicated and unassuming as you wish.

American Express Gold Card Rewards


The American Express® Preferred Rewards Gold Card’s Membership Rewards® program automatically turns your purchases into points and your points into your choice of truly exceptional rewards, including travel (over 21 airlines to choose from), shopping, entertainment, dining, and more. Enrollment is free, and points never expire. There is no limit on the amount of points that can be earned.

Plus, when cardmembers spend $500 in three months with the card, they’ll receive a bonus sum of 10,000 points, redeemable for a $100.00 gift card at eligible high-end merchants and retailers, including Saks, Harrods, and Brown Thomas.

American Express Gold Card Privileges


If, for whatever reason, you ever need to go over your limit, you can, with the card’s built-in no pre-set spending limit. And if you’re feeling in the mood for some fun, you have exclusive access to tickets for select concerts, shows, and sporting events in advance of public sale in all major U.S. cities, via the Gold Card Events program. With the American Express® Preferred Rewards Gold Card, you call the shots.

Your first year of membership is free, for you and for anyone else (up to five others) on the account. However, every year after that, your card will incur a charge of $125 and $35 for every additional card.

The American Express® Preferred Rewards Gold Card offers an array other benefits, including, extended warranty for purchases, identity theft assistance, lost luggage support, emergency card replacement, emergency cash replacement, travel accident insurance, auto rental insurance, medical and legal referrals, a complimentary year-end financial statement, and various Internet account management services, all at your disposal 24/7 and completely free.

Is the American Express Preferred Rewards Gold Card Right for You?


If you haven’t already guessed, this American Express Gold card is for people with excellent credit. And, it’s a charge card, so you’re meant to pay it off every month. In return, you get a well-regarded gold card with a slew of rewards options and access to exclusive American Express Gold Card events.

 
Updated: September-01-09
 
 
Most Attractive Feature(s): Access to rewards program for no additional fee; special discounts at participating merchants; first-year fee free; bonus points are equivalent to a $100 gift card.
Least Attractive Feature(s): High annual fee for primary and additional cardholders.
 
Various Internet account related services.
Access to Gold Card Events including exclusive tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Discounts on products and services at participating merchants and retailers.
Return protection
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Medical referral service.
Legal referral service.
Emergency cash replacement.
Lost luggage insurance.
Travel accident insurance.
Guaranteed hotel reservations.
Emergency card replacement.
Year-end financial statement.
Identity theft assistance.
Various travel and emergency assistance services.
See website for additional benefits.
 
Note: The review of this card was updated on September-01-09. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Charge card application.