'
Credit Card Offers
Credit Cards Card Perks™ Commentaries Financial Services Blog
Credit Cards
View all Cards
 

Credit Card Directory

 
Review Rates & Fees Rewards Perks Commentaries

 


Baby Phat Prepaid Visa® RushCard

Issued by The Bancorp Bank
View other Pre-Paid cards
View other cards issued by The Bancorp Bank

 

BabyPhat Visa Prepaid RushCard
Overall Rating
Benefit Rating
About Ratings
Apply for Credit Card
 

 

The Baby Phat Prepaid Visa® RushCard is a prepaid Visa card designed to ensure financial freedom for everyone with NO credit check, FREE direct deposit, and More!!


The Baby Phat Prepaid Visa® RushCard is the latest prepaid visa card from UniRush, an innovative payment company that virtually pioneered the prepaid card industry. With experience generated by launching one of the first prepaid cards and a comprehensive array of benefits and card features, the Baby Phat Prepaid Visa® RushCard is the perfect solution to traditional credit cards and checking accounts!

  • • No Credit Check Required
  • • Free Online Money Management Tools
  • • Rush Bill Pay
  • • Free RushText Alerts
  • • Card-to-Card Transfers
  • • Free Prescription Discount Card
  • • Free 24/7 Customer Service
  • • Refer a Friend Bonus

The Baby Phat Prepaid Visa® RushCard does NOT require a credit check. And since this is a prepaid card, you won't be charged overdraft fees or accrue costly interest charges on your balance. You can load your card in a variety of different ways, and use it anywhere the Visa logo is accepted. Read on to learn more about the Baby Phat Prepaid Visa RushCard!

What is the RushCard, and How Does it Work?


The Baby Phat Prepaid Visa RushCard is a prepaid Visa card. RushCard members enjoy the freedom and security of having a prepaid Visa card to make payments, track day to day spending, and manage their monthly finances. Use the RushCard to take control of your financial future!

The RushCard gives members a convenient alternative to credit cards, traditional banking, and check-cashing services. While the RushCard IS good anywhere Visa is accepted, that's where the similarity ends. You can only spend the balance you've placed in your RushCard account (a process called value loading). Because of this, you'll never run the risk of over-drafting.

Baby Phat Prepaid Visa® RushCard Features and Benefits


The Baby Phat Prepaid Visa® RushCard allows you a safe, secure way to pay for purchases in person, online, as well as over the phone. But it is also much more than that. With excellent incentives to sign up friends and family, tools to manage your finances, and always-available customer service, the Baby Phat Prepaid Visa RushCard has much to offer.
  • Get Cash at ATMs - Get cash fast by using your RushCard at ATM machines. You can withdraw money from your available balance, just like you would a checking or debit card account!
  • Make Purchases anywhere Visa is Accepted - Your Baby Phat Prepaid Visa RushCard is valid anywhere the Visa logo is accepted.
  • Pay Your Bills Online, in Person or Over the Phone - Use your RushCard to pay at thousands of biller's websites. You can also pay your rent, utilities, and other bills online with Rush Bill Pay.
  • Send Checks from your RushCard Account - Use the Rush Bill Pay service to send checks to everyone. Your landlord, a family member or even the baby sitter.


  • Additional Baby Phat Prepaid Visa® RushCard Services
    Refer-a-Friend Program - Every time you refer a friend and they sign up for a Baby Phat Prepaid Visa RushCard, you'll receive a $5 dollar credit directly to your account!
    Prescription Discount Card - Enjoy great discounts on prescription drugs for you and your family with this free-enrollment service.
    Online Money Tools - These free online tools help you design a budget, monitor your progress, and review your spending habits.
    Card-to-Card Transfer - You can transfer money to anyone who also has a RushCard account; friends, family, you name it. All it takes is the push of a button.
    Rush Text & Email Alerts - Receive instant access to your balance, deposit, and recent transaction information on your compatible mobile phone for FREE.
    Free Customer Service - Speak to a live, friendly customer service agent whenever you need to 24 hours a day, 7 days a week.

    Straightforward Fees and Pricing


    There are some fees and conditions of use associated with the Baby Phat Prepaid Visa® RushCard. To find out exactly what the card entails is peruse the terms and conditions you'll find at the bottom of the application page! There are two types of plans you can choose from: the "Pay Monthly Program" and the "Pay as you Go" program. Most fees remain the same on either plan, but some differ and some are waived altogether!

    Foreign Transaction Fee - Up to 2% of the transaction amount, in US dollars
    Monthly Fee - $9.95 (waived with "pay as you go" plan)
    Replacement Card Fee - $3.95
    One Time Card Issuance Fee - $14.95
    Maintenance Fee - $1.95 (waived with "Pay Monthly" plan)

    The Baby Phat Prepaid Visa® RushCard is a great way to get the buying power and security of a Visa card without the embarrassment of a credit check or the hassle of a bank account. Say goodbye to overage charges, check cashing fees, and more. Sign up for the Baby Phat Prepaid Visa® RushCard today. If you like it, tell a friend! After all, it's worth $5 dollars for every referral!

     
    Updated: January-13-12
     
     
    Most Attractive Feature(s): No interest charges or overdraft fees
    Least Attractive Feature(s): You can only spend the available balance remaining on your card
     
    See website for additional benefits.
     
    Note: The review of this card was updated on January-13-12. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Pre-Paid card application.
    Terms and Conditions