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Chase Sapphire Preferred℠ Card

Issued by Chase
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Chase Sapphire Preferred℠ Card
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The Chase Sapphire Preferred℠ is a travel rewards credit card that earns you points faster than you imagine and allows you to redeem them for anything from hotels and airfare as well as merchandise goods.


The Chase Sapphire Preferred℠ is a travel rewards credit card that rewards you for every dollar you spend, uses fewer points when you redeem for travel and makes it easy for you to speak to a customer service professional any time of day or night.

  • • Earn 40,000 bonus points, redeemable for airfare or hotel
  • • Appealing rewards program with great earning potential
  • • Use 20 percent fewer points when you redeem for travel
  • • Chase's Blueprint and other card benefits
  • • Waived annual fee for the first year

Bonus Points - Good for Airfare or Hotel Stays


Earn 40,000 bonus points - As a new card member account, you'll earn 40,000 bonus points. Spend $3,000 or more on purchases during the first three months of card membership and these bonus points are instantly yours. Redeem them for $500 worth of airfare or hotel accommodations.

Annual Points Bonus - Plus, you will earn 7% of the total amount of points you've accumulated in the past year back in the form of points dividend on all new points earned, including points already redeemed.

A Rewards Program that works


Every single point you earn with your Chase Sapphire Preferred℠ card has significant value that can be redeemed for rewards you desire - and every purchase you make earns you rewards! Your points can be used on anything from hotel reservations to gift cards and special experiences.

2 points per dollar spent - On travel including flights, hotel accommodations, car rentals and more.
2 points per dollar spent - On dining from fast food to fine dining
1 point per dollar spent - On every other purchase

There is no limit to how many points you can earn, nor will your points ever expire as long as your account is open and active. Accumulate as many points as you wish and redeem them for some of your favorite things.

Chase Ultimate Rewards℠ Program Redemption Options


Ultimate Rewards℠
Redeem your points through Chase's Ultimate Rewards℠ program for all of the items and experiences you'll love. Use 20% fewer points when you redeem your points for airfare exclusively through this site.

Hotel and Rental Cars - Redeem points toward that special travel experience you've been waiting on and weren't able to afford in the past. Make it a little lighter on your pocket by booking your travel online through Ultimate Rewards℠ - and enjoy NO blackout dates or restrictions.

Plus, you can transfer points you've earned to participating frequent traveler programs at a 1:1 value.

Unforgettable Experiences - Enjoy exclusive, VIP access to some of the hottest shows and entertainment events in town, including to movie premieres and wine tastings. Do it all only through Chase's Ultimate Rewards℠.

Merchandise - If you've had your eye on the latest gadget that's been out in the market, now you can make it yours when you use accumulated points to redeem them for top electronics. It's simple and easy.

Cash Back and Gift Cards - You can also redeem your points for cash back rewards, starting at $20 for 2,000 points. Receive your cash back in the form of a check or direct deposit - the choice is yours. Or show your appreciation to a good friend by surprising them with a gift card from one of their favorite stores.

Blueprint by Chase


With Chase Blueprint, you can set goals on how you want to pay down your credit card spending. You'll still only receive one bill per month, and only have to make one payment (your "Blueprint payment") - even if you have set up multiple features. Chase's Blueprint program is organized into four different tools, each designed for particular circumstances.

Full Pay - When you use Blueprint's Full Pay feature, reoccurring purchases will be separated from your original total. Your everyday purchases are organized into categories you designate. The interest will be taken off the amount of those purchases, as long as you pay them off in full every month.

Split - Blueprint's Split feature plans for large purchases that you've already made. You can choose how much you want to pay towards that individual, large purchase each month. You can set a goal date by which to pay it off, or you can plan out your monthly payments. Your statement will illustrate your plan and payment progress - that way you'll stay organized and on track!

Finish It - If you have a balance that you want to pay off as soon as possible, Blueprint's Finish It feature will do the math and figure out a balance plan. Your balance plan will help you choose what you want to pay each month, as well as figure how fast you will pay off your balance, based upon the monthly payment you have arranged to make.

Track It- With Blueprint's Track It feature, you can set goals on how much you want to spend on different types of purchases. If you spend a lot in specific categories (entertainment, gas, dining out, groceries), you can be aware of your spending and budget accordingly.

With Blueprint, you can keep a close eye on what your balance, payments and spending are. It's important to remember that once you set up one of Blueprint's features, you must continue to pay towards your plan every month, or those separated balances will be moved back to your purchase balance. With every Blueprint plan, you'll stay organized and always know where you stand!

Other Benefits of a Chase Sapphire Preferred℠ Card


Having a Chase card is all about personable customer service and safe, secure banking and card use.
$0 Liability Protection - If your card (or your card information) is lost or stolen, suspicious activity will be investigated and you won't be liable for any unauthorized charges made to your account.
Identity Theft Protection - Chase provides assistance in the event that you become a victim of Identity Theft. They'll give you advice and guidance and even reimburse you for covered costs of re-establishing your finances and your identity.
Real, Live Customer Service - If you have a question or complaint about your card, you can call the customer service help line and speak with a real, live person and not a machine.

Everybody wants a Sapphire piece...


Annual Fee: Waived for the first year ($95 savings!)

The Chase Sapphire Preferred℠ credit card provides you with endless opportunities to accrue points that you can exchange for rewards you can fully utilize and enjoy. You will not be charged any annual fee for the first year, thus saving you $95. Additionally, there are no transaction fees associated with this card on any purchases you make internationally. Apply for the card that will shape your financial lifestyle!

 
Updated: April-05-12
 
 
Most Attractive Feature(s): Bonus points, double points for food and travel
Least Attractive Feature(s): Annual fee after first year
 
See website for additional benefits.
 
Note: The review of this card was updated on April-05-12. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Reward - Travel card application.
Terms and Conditions