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Citi® Platinum Select® MasterCard® |
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Issued by Citibank
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View other Regular cards
View other cards issued by Citibank
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Citi® Platinum Select® MasterCard® from Citibank Saves You Big with 0.0% APR, No Annual Fee and More!!
The Citi® Platinum Select® MasterCard® is designed to give you the highly desirable Platinum MasterCard rewards benefits in addition to comprehensive protection, member services, and no annual fee! For peace of mind as well as great cardholder benefits, the Citi® Platinum Select® MasterCard® is an excellent choice.
- • Intro 0% APR on Purchases
- • Intro 0% APR on Balance Transfers
- • Extra Cash from Citi Program
- • Safe and Secure Shopping and Account Services
- • PayPass Technology for Fast, Easy Transactions
- • Global Platinum MasterCard Perks and Acceptance
- • No Annual Fee
Like all Citi cards the Citi® Platinum Select® MasterCard® allows you to take advantage of top-notch online and client protection security. Enjoy the Extra Cash from Citi program, $0 liability for unauthorized purchases, the effortless PayPass touch-less payment system, and 0% Introductory APR!
Introductory APR Lasts for 18 Months
The Citi® Platinum Select® MasterCard® has an incredible offer only available to NEW customers: a special APR for both purchases and balance transfers! This offer is an excellent chance to eliminate cards with high interest charges or make large purchases without paying interest:
- Intro 0% APR on Purchases - Enjoy 0% APR on purchases for the first 18 monthly billing cycles from the date of account opening.
- Intro 0% APR on Balance Transfers - Enjoy 0% APR on balance transfers for the first 18 monthly billing cycles from the date of account opening. You must transfer all balances within the first 4 months you have your card for this special introductory APR to apply.
After this generous introductory 0% APR period ends, a reasonable APR that varies according to the prime rate and your credit worthiness will apply to both your purchases as well as balance transfers.
The Extra Cash from Citi Program Saves Money Shopping Online
Extra Cash from Citi gets you great discounts on travel, entertainment, merchandise and more. Enjoy online savings on thousands of different items, products and services. The Extra Cash from Citi won't cost you a thing. This is a NO FEE, no application service that won't even affect your APR when you use it!
- Earn Extra Cash for Purchases - You earn Extra Cash based on 10% of the purchases you make with your Citi® Platinum Select® MasterCard®.
- Select Your Savings - Log on to the Extra Cash from Citi site and select the icon for the type of purchase, service, or product you want to make.
- See your Savings in Real-Time - You'll see the current retail price, plus the amount of Extra Cash you're eligible to spend on that transaction.
- Enjoy your Extra Cash Savings - Remember to use the Citi® Platinum Select® MasterCard® at checkout. The amount of Extra Cash savings available for that transaction will be deducted from your card's account balance!
Citi® Platinum Select® MasterCard®, Security, and You
Citibank takes your security very seriously. High-tech measures like Secure Sockets Layer (SSL) technology encrypts your private information. Both included and optional services make it extremely difficult for thieves (Identity and otherwise) to access your account or personal information.
$0 liability on unauthorized purchases: If by some chance the black hats do manage to get your Credit Card information, Citi offers $0 liability for unauthorized purchases, so you won't pay a dime for activity fraudulently charged to your account!
Citi Photocard: It's hard for thieves to use your credit card when it has a picture of your face on it! Gain added security as well as an extra form of Photo ID with the Citi Photocard service, which places a photograph of you (as well as an indelible image of your signature) right on the front of your card!
Virtual Account Numbers: You'll never have to give out your real account number online again. With Virtual Account Numbers, you generate a one-time, substitute credit card number that leads back to your account. This makes it virtually impossible for someone to steal your account number while you're shopping online!
Citi® Identity Theft Solutions: It does happen. As a Citi® Platinum Select® MasterCard® holder, you'll receive specialized assistance if you ever become a victim of Identity Theft.
24/7 Customer Service: While this is not necessarily a security feature, with 24/7 customer service available any time of the day or night you'll have help with virtually any aspect of your Credit Card account just a phone call away. So rest easy; your account is in Citi's very capable hands!
Citi® Platinum Select® MasterCard® Perks and Protections
Citi MasterCard Payment Tag with PayPass: Enjoy the one-swipe convenience of Citi MasterCard Payment Tag with PayPass. Just tap your payment tag against a PayPass reader at participating checkout counters. No signature required on purchases under $25!
Additional Cards: Replacing your card (or receiving additional ones) is easy. Just call the number on the back of the card and Citi will begin processing your request right away.
Auto Rental Insurance: When you reserve and rent a vehicle using your Citi® Platinum Select® MasterCard®, you're automatically covered. You can go ahead and decline the rental car company's collision loss/damage waiver insurance, and save some money on your trip!
Hertz Discounts: With Citi cardmember discounts, you'll save on virtually every published Hertz rental rate in the United States.
Travel and Emergency Assistance: When you travel with the Citi® Platinum Select® MasterCard®, you're protected in both the US and abroad. Member services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more.
90 day Purchase Protection: Most items purchased with your card are ensured against theft or accidental damage for up to 90 days from the time of purchase!
Warranty Extension: Extend the original warranty on most purchases for up to one year after the original warranty ends.
Final Thoughts
As with all credit card applications, some restrictions apply. You must be 18 years of age to apply for the Citi® Platinum Select® MasterCard®. It's a good idea to read the complete terms and conditions you'll find at the bottom of this review page before you apply.
Citi® Platinum Select® MasterCard® is packed with features and cardholder benefits, as well as an incredible 0% APR offer for balance transfers and purchases that lasts 18 months! Add to that no annual fee and $0 liability for fraudulent purchases, and what's not to like?
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| Updated: February-01-12 |
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| Most Attractive Feature(s): 0% introductory rate; reasonable variable APR for purchases; no annual fee. |
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| Least Attractive Feature(s): Higher variable APR for less qualifying applicants. |
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Various Internet account related services.
Reports to all major credit bureaus to help you establish your credit history.
Citi Identity Theft Solutions.
$0 liability on unauthorized purchases.
Secure, free online account management.
Auto rental insurance.
Fraud and security protection services.
Lost wallet service.
Lost and stolen card reporting.
Emergency card replacement.
Emergency cash replacement.
Optional personal photo on card.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
See website for additional benefits. |
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| Note: The review of this card was updated on February-01-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Regular card application. |
| Terms and
Conditions |
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