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Citi® Platinum Select® Visa® |
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Issued by Citibank
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View other Regular cards
View other cards issued by Citibank
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The Citi® Platinum Select® Visa® Card
The Citi® Platinum Select® Visa® card doesn't have a list of temptations asking you to spend more in order to earn more. With no annual fee and freedom from interest rates for over a year, you are given the opportunity to put your money towards more important matters.
- • 0% Intro APR on Balance Transfers and Purchases for 18 months.
- • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- • Citi® Identity Theft Solutions
- • Secure, free online account management
- • No annual fee
The Citi® Platinum Select® Visa® card's strength lies in its efficient and uncomplicated features. However, what makes it stand out from others in the industry is the extra cash and discounts members receive and stellar platinum benefits.
Enjoy the Convenience of a Low APR After a Year and Half of NO APR!
New cardholders receive an astoundingly long 0% introductory APR for 18 months on purchases. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. This same stellar length also covers balance transfers. Members receive this introductory offer from the date of first transfers when they are completed within four months from date of account's inception.
After the first 18 months, a low variable APR kicks in for both purchases and balance transfers. Interest rates are much higher for many other cards, and the Citi® Platinum Select® Visa® card is great for the casual spender because it keeps its APR at a more affordable level.
Secure Online Account Management
Track your account activity, opt for online-only statements and avoid late fees with quick online payments. Citi is a leader in protecting consumers against credit card fraud, but if the worst case scenario happens you are under $0 Liability and not obligated to pay for any unauthorized charges made to your account.
Extra Cash from Citi
Citi® Platinum Select® Visa® card holders are eligible for enrollment in the issuer's Extra Cash from Citi program. Once enrolled, a new avenue to saving money and discounts opens up. The free-to-join incentive program allows Citi members to use their card and earn extra cash. Each time members use their card, 10% of the eligible purchases becomes available as extra cash which translates into extra cash for savings on merchandise, entertainment and travel.
Citi members who are in the program simply go to the Citi online shopping mall and start shopping.
They can reap the benefits of savings of as much as 40% on famous brands like Macy's, InterContinental Hotels, Tumi, The Gap and many more. Extra cash can be spent on items like airline tickets, gift cards, DVDs and the list goes on and on. Even featured discounted items are listed daily on the shopping site.
Once a member is ready to check out, 5 to 50 percent of the item's cost can be purchased with their earned extra cash.
For example, that $100 gift card may only end up costing $90!
Citi Identity Theft Solutions
Citi created their Identity Theft Solutions to aid members in getting their life back on track in the unfortunate event of identity theft or if your personal information should get compromised.
Specially-trained customer service representatives will help you identify compromised accounts and assist you in taking the steps necessary to resolve the issue. They will also work with you and the three major credit reporting agencies to engage fraud alerts.
Additional services of the Citi® Identity Theft Solutions includes the Lost Wallet Service where Citi will issue a new card at no cost and can also provide you with emergency cash and assist with information on how to replace important documents.
The Benefits of Membership Include Platinum Perks
Customer Protection
- Account activity monitored by the Fraud Early Warning Unit
- Lost Wallet Service will issue you a new card at no cost and help with emergency cash and document replacement
- Retail Purchase Protection covers most purchases against theft or accidental damage for up to 90 days
- Extended Warranty may extend your product warranty up to one additional year
Travel Benefits
- Travel and emergency assistance in the U.S. and abroad
- Automatic travel insurance
- Auto rental insurance
- Discount on Hertz rental cars
Additional Benefits
- 24/7 customer service
- Service at over 900 Citibank locations in the U.S.
- Free reoccurring bill payments
- Free money management service including an annual account summary and bill consolidation.
Apply For This Platinum Card that Delivers Extra Cash and Perks
The Citi® Platinum Select® Visa® card supports your lifestyle, and protects you from inconveniences such as identity theft and fraud. There are no complicated surprises to worry about, so you can concentrate on what is most valuable to you. The Citi® Platinum Select® Visa® card complements the savvy credit shopper who wants to earn extra cash and discounts by smart purchases.
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| Updated: May-10-12 |
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| Most Attractive Feature(s): 0% APR for 18 months on purchases and balance transfers; no annual fee |
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| Least Attractive Feature(s): No rewards program available |
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Extra Cash from Citi
Citi® Identity Theft Solutions
See website for additional benefits. |
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| Note: The review of this card was updated on May-10-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Regular card application. |
| Terms and
Conditions |
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