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Citi Simplicity® Card |
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Issued by Citibank
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View other Regular cards
View other cards issued by Citibank
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The Citi Simplicity® Card, issued by Citibank, is a simple credit card for the excellent consumer that offers a long 0% introductory APR period so you can focus on your purchases and personal finances.
The Citi Simplicity® Card, issued by Citibank, stands by its name with no penalty charges for late payments, no annual fee, no rate changes if you miss a payment due date and no-wait customer service.
- • 0% introductory APR for 18 months on balance transfers and purchases
- • No late fees or penalty rates
- • No wait time for customer service assistance
- • No annual fee
0% Introductory APR period for over a year!
Not many cards can say they offer you an 18-month long 0% introductory APR period. But the Citi Simplicity® Card isn't your average card, and your financial needs come first. Both are good for 18 months which means you don't have to worry about any interest rates during this period.
- 0% Intro APR on Purchases
- 0% Intro APR on Balance Transfers
You can use this time wisely to pay off any outstanding balances and transfer over your old credit card bills to your new Citi Simplicity® Card. Balance transfers must be completed within the first four months of account opening in order to take advantage of this special offer.
After your introductory APR period ends, a reasonable APR based on the prime rate and your creditworthiness will apply. The variable APR will be 12.99% - 21.99% based on your creditworthiness. View the Citi Simplicity® Card's Terms and Conditions for your exact interest rates.
No Penalty For Late Payments
There are no late fees with the Citi Simplicity® Card, nor is there any annual fee. That's because you shouldn't pay an extra fee simply for using the card for your day-to-day purchases and transactions. For further information regarding no late fees, speak to a Citi professional representative when you apply.
Around-the-clock Customer Service
Sometimes, life happens and you need to speak to a customer service representative for clarification, questions or doubts you may have concerning your card. You shouldn't have to wait until Monday morning to make that call. With Citibank, you will have a representative ready to assist you 24 hours a day, 7 days a week. No matter what time of day or night it is, they will have an answer for you.
Applying for your Citi Card
Important information to identify you may be gathered when you fill out your card application. This may include (but not be limited to) your employer, your bank and others. Your creditworthiness will also be based on various factors. Review the Terms and Conditions for more details.
The Simple Way
The Citi Simplicity® Card provides an attractive, convenient alternative for managing your finances and using your credit for simple shopping needs. And with no annual fee, you won't be tied down to paying any extra fees you shouldn't have to think about.
It's important to carefully read through the Terms and Conditions of this card. This standard agreement outlines everything you need to know pertaining to fees and rates. Make the right choice with the credit card that will help you be smart and think smart - apply for the Citi Simplicity® Card today!
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| Updated: May-11-12 |
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| Most Attractive Feature(s): Long intro APR period, no fee for late payments |
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| Least Attractive Feature(s): No rewards program |
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| See website for additional benefits. |
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| Note: The review of this card was updated on May-11-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Regular card application. |
| Terms and
Conditions |
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