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Citi ThankYou® Card

Issued by Citibank
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Citi ThankYou? Card
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The Citi ThankYou® Card provides cardmembers with an array of opportunities to gain ThankYou® Points with every purchase. Cardmembers also receive 0% Introductory APR on balance transfers and purchases for 15 months. All of this in addition to annual anniversary bonus gift of points!


The Citi ThankYou® Card is a rewards card which comes with no annual fee and also does more than other rewards cards. Members are part of a unique rewards program that has some of the most innovative facets in the industry. Card holders are also rewarded with numerous opportunities to earn bonus ThankYou rewards points.

• Enjoy 0% Intro APR on balance transfers and purchases - After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness
• Earn 1 ThankYou® Point for every $1 spent on purchases
• Annual eligibility for bonus points based on purchases
• No limit to the number of points you can earn
• ThankYou Points can be redeemed for merchandise, travel rewards, gift cards and cash.

This new card offered by Citi keeps more money in your pocket by not charging an annual fee. Rather than instituting a member fee yearly, members are rewarded with bonus points simply based on how long they've had their card active. How's that for a Thank You?!

Here's How You Can Earn Points


Earn ThankYou® Points for every purchase - Earn 1 ThankYou® Point per $1 spent on everyday purchases.

Earn ThankYou® Points for Banking Online and Going Paperless - When signing up for your new Citi ThankYou® Card by enrolling in the Account Online service and signing up for paperless statements. You will be "thanked" and earn a one-time bonus of 100 points for each service, for a total of 200 ThankYou® Points!

Earn an Anniversary Bonus Each Year - On the anniversary of opening your account, you'll receive a ThankYou® rewards points bonus based on the number of ThankYou® Points you've earned in the last 12 months! Just how much is determined by your tenure as a card member.

The anniversary bonus is equal to the corresponding percentage of the total number of ThankYou® Points you've garnered over the course of a calendar year! Meaning the longer you are a card member and keep your account in good standing the more you'll earn each year!

  • 1st membership year - 1% ThankYou® Points anniversary bonus
  • 2nd membership year - 2% ThankYou® Points anniversary bonus
  • 3rd membership year and on - 3% ThankYou® Points anniversary bonus

Never Expiring and Easily Redeemable Points Through the ThankYou Rewards Program


The Citi ThankYou® Rewards Program is unlike other loyalty and reward programs. Citi engineered theirs so that members accrue ThankYou Points on everything they buy with their card. Cardholders using their card are eligible to redeem points for special travel rewards, gift cards to some of their favorite places to shop, merchandise and pure cold hard cash!

In fact cardholders can start redeeming points for rewards with as few as 100 ThankYou® Points.

To redeem your rewards, log on to Citi's ThankYou® website and search for your reward choice.

Cardholders who gain 10,000 points or more are eligible to take part in the "Your Wish Fulfilled" program. It enables account holders to decide what they want to be rewarded with. Citi's extensive rewards collection has millions of items to select from. There are even "Wish Specialists" that can help you select something that fits your unique personality or needs. Again, what a way to be rewarded and "thanked"!

With all the ThankYou® rewards points up for grabs - you'll soon have the opportunity to choose whatever you'd like.

Additional Perks of a Citi Membership


If it was just a matter of selecting a credit card based on the rewards and how the issuer thanked their members well..clearly, the Citi ThankYou® Card would be at the top of the list. However, it is all of the other perks which a smart and savvy consumer takes into account when selecting the proper cards.

Thankfully this one offers numerous other benefits.


  • - $0 Liability on unauthorized charges
  • - Online services that let you manage and review your account. Benefit from online only statements, account activity and faster payments.

Benefit from Endless Reward Opportunities


Applying for the Citi ThankYou® Card is a good investment in time because if approved the card is perfect for the fiscally responsible credit consumer who wants to be rewarded with a card that provides numerous opportunities for reward points. Additionally, having a card that saves on annual fees and interest rates is a perfect way to reward and thank yourself.

 
Updated: May-11-12
 
 
Most Attractive Feature(s): 0% APR on Purchases and Balance Transfers.
Least Attractive Feature(s): No seasonal Spending Categories.
 
See website for additional benefits.
 
Note: The review of this card was updated on May-11-12. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Reward - Other card application.
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