'
Credit Card Offers
Credit Cards Card Perks™ Commentaries Financial Services Blog
Credit Cards

Categories

Reward Cards

Issuers
View all Cards
 

Credit Card Directory
 
Review Rates & Fees Rewards Perks Commentaries

 

Discover® More Card
Issued by Discover
View other Reward - Cash cards
View other cards issued by Discover

 
Discover® More(SM) Card
Overall Rating
Benefit Rating
About Ratings
*See Membership Area for complete approval requirements.
Apply for Credit Card
 
 

With the Discover® More Card ? Earn more, save more and now enjoy 15 months 0% APR on purchases and balance transfers!!


The Discover® More Card is an innovative cash rewards card for consumers who desire more in return for their spending...no matter what they spend, or where! The Discover® More Card earns Cashback Bonuses in seasonal spending categories, exclusive online offers, and almost every purchase you make every day!

  • • Special Introductory 0% APR for New Customers
  • • Earn Cashback Bonuses on Every Purchase
  • • Design Your Own Card Feature
  • • Zero Annual Fee

Real 0% introductory APR for the first 15 months!


This Discover® More Card has a great way to indulge that big ticket purchase or dump your higher-interest rate cards. New card customers can enjoy 15 monthly billing cycles interest free on purchases and balance transfers: 0% APR for 15 months! Sign up and ditch your expensive, high-APR cards now!

The Discover® More Card is a variable-APR credit card that bases your APR on the prime rate. After the first 15 billing cycles pass, this variable-purchase APR will apply to all your balance transfers and Purchases.

Cashback Bonus Rewards on Every Dollar You Spend!


The Discover® More Card earns you cash rewards on ALL your purchases. With every purchase you charge to your card, your stockpile of Cashback Bonus rewards increases! The rewards you earn never expire as long as your account remains in good standing, so you can redeem on a regular basis or just save them up for a rainy day!

Earn up to 1% Cashback Bonus on Every Purchase:
Earn .25% Cashback Bonuses on every purchase until your total annual purchases reach $3,000. Earn a full 1% Cashback Bonus on every purchase after that! Purchases made at select warehouse clubs, discount stores, etc. will ALWAYS earn you a .25% Cashback Bonus!

Earn anywhere from 5% to 20% at ShopDiscover:
When you use your Discover® More Card at ShopDiscover, you can earn Cashback Bonuses from 5% to 20% with over 200 top online retailers! You'll enjoy great prices, no hassle shopping, exclusive shipping discounts and more. Log on from the Discover.com website, then click through to the online retailer you want. Any Cashback Bonuses you earn will be credited to your account!

ShopDiscover At-A-Glance:

  • Earn Big Rewards: Over 200 Top Online Retailers earn you between 5% and 20% Cashback bonuses!
  • Easy to Use: No enrollment required and there's no promotional codes to enter or remember!
  • Automatic Rewards: Just login and shop with your Discover Card - Cashback Bonuses will be automatically credited to your Discover account!


New Discover 5% Spending Categories Calendar 2011-2012


Earn 5% cash back on select bonus categories every quarter that you'll love!

October to December, 2011: Restaurants and Fashion
Earn 5% Cashback Bonus on up to $300 in purchases October through December at Restaurants, Department Stores, and Clothing Stores.
January to March, 2012: Gas and Entertainment
Earn 5% Cashback Bonus on up to $1,500 in purchases January through March at Gas Stations, Museums, Movie Theaters.
April to June, 2012: Restaurants and Movies (Sign up begins March 1st)
Earn 5% Cashback Bonus on up to $1,500 in purchases April through June at Restaurants and Movie Theaters.
July to September, 2012: Gas and Summer Fun (Sign up begins June 1st)
Earn 5% Cashback Bonus on purchases July through September at Gas stations, Movies, and Theme Parks. NOTE: Additional program details regarding limitations on the possible earned amount of Cashback Bonus coming soon.
October to December, 2012: Holiday Shopping (Sign up begins September 1st)
Earn 5% Cashback Bonus on purchases October through December at Department Stores, Electronics Stores, and Toy Stores. NOTE: Additional program details regarding limitations on the possible earned amount of Cashback Bonus coming soon.

What are your Cashback Bonuses Good For?


You Cashback Bonuses are redeemable for all kinds of rewards. Turn them into retailer-specific gift cards, merchandise, use-anywhere Discover® Gift Cards, cash, and more...the choice is up to you!

  • Cash - You can have your Cashback Bonuses redeemed as cash, starting in increments of $50. You can have these cash payouts credited to a bank account or put towards your Discover® More Card balance...the choice is yours!
  • Partner Gift Cards - A most excellent way to turn your Cashback Bonuses into bigger rewards. Redeem for gift cards or instant eCertificates with over 100 brand-name partners and retailers...gift cards start at only $20!
  • Merchandise - Want to get your favorite gadget, apparel, electronics and more direct? Use your Discover® More Card Cashback Bonuses to shop for popular, brand-name merchandise starting at just $20. Plus: you can get your order shipped to any U.S. Street address...absolutely free!
  • Discover® Gift Cards - Use-anywhere Discover® Gift Cards are good wherever Discover® is accepted. Personalize your Discover gift cards with an embossed name and design...starting at just $20. Plus: get a Discover® Gift Card and the purchase fee and shipping charges on that card are free.

Pay Attention to the Fine Print...


In addition to the Discover® More Card having ZERO annual fee, the fees that are associated with the Discover® More Card are quite reasonable.

However, it is always a good idea to practice fiscal responsibility and only charge what you can afford to pay. Also, reading the ENTIRE terms and conditions before you apply will tell you everything you need to know to decide if the Discover® More Card is right for you!

If you'd like to eliminate interest payments on transferred balances for 15 months, plus earn plenty of Cashback bonuses while you shop, sign up for the Discover® More Card now!

 
Updated: January-20-12
 
 
Most Attractive Feature(s): Cashback bonus on every purchase(through the Cashback Bonus® award program); 0% introductory rates; no annual fee.
Least Attractive Feature(s): Low rate not available to all applicants.
 
Various card designs to select from.
Various Internet account related services.
Up to $500,000 in flight accident insurance.
Fraud and security protection services.
Auto rental insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
 
Note: The review of this card was updated on January-20-12. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Reward - Cash card application.