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Discover® Motiva Card |
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Issued by Discover
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View other Reward - Cash cards
View other cards issued by Discover
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*See Membership Area for complete approval requirements.
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The Discover® Motiva Card Gives You Cashback Bonus Motivation to Make Your Payments on Time!!
Everything works better with a rewards system in place. The Discover® Motiva Card is similar to other cash rewards cards in that it earns you Cashback bonuses for every purchase you make. What sets the Discover® Motiva Card apart is that you'll also earn Cashback bonuses JUST for promptly making your payments every month!
- • 0% Intro APR on purchases and balance transfers for 15 months
- • Earn a Pay on Time Cashback bonus for making 6 consecutive payments on time!
- • Earn Up to 1% unlimited Cashback bonus on all purchases!
- • Earn 5% to 20% Cashback bonus through ShopDiscover online shopping mall!
- • No Annual Fee!
The Discover® Motiva Card earns you Cashback bonus rewards for your good credit management. It also offers an interest-saving deal exclusively to new customers: enjoy special introductory APR periods for both purchases and balance transfers!
0% Introductory APR for Purchases and Balance Transfers
Now's the time to buy what you want. Take this opportunity to ditch your current cards with unreasonably high interest rates. You'll enjoy this special 0% introductory APR for a full 15 billing cycles from the time you open your account. After that, the regular APR applies.
Remember, if you make your payments consecutively and on time each month, you'll earn a cash back bonus, equal to 5% of your interest, on your statement balance after the sixth consecutive month, and double that if you continue to practice fiscal responsibility all year long!
Cashback Bonuses for Payments and Purchases...Because Money is the Best Motive
The Discover® Motiva Card rewards you like no other offer on the market. Earn Cashback bonuses good for cash, Discover gift cards, merchandise and more for every purchase you make as well as making your payments regularly and on time.
- Pay-On-Time Bonus - When you make your payments on time, you'll earn your interest back in the form of Cashback bonuses. Make at least the minimum monthly payment on time for 6 months consecutively, and you'll earn an entire month's interest back as bonus. Make an entire year of payments on time and you'll earn TWO months worth of interest in the form of Cashback bonus!
- Earn up to 1% Unlimited Cashback Bonus on Purchases - This card earns you .25% Cashback bonus on every purchase you make until your total purchases equal $3,000 yearly. After that, you'll earn 1% Cashback bonus on every purchase you make! There is no limit to the amount of Cashback bonus you can earn in this manner, and your Cashback bonuses never expire as long as your account is current!
- Earn 5% to 20% Cashback Bonus through ShopDiscover - ShopDiscover is an exclusive online shopping mall with over 200 brand-name retailers. When you use your Discover® Motiva Card to shop for your favorite things at ShopDiscover, you'll earn between 5% and 20% on average, automatically!
You'll even earn .25% Cashback bonus when you shop at warehouse stores, discount clubs and their affiliates. Your Cashback bonuses never expire and there is no limit to the amount you can earn. You've got to make your payments on time and your account must be kept current, however. You can redeem your Cashback bonus rewards for everything from cash to gift cards and more, starting at just $20!
- Cash - You can redeem your Cashback bonuses for cash starting in increments of just $20. You can choose to have your cash deposited directly to a bank account or credited to your Discover statement.
- Merchant Gift Cards - Maximize your Cashback bonuses with over 100 brand-name partners. Keep the gift cards for yourself or use them as the perfect present!
- Discover Gift Cards - Valid anywhere Discover is accepted. Use your Cashback bonuses for Discover gift cards and Discover will waive the purchasing fee and postage!
- Merchandise - Redeem your Cashback bonuses for merchandise and your selection will ship to any US street address for free!
Save Even More Interest with Special Introductory APR
The Discover® Motiva Card has an enticing offer exclusively for new cardholders. You'll enjoy a low introductory interest rate on both purchases and applicable balance transfers. After that, the Discover® Motiva Card still has a very reasonable interest rate for a card of this type!
Other Motivating Factors for Signing Up
The Discover® Motiva Card has absolutely No Annual Fee, so having this card won't cost you a yearly upkeep. The costs for special transactions and any applicable penalty fees are also very reasonable.
It's a great idea to make sure the Discover® Motiva Card is right for you by perusing the entire Terms and Conditions of the card before you apply!
The Discover® Motiva Card is one of the only cards in the industry that actually rewards you with Cashback bonuses just for paying your bills on time. If you're fiscally responsible or would like to become so, maybe all you need is a little motivation. If that's not enough, you'll earn Cashback bonuses for every purchase you make.
Discover's Cashback bonus program is redeemable for everything from cash to gift cards to must-have merchandise, and the Discover® Motiva Card has a special 0% Introductory APR offer for both purchases and balance transfers for new customers. Isn't it time you were rewarded for good credit management?
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| Updated: February-03-12 |
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| Most Attractive Feature(s): No annual fee; low introductory rate; rewards program. |
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| Least Attractive Feature(s): Higher APR for less qualifying applicants. |
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Various Internet account related services.
Fraud and security protection services.
No liability for unauthorized transactions.
Up to $500,000 in flight insurance.
Auto rental insurance.
Access to Pay-On-Time Bonus.
Access to 5%-20% Cashback Bonus at top online retailers through Discover's exclusive online shopping site.
Flexible payment due dates.
See website for additional benefits. |
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| Note: The review of this card was updated on February-03-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Reward - Cash card application. |
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