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Credit Card Directory |
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Discover® Student Card - Monogram Collection |
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Issued by Discover
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View other Student cards
View other cards issued by Discover
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*See Membership Area for complete approval requirements.
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The Discover® Student Card - Monogram Collection has Money-Saving Programs Perfect for Students!!
The world of credit cards can be a hazardous one for students to navigate. The Discover® Student Card - Monogram Collection is a cash rewards card that has straightforward terms and conditions, an excellent Cashback bonus rewards program, a reasonable APR for students and even an introductory APR offer designed to save you money on purchases!
- • Earn up to 1% Cashback bonus on purchases
- • Earn 5% Cashback bonus on seasonal purchasing categories
- • Enjoy a 0% introductory APR for 9 billing cycles
- • No Annual Fee
Having a credit card you can trust while away at school is ideal for thwarting emergencies, paying for life's essentials, and even comes in handy when planning an epic road trip. The Discover® Student Card - Monogram Collection is the perfect way to enter the world of cash rewards cards without taking unnecessary risks.
Making Cashback bonuses Part of Your Financial Curriculum
The Discover® Student Card - Monogram Collection earns you Cashback bonuses on every purchase you make. Once accrued, these Cashback bonuses can be redeemed for a plethora of exciting rewards! This rewards program allows you to translate your rewards into gift cards, merchandise, and even CASH - starting in increments as low as $20.
- Earn up to 1% Cashback bonus on every purchase - When you use your Discover® Student Card - Monogram Collection to pay for retail purchases, you'll earn at least .25% Cashback bonus per transaction. You'll continue to earn this .25% Cashback bonus until your yearly spending has reached or exceeded $3,000. After that, you'll earn an unlimited 1% cashback bonus on every purchase!
- Earn 5% Cashback bonus in Seasonal Shopping Categories - Let's face it: you spend different amounts on different things, depending on what part of the year it is. The Discover® Student Card - Monogram Collection follows a seasonal spending category calendar that earns you 5% Cashback bonus on purchases which fall within a certain category, up to a preset amount specified by the calendar. If you reach that amount before the seasonal spending category expires, no worries! You'll continue to accrue Cashback bonuses at the rate of 1% per transaction.
- Earn Cashback bonuses at Discount Stores - You'll also earn a .25% Cashback bonus for every warehouse purchase you make. Warehouse purchases are defined as warehouse clubs, discount stores and their affiliates. So you'll earn Cashback bonus rewards, even when you buy in bulk!
New Discover 5% Seasonal Spending Category Program Calendar
You'll need to enroll in each program as it becomes available. The amount of category spending in which you'll earn 5% Cashback bonus varies from season to season, but it's important to remember that you'll earn Cashback bonuses on EVERY eligible purchase you make, regardless of what time a year it is!
January - March, 2012: Gas and Entertainment
Earn 5% Cashback Bonus on up to $1,500 in purchases January through March at Gas Stations, Museums, Movie Theaters.
April - June, 2012: Restaurants and Movies (Sign up begins March 1st)
Earn 5% Cashback Bonus on up to $1,500 in purchases April through June at Restaurants and Movie Theaters.
July - September, 2012: Gas and Summer Fun (Sign up begins June 1st)
Earn 5% Cashback Bonus on purchases July through September at Gas stations, Movies, and Theme Parks. NOTE: Additional program details regarding limitations on the possible earned amount of Cashback Bonus coming soon.
October - December, 2012: Holiday Shopping (Sign up begins September 1st)
Earn 5% Cashback Bonus on purchases October through December at Department Stores, Electronics Stores, and Toy Stores. NOTE: Additional program details regarding limitations on the possible earned amount of Cashback Bonus coming soon.
Redeem Cashback Bonuses for Scholastic Essentials...like Gift Cards and CASH!
With the Discover® Student Card - Monogram Collection, it's easy to redeem the Cashback bonuses you accrue. You can redeem your rewards online for a variety of exciting things, starting in increments as low as $20.
- Partner Gift Cards - Turn your Cashback bonus into bigger rewards when you redeem for gift card or instant eCertificates from over 100 brand name partners!
- Merchandise - Get popular, brand-name merchandise with free shipping to any US street address!
- Discover Gift Cards - These gift cards can be redeemed in increments as low as $20 and are valid anywhere Discover cards are accepted.
- Cash - You can redeem your Cashback bonuses for cash, either as a direct deposit to your bank account or as a statement credit that appears on your bill!
Special Introductory APR for New Student Customers ONLY
The Discover® Student Card - Monogram Collection is the perfect way to achieve that big ticket purchase, epic road trip, new television, or this semester's worth of textbooks without paying interest. As a new cardholder, you'll receive a special Introductory 0% APR for the first 9 billing cycles since the day you opened your account. This won't affect how much Cashback rewards you earn, only how much interest you'll have to pay during your first 9 billing cycles as a cardholder. After the first 9 billing cycles have passed, a very reasonable APR that varies with the prime rate will apply.
Terms and Conditions: They're Like a Course Syllabus for Credit Cards
The Discover® Student Card - Monogram Collection has very reasonable fees for specialty transactions and low penalties for things like late or returned payments. It's still a good idea for you to begin your Credit Card Education by studying the complete terms and conditions associated with the Discover® Student Card - Monogram Collection before you apply.
Having a credit card while you're in school doesn't mean you have to ruin your credit or pay way too much in finance charges. In fact, an offer like the Discover® Student Card - Monogram Collection actually earns you great Cashback bonuses with every purchase, which you can redeem for gift cards, merchandise or CASH.
Plus, you'll enjoy a 0% introductory APR offer that's good for all eligible purchases you make in the first 9 billing cycles, starting on the day you open your account.
Whether you're going away to school or staying close to home, seriously consider a well-rounded student card offer like the Discover® Student Card - Monogram Collection!
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| Updated: January-16-12 |
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| Most Attractive Feature(s): Personalized card design; no annual fee; 0% intro APR on purchases. |
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| Least Attractive Feature(s): Low rate not available to all applicants. |
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Various Internet account related services.
Cardholders choose their personalized card design.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. |
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| Note: The review of this card was updated on January-16-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Student card application. |
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