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Credit Card Directory |
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Discover® Student Card - Monogram Collection |
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Issued by Discover
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View other Student cards
View other cards issued by Discover
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*See Membership Area for complete approval requirements.
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College student credit cards help strengthen your credit early, so that you can use it to your advantage later. The Discover® Student Card-Monogram is one of the best cards out there to help you do this. The Discover® Student Card-Monogram, besides helping you build your credit, carries an incentive program that allows cardholders to receive a Cashback Bonus® of 5% all year long on things like travel, gas, department store purchases and restaurant expenses, and up to* 1% cash back on everything else. Plus, there's no annual fee, and for the first six months of membership, you'll enjoy a 0% interest rate on all purchases made with the card.
Comparing Student Credit Cards
Life decisions are based on comparisons. You compare cars before getting one, you compare schools before deciding on one, and you should compare student credit cards before applying for one. Compared to other college student credit cards, the Discover® Student Card-Monogram goes above and beyond the call of duty to ensure that you are protected and on the right track.
Discover sends cardholders timely e-mail reminders to help them avoid late fees, and sends members advanced fraud early warning alerts to help prevent possible identity theft crimes; additionally, the Discover® Student Card-Monogram makes a team of fraud specialists available to you around the clock to answer any questions or concerns. Plus, there is no limit to the amount of cash rewards you can earn, and you may start redeeming with just $20 Cashback Bonus®, unlike with other student credits cards that make members spend hundreds of dollars on their card first before they can see any rewards. Furthermore, members can shop protected with secure online account numbers – another unique and handy Discover card benefit.
Great Discover Card Designs
There are nine Discover card Monogram designs to choose from, and they all come with your initials stamped on the front. Pick any color: Blue, Light Green, Orange, Pink, Purple, Teal, Black, Navy Blue, or Dark Green. Discover the fun of being a Discover® Student Card-Monogram member.
Not only do you get to personalize your card on the outside, you also get to customize your card from within. Discover gives you access to free, easy, and secure online account management tools designed to help you organize your account and keep it up-to-date. In addition, members can qualify for as much as 20% cash back when they use their card at ShopDiscover, Discover's exclusive online shopping site. There, you'll find designer clothes and jewelry from retailers like Zales and Bloomingdales; other name-brand partners include: Sephora, Eddie Bauer, Lancome, iTunes, Hallmark, and Celebrity Cruises – did someone say Spring Break?
Is the Discover® Student Card-Monogram Right for You?
The APR for this card is reasonable for a student credit card. But if you plan to pay your balance in full and make full use of the cashback rewards program, you will benefit from carying this student credit card.
*Cardholders receive Cashback Bonuses® of 0.25% on purchases made as part of the first $1,500 annually, 0.50% on the second $1,500 in purchases annually and 1.0% on purchases exceeding $3,000 annually. This does not apply to promotional offers or the 5% Cashback Bonus® award.
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| Updated: April-01-09 |
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| Most Attractive Feature(s): Personalized card design; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee; 0% intro APR on purchases. |
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| Least Attractive Feature(s): Low rate not available to all applicants. |
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Various Internet account related services.
Cardholders choose their personalized card design.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. |
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| Note: The review of this card was updated on April-01-09. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Student card application. |
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