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Discover® Student Card

Issued by Discover
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Discover® Student Platinum Card
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Student credit cards can help transform young college kids into responsible adults. Our whole adult lives are about credit reports and scores; when used wisely, credit cards for college students give students a nice head start. The Discover® Student Card, besides helping students build their credit history, also carries a lucrative cash back rewards program, a lifelong $0 fraud liability guarantee, and free online account management services.

What You Should Know about Student Credit Cards


For college students, credit cards should be more than just expense tabs; they should be about providing stability and independence. Not all student credit cards work in your favor. Unlike other student credit cards, the Discover® Student Card does not carry an annual fee and allows cardholders to earn an unlimited amount of cash rewards. Furthermore, this Discover credit card for college students comes with built-in programs and benefits designed to make students lives easier, such as advanced fraud early warning alerts, timely e-mail reminders to help you avoid fees, live phone support, and the ability to customize your student credit card. You can choose from over 150 Discover card designs.

Discover Card Benefits


Spring Break; Greek Week; cash back. All things that equal happy college students. Cash back incentives are one of the more attractive Discover card benefits associated with the Discover® Student Card. This credit card for college students allows accountholders to earn up to 1% cash back on everyday purchases, automatically.* And when you use your student credit card at restaurants, gas stations, the movies, department stores, and home improvement stores, you'll receive a generous Cashback Bonus® of 5%, all year long.

Next time you're online, writing a paper, or downloading music, stop by ShopDiscover and check out all the different Discover merchant partners, from whom you can earn up to 20% cash back when you use your Discover student card. Participating retailers include: Hotwire.com, The Body Shop, Foot Locker, Barnes & Nobles, Circuit City, Celebrity Cruises, and dozens more.

You'll be happy to know also, especially given your tight student budget, that you can start redeeming Cashback after accruing only $20 in Cashback Bonuses®; additionally, your purchase APR, for the first six months of membership, will be set to an incredible 0.0% – a very useful Discover card benefit, especially when the time comes to pay for books. After the introductory period, the purchase APR is reasonable.

Is the Discover® Student Card Right for You?


Put aside all of its bells and whistles, and the Discover® Student Card is still a credit card, and credit cards carry risk.


*Those who spend up to $1,500 on general purchases annually will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate. This does not apply to any promotional offers or the full 5% Cashback Bonus® award.

 
Updated: April-01-09
 
 
Most Attractive Feature(s): 0% intro APR on purchases; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
Least Attractive Feature(s): Low rate not available to all applicants.
 
Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
 
Note: The review of this card was updated on April-01-09. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Student card application.