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Discover® Student Card

Issued by Discover
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Start the new school year off right with 0% introductory APR, no annual fee and cashback bonus rewards all from the Discover® Student Card!!


The Discover® Student Card is an excellent choice for students who want cash rewards for every purchase that they make. The Discover® Student Card has No Annual Fee, an enticing 0% APR Introductory offers for new student customers, and much more!

  • • Earn up to 1% Unlimited Cashback bonus on purchases!
  • • Earn 5% Cashback bonus on seasonal spending categories!
  • • Enjoy 0% Introductory APR on purchases for 9 billing cycles!
  • • Enjoy No Annual Fee!

The Discover® Student Card makes having a credit card simple with features like No Annual Fee and an easy to understand Seasonal Spending Category Program Calendar. This student-oriented cash rewards card even lets you choose the design embossed on your card!

The Cashback Bonus Rewards Program that's Head of the Class


The Discover® Student Card earns you Cashback bonuses with every eligible purchase. There are seasonal spending categories where you can earn 5% Cashback bonus. You can redeem these Cashback bonuses for cash, merchandise, and other rewards.

Earn up to 1% unlimited Cashback bonus on purchases - When you make any eligible purchase with your Discover® Student Card, you'll earn .25% Cashback bonus until your yearly spending reaches $3,000. After that, you'll earn 1% Cashback bonus.
Earn Cashback Bonuses when you Shop at Warehouse Stores - Earn Cashback bonuses when you buy in bulk! Earn .25% when you shop at warehouse stores, discount clubs, and their affiliates.
Earn 5% on seasonal spending categories - The things you buy the most change with the seasons. Seasonal spending categories earn you 5% Cashback bonuses up to a specified limit (if any). Once you've reached your 5% spending limit you can still to earn 1% Cashback bonuses on every purchase!

Your Cashback rewards never expire, all you have to do is keep your account open and current.

New Discover 5% Spending Categories Calendar 2011-2012


The Seasonal Spending Category Program Calendar is your guide to earning 5% Cashback bonuses year-round!

October - December, 2011: Restaurants and Fashion
Earn 5% Cashback Bonus on up to $300 in purchases October through December at Restaurants, Department Stores, and Clothing Stores.
January - March, 2012: Gas and Entertainment
Earn 5% Cashback Bonus on up to $1,500 in purchases January through March at Gas Stations, Museums, Movie Theaters.
April - June, 2012: Restaurants and Movies (Sign up begins March 1st)
Earn 5% Cashback Bonus on up to $1,500 in purchases April through June at Restaurants and Movie Theaters.
July - September, 2012: Gas and Summer Fun (Sign up begins June 1st)
Earn 5% Cashback Bonus on purchases July through September at Gas stations, Movies, and Theme Parks.
NOTE: Additional program details regarding limitations on the possible earned amount of Cashback Bonus coming soon.
October - December, 2012: Holiday Shopping (Sign up begins September 1st)
Earn 5% Cashback Bonus on purchases October through December at Department Stores, Electronics Stores, and Toy Stores. NOTE: Additional program details regarding limitations on the possible earned amount of Cashback Bonus coming soon.
You'll need to enroll in each program as it becomes available. The amount of category spending in which you'll earn 5% Cashback bonus varies from season to season.

The Cashback bonuses you accrue when you use your Discover® Student Card can be redeemed for excellent rewards starting in increments as low as $20:

Cash - You can redeem your Cashback bonuses for cash, either as a direct deposit to your bank account or as a statement credit that appears on your bill!
Merchandise - Get popular, brand-name merchandise with free shipping to any US street address!
Partner Gift Cards - Turn your Cashback bonus into bigger rewards when you redeem for gift cards or instant eCertificates from over 100 brand name partners!
Discover Gift Cards - These gift cards can be redeemed in increments as low as $20 and are valid anywhere Discover cards are accepted.

Special Introductory Offer for New Student Cardholders: 0% APR!


For the first 9 billing cycles from the date of account opening, Discover® Student Card holders receive 0% APR on purchases. After the 9 billing cycle introductory APR period has passed, a reasonable APR will apply. This APR varies according to your creditworthiness and the prime rate.

Carry the Discover Student Card that's All Your Own


The Discover® Student Card lets you choose from a variety of eye-catching designs, each one suited for a different type of personality. With this many designs to choose from you're sure to find a card image that's as unique as you are. Choose from sports, animals, pets, wildlife, abstract designs, city-scapes and more!

Honest, Straightforward Terms and Conditions


You'll find that the fees for specialty transactions and penalties are reasonable for the Discover® Student Card. For instance once approved, there is No Annual Fee for the Discover Student Card.

However, it's a good idea to fully review the terms and conditions of any credit card offer before you apply.

Get the spending power you'll need in college with the Discover® Student Card. This cash rewards card is designed for students with a reasonable APR, No Annual Fee, and a Cashback bonus rewards program that earns you rewards for the purchases you make!

 
Updated: January-20-12
 
 
Most Attractive Feature(s): 0% intro APR on purchases; Cashback Bonus® rewards program; no annual fee.
Least Attractive Feature(s): Low rate not available to all applicants.
 
Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.
 
Note: The review of this card was updated on January-20-12. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Student card application.