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Gold MasterCard® Credit Card - Fixed 9.99% AIR

Issued by MBNA Canada
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Gold MasterCard® Credit Card - Fixed 9.99% AIR
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The Gold MasterCard® Credit Card - Fixed 9.99% AIR has a low APR for purchases, balance transfers, AND cash advances...and gives you the buying power and customer support of a Gold MasterCard!


The Gold MasterCard® Credit Card - Fixed 9.99% AIR issued by MBNA is a regular credit card designed specifically for Canadian consumers. Enjoy a low APR for purchases, balance transfers and cash advances without the hassles of a yearly annual fee.

  • • 9.99% APR for purchases, balance transfers and cash advances
  • • Credit limit up to $100,000
  • • Around-the-clock fraud protection
  • • Emergency card replacement within 48 hours
  • • 24-hour customer service
  • • Online access to your credit card account
  • • No Annual Fee

Along with excellent rates on all your traditional credit card transactions, the Gold MasterCard® Credit Card - Fixed 9.99% AIR from MBNA Canada also grants you perks, services and protections that only come with a Gold MasterCard®!

Experience the Difference of a Gold MasterCard - Fixed 9.99% AIR


The Gold MasterCard® Credit Card - Fixed 9.99% AIR has several good reasons to sign up. For one, you'll be carrying one of the most widely accepted cards on the planet. You'll also receive a flat, low APR on most traditional credit card transactions, and you'll benefit from a lack of yearly annual fee.

  • Same rate from Date of Approval - From the day you're approved for the Gold MasterCard® Credit Card - Fixed 9.99% AIR from MBNA, you'll enjoy a 9.99% APR for purchases, balance transfers and cash advances. This rate will remain the same unless you miss a payment or make a payment late. If this happens, your APR will go up 5% for the next 12 billing cycles.
  • No Annual Fee - You'll never pay an annual membership fee with the Gold MasterCard® Credit Card - Fixed 9.99% AIR. This way, you spend your money on the purchases you make, not the card you use to make them!
  • Worldwide Acceptance - Your Gold MasterCard® Credit Card - Fixed 9.99% AIR is good anywhere MasterCard is accepted. This means you're free to roam the globe, with hundreds of thousands (if not millions) of MasterCard friendly retailers world-wide.

Special Gold Card Features, Protections and Benefits


24-Hour Customer Service - Question, dispute, or comment. Call anytime, day or night.
1-hour Credit Line Increase Decisions - Get an answer sooner than later (during business hours).
Cash Advance - Get cash when and where you need it at thousands of ATMs worldwide.
Emergency Card Replacement - Get an emergency replacement for a lost or stolen credit card, usually within 48 hours of making your replacement request
Emergency Cash and/or Transfer - Get cash wired to you in an emergency or transferred to you in case of insufficient funds.

Lost Document and Ticket Replacement - Purchase your fare on your card and your tickets can be refunded or replaced in most instances of loss or theft.
Lost Luggage Assistance - If your luggage is lost, you're covered with replacement waivers or compensation.
Pre-trip Information - Find out the particulars of where you're going before you get there.
Legal Assistance - Need legal help when you're abroad? Get legal referrals quickly.
Unexpected Return Home - If your trip is cut short due to an unexpected emergency back home, most tickets are refundable up to a certain dollar amount.
Auto Rental Collision Damage Waiver - Reserve and pay with your card and decline the rental car company's in-house insurance waiver at checkout. You're covered against collision and damage on most rental vehicles!

Purchase Assurance - Most items purchased with your MBNA credit card are covered for 90 days from the date you bought them.
Extended Warranty Protections - You can double the written warranty on most purchases made with your card for up to 1 year after original manufacturer's warranty ends.

Terms and Conditions


There are a few terms, conditions and reasonable fees associated with the Gold MasterCard® Credit Card - Fixed 9.99% AIR. The best way to be SURE that this card is the right one for your financial needs, read the terms and conditions entirely before you submit your application.

    Remember, the Gold MasterCard® Credit Card - Fixed 9.99% AIR is exclusively for Canadian consumers. If you reside in Canada and you're looking for a regular credit card with robust cardholder protections, excellent around-the-clock customer service and travel benefits that give you peace of mind on the road, consider the Gold MasterCard® Credit Card - Fixed 9.99% AIR.

    After all, there's no annual fee and you'll enjoy a low, reasonable rate on balance transfers, cash advances, and even on purchases you make with your card. Plus, you can take this card with you WHEREVER you go, because it's accepted everywhere they take MasterCard!

 
Updated: September-26-11
 
 
Most Attractive Feature(s): Low introductory rate; no annual fee
Least Attractive Feature(s): No rewards program
 
Various online account related services.
Emergency card replacement.
24-hour customer service.
See website for additional benefits.
 
Note: The review of this card was updated on September-26-11. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Canada card application.