IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card is a rewards credit card that earns bonus points with every purchase. Points can be redeemed for any number of things: travel, furniture, electronics and lots of other merchandise choices.

• • No annual membership fee
  
• • Low variable rate APR for purchases
  
• • Low introductory APR on balance transfers
  
• • Earn 1 ScoreCard bonus point per $1 spent on purchases
  
• • Wordlwide Visa acceptance and perks
  
  

  No annual membership fee

  
  Cardholders who posses the IberiaBank Visa® Platinum Rewards Card don't have to worry about paying an annual membership fee. Where other rewards cards charge a fee for membership - this cards allows you to spend that money on purchases - if you so desire - and earn rewards points.
  
  

  Low Rates!

  
  Not only is the card free from an annual membership fee, but saving money is simple and easy with low variable APRs on purchases and an even lower APR on balance transfers! For balance transfers that occur within the first three months of card ownership, members simply accrue an even lower APR of 1.99% for 6 billing cycles.
  
  That alone would be reason enough for many to apply for this card and begin to carry it. However, there are many more BONUS reasons.
  
  

  ScoreCard Bonus Points Rewards Program

  
  Every $1 dollar charged in eligible purchases (advances, fees, or others transactions withstanding) will accrue 1 ScoreCard bonus point. The ScoreCard bonus points can then be redeemed for an assortment of rewards.
  
  Once you hit 1,300 points - select from electronics, sporting goods, appliances, jewelery, toys and much more.
  
  Electronics - Whether you are looking for that next television set because you're redoing a room in your home or you want something small to play music on at the gym, there is a wide variety of choices to suit your needs.
  
  Home - Home furniture, kitchenware, bedroom and bathroom essentials are all available. Plus additions and accessories for every other room and even outside decor can be your "reward" for spending and using the card.
  
  Personal - Items that you use everyday are also on the list. Whether you're searching for clothes, personal accessories, music downloads or various other online credits - this is one shopping excursion you're sure to find something you like.
  
  Recreation-Avid outdoors-men and women: will find those outdoor and adventure accessories which make being out in nature and exploring different sports all that more fun and enjoyable up for grabs. Whether its camping, boating, hiking - you name it the gear can be yours!
  
  Same goes for sports apparel...franchise memorabilia from a slew of teams can also be redeemed.
  
  Travel - If you like to pick up and go and see new destinations...or just visit friends and family then this card is also the perfect "carry on" for your financial portfolio. Your rewards point become increasingly flexible with their ability to be used for online booking options - for hotels, cruises, airline reservations or planning that dream vacation you've always thought about.
  
  

  Visa unlocks the door for cardholder perks, protections and benefits!

  
  Not only does having the IberiaBank Visa® Platinum Rewards Card mean you're eligible for rewards and savings programs but you also are eligible for numerous other Visa benefits. IN addition to being able to use the card across the globe, benefits for managing your account and travel are also standard.
  
  Online account management - Pay your bill, check balances, redeem rewards, ascertaining available credit all can be done with the point and click of a few buttons and your mouse.
  
  Travel Insurance - In the eventuality of something unexpected occurring (as in injury or worse) while on vacation - rest assured you've got coverage. Simply by booking your trip with your card you'll be eligible for coverage of up to $1,000,000 in travel insurance.
  
  Auto Rental Collision Insurance - By using your card for your auto reservation, you obtain coverage - at no additional charge. Reserving and paying for your automobile rental with your card allows you to decline the rental car company's waiver. This phenomenal perk covers theft or damage up to the price of the vehicle typically on most vehicle models.
  
  Emergency Roadside Service - Whether you're traveling abroad or around the corner from home, the IberiaBank Visa® Platinum Rewards Card allows you to receive emergency roadside assistance 24 hours a day, 7 days a week. This pay-per-use service covers everything from the minor inconveniences such as locking yourself out of the car, needing a jump or something more major like a tow to the nearest auto repair location.
  
  Other Emergency services:
  
• - Emergency cash can be achieved through a cash advance at nearly 200,000 locations,
  
• - Emergency card replacement can generally be achieved within 24 hours and for a nominal fee.
  
  The IberiaBank Visa® Platinum Rewards Card has very few charges and fees and is perfect for anyone looking to gain a card that delivers bonus rewards points to members. It also delivers the features of a top rated Visa platinum card. The accoutrements of membership have their benefits and rival other competitors. Apply today!