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IberiaBank Visa® Select Card |
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Issued by IberiaBank
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View other Regular cards
View other cards issued by IberiaBank
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The IberiaBank Visa® Select Card is an ordinary, no-surprises credit card that saves cardholders money with its super low APR on purchases and balance transfers.
The IberiaBank Visa® Select Card is ideal if you want to transfer balances from other higher-rate credit cards. Members who have the card are instantly eligible for a special introductory APR offer. Saving is the name of the game with this card.
• Low introductory APR for 12 months on purchases
• Low introductory APR for 12 months on balance transfers
• Low ongoing variable rate APR after introductory period ends
• Visa card member perks, tools and benefits
• Low annual fee
Ultra Low Rates
The IberiaBank Visa® Select Card is a regular, non-secured credit card that provides cardholders with either 0.00% or 7.50% APR for the first year of membership. Please note the APR that you're extended depends on your credit worthiness.
However, approved members who transfer higher interest balances will enjoy an introductory APR of only 1.99% if they commence a balance transfer to a new IberiaBank Visa Select Card within the first 3 months of having the card.
Visa Perks and Benefits
Cardholders have access to numerous benefits that Visa provides. One of the most lauded is that the card can be used everywhere Visa is accepted, and Visa is generally accepted at millions of locations across the globe.
Other perks and benefits that come standard with the IberiaBank Visa® Select Card include convenient online account management, travel insurance, emergency roadside assistance and more.
Online account management - Pay your bill, check balances, and review available credit. It's simple fast and easy. Using the IberiaBank online interface to stay on top of your account can be done with a few clicks of your mouse.
Travel Insurance - In the eventuality of something unexpected occurring (which leaves you injured or worse) while on vacation or otherwise - know that you are covered. By using your card to book your trip, you become eligible for coverage of up to $500,000 in travel insurance.
Auto Rental Collision Insurance - Additionally, if you use your card to make and pay for an auto reservation, you also gain coverage - at no additional charge. Coverage means you can decline the rental car company's waiver. This particular perk covers theft or damage up to the price of the vehicle on most vehicle models.
Emergency Roadside Dispatch - Members also gain access to emergency roadside assistance 24 hours a day, 7 days a week. Because you never know when or where breakdowns will happen it's good know that you have support while on the road. The pay-per-use service covers things like locking yourself out of the car, needing a jump or even a tow to the nearest auto repair location.
Peace of mind in emergencies:
Should you lose your card or have it stolen cardholders can receive emergency cash via a cash advance at nearly 200,000 locations. Cardholders also can have their card replaced generally within 24 hours for a small fee.
The IberiaBank Visa® Select Card is the regular, non-secured credit card for consumers who want to have a low-rate credit card in their financial portfolio. Its low annual fee is designed to help you save money and numerous Visa perks and benefits make the card an easy choice to select!!
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| Updated: November-21-11 |
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| Most Attractive Feature(s): Low ongoing variable rate APR after introductory period. |
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| Least Attractive Feature(s): No rewards program. |
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| See website for additional benefits. |
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| Note: The review of this card was updated on November-21-11. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Regular card application. |
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