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IberiaBank Visa® Select Card
Issued by IberiaBank
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View other cards issued by IberiaBank

 
IberiaBank Visa® Select Card
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* Terms and Conditions
   
Card Category: Regular
Introductory Rate: 0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers
Applied Towards: Purchases, Balance Transfers
Introductory Rate Details: Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory Rate of 1.99% or 7.50% for 12 billing cycles for balance transfers.
APR (Purchases): 7.50%, 9.50% or 11.50%
The APR for purchases is based on the Prime Rate.
APR (Cash Advances): 12.75%, 14.75% or 16.75%
The APR for cash advances is based on the Prime Rate.
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $35
Additional Cardholders: $5
Annual Fee Details: Low Annual Fee of $35.00
Grace Period: 25 Days
Minimum Credit Limit: $1,000
Maximum Credit Limit: $14,000
Late Payment Fee: Up to $35
Over-The-Limit Fee: None
Cash Advance Fee: 5% (minimum fee $5, maximum $100)
Balance Transfer Fee 3% of the transfer amount
Important Notations: See website for complete terms and conditions of card usage and application disclosure.

 

*To view the most current rates, please see the most recent card issuer's "Terms and Conditions".