'
Credit Card Offers
Credit Cards Card Perks™ Commentaries Financial Services Blog
Credit Cards
View all Cards
 

Credit Card Directory

 
Review Rates & Fees Rewards Perks Commentaries

 


Low Rate Guaranteed MasterCard®

Issued by Capital One Canada
View other Canada cards
View other cards issued by Capital One Canada

 

Low Rate Guaranteed MasterCard®
Apply for Credit Card
 

 
Click on the title for more information.
For a complete list of the definitions for each title click here
* Terms and Conditions
   
Card Category: Canada
APR (Purchases): 14.9%
APR (Cash Advances): 19.8%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $79
Additional Cardholders: $0
Annual Fee Details: The $79 annual fee is applied within 45 days of receiving the card, and then annually on the last date covered by your anniversary month's statement. This fee will appear on your statement whether the card has been activated yet or not.
Grace Period: 25 Days (Min.)
Minimum Credit Limit: $0
Maximum Credit Limit: $0
Late Payment Fee: n/a
Over-The-Limit Fee: $29 on the day the overlimit transaction posts to your account and then at the end of your billing cycle for each month that your account stays overlimit.
Cash Advance Fee: 1% of the advance (minimum charge of $5, not to exceed $10), on the date the cash advance posts to your account.
Balance Transfer Fee Standard balance transfer: 0%. Special balance transfer: 3% of each balance transferred, unless stated otherwise. Balance transfer fees will be applied on the posting date of the balance transfer.
Important Notations: Applicants must reside in AB, BC, MB, NB, NL, NS, ON, PE, or SK. Not available to residents of QC, NT, NU, or YT.
You are guaranteed approval for a Capital One MasterCard. If you do not qualify for a Gold MasterCard, you will qualify for a Secured MasterCard requiring security funds of $75 or $300. The annual fee is $69 if you receive the Secured card.
See website for complete terms and conditions of card usage and application disclosure.

 

*To view the most current rates, please see the most recent: Terms and Conditions