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Orchard Bank® Classic MasterCard® |
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Issued by HSBC Bank Nevada, N.A.
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| View other Poor Credit cards
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The Orchard Bank® Classic MasterCard® is designed to give consumers with poor credit or bad credit history the essential line of credit and worldwide MasterCard acceptance everyone Needs!!
The Orchard Bank® Classic MasterCard® gives you the line of credit you need, even if you have a negative or insufficient credit history. Over 2 million people have used Orchard Bank cards issued by HSBC Bank Nevada, N.A. to make their bad credit history a thing of the past. You can be next!
- • Excellent Card for Rebuilding Credit
- • Reports to 3 Major Credit Bureaus Monthly
- • Accepted at Millions of locations online and worldwide
- • Account Info managed and available 24 hours a day
- • Online Enrollment and Due Date Reminders via Text
- • On-call Customer Service Representatives
With its relaxed credit criteria, 3-bureau credit reporting and worldwide acceptance, the Orchard Bank® Classic MasterCard® has helped people from all walks of life establish or re-establish their credit.
The Orchard Bank® Classic MasterCard® Isn't Your Typical Credit Card
Used intelligently, the Orchard Bank® Classic MasterCard® can change your future. You can give your poor credit standing a face lift, make a new name for yourself, and start afresh. Plus, Orchard Bank® Classic MasterCard® Account holders will enjoy credit card benefits including fraud protection services, emergency cash/card replacement, and online account access to manage your account.
Benefits of the Orchard Bank® Classic MasterCard®
While the Orchard Bank® Classic MasterCard® comes with extra benefits, you should know that all the Classic MasterCards under Orchard Bank's umbrella come with benefits that are standard across the board:
3-Bureau Credit Reporting: Every month, your account activity is reported to all three of the major US credit reporting bureaus. Experian, Trans-Union, and Equifax will record that fact that you've made your payments each and every month. If you develop a history of paying your bills on time and don't engage in negative or harmful credit practices
Worldwide MasterCard Acceptance: Shop at millions of locations world and Internet wide.
Online account Activity: Access your account online to review recent activity and receive electronic alerts.
Getting Started with the Orchard Bank Classic MasterCard
The Orchard Bank® Classic MasterCard® makes it easy to get the ball rolling on your new credit card application. The process is simple, and all you have to do is follow the easy steps outlined below:
Fill out the Online Application - This is a process required for EVERY credit card, anywhere. There is no obligation involved in filling out the Orchard Bank® Classic MasterCard® online application.
Review the card - The card information and complete terms and conditions will be revealed to you. If you like what you see, you'll be prompted to move on the next step.
Apply - By accepting the terms and conditions presented to you, you're applying for the Orchard Bank® Classic MasterCard® and you're well on your way to a different credit outlook and a different financial future!
A Word on the Fine Print
There are a few terms, conditions, fees and requirements associated with this card. For instance, you MUST be 18 years of age or older to apply for this card. Also, to open an Orchard Bank® Classic MasterCard® account, you'll need a savings account to serve as collateral - a common requirement of secured credit cards.
Deposit: You'll need to put down a minimum deposit of $200 dollars.
Annual Fee: $39 or $59 the first year, or $29 or $49 Introductory the first year, then $59 per year thereafter.
Compared to other poor credit history credit cards, the cost of maintaining the Orchard Bank® Classic MasterCard® is pretty low. It's also important to pay your bill by your due date because there are fees associated with going over-the-limit and for making late payments.
All of the features of the Orchard Bank® Classic MasterCard® are intended to put you BACK in charge of building (or rebuilding) your financial future. If you're ready to become credit healthy and are serious about putting together a good credit score and financial history, you may want to give the Orchard Bank® Classic MasterCard® a try!
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| Updated: November-11-11 |
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| Most Attractive Feature(s): Reports to credit bureaus; additional cardholder benefits. |
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| Least Attractive Feature(s): Annual fees. |
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| See website for additional benefits. |
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| Note: The review of this card was updated on November-11-11. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Poor Credit card application. |
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