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SimplyCash® Business Card from American Express OPEN

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The SimplyCash® Business Card from American Express OPEN Puts Cash Back in Your Budget!


To survive in today's business world, you'll need a cash rewards card with teeth from a company that knows how to dish out customer service, consumer protections, and exclusive cardholder benefits with the best of them. Enter the SimplyCash® Business Card from American Express OPEN.

This cash rewards card is designed specifically for companies with yearly revenue over $200,000. SimplyCash earns you at LEAST 1% cash back on virtually every purchase you make, and that's just for starters!


  • 0% Intro APR on Purchases for 6, 9, or 12 months
  • • Earn Cash Back Automatically on Every Purchase
  • • No Limits on the Amount of Cash Back You Can Earn
  • • Flexible Scheduling that Allows you to Pay in Full or Over Time
  • • Save Big when You Shop with OPEN Savings Partners
  • • Protections when You Shop or Travel
  • • Online Expense Management Tools
  • • No Annual Fee

The SimplyCash® Business Card from American Express OPEN is the OPEN program's premier cash rewards card. It was designed for heavyweight businesses that need the purchasing power, reliability and security of American Express but want to save money and earn cash back with every purchase as well.


0% Intro APR on Purchases


Enjoy a 0% introductory APR on purchases for 6, 9, or 12 months. You will be able to make any purchase interest-free during this time.

Automatic Cash Back Feeds Your Business Savings on Every Purchase


The SimplyCash® Business Card from American Express OPEN earns you cash back on a variety of purchasing categories. You'll accrue up to 5% cash back when outfitting your office or paying wireless bills, and you can earn 1% cash back on every single purchase...and earn an unlimited amount as well.

  • Earn 5% Cash Back on Wireless Services and Office Supplies - When you pay your wireless phone services bill with your SimplyCash® Business Card from American Express OPEN or shop for office supplies at specialty office supply stores, you'll earn 5% cash back! You'll continue earning 5% cash back until your annual spending reaches $12,000 in each of these two categories. After that, you'll continue to earn 1% cash back!
  • Earn 3% Cash Back on Gasoline for Automobiles - When you fuel your automobile (sorry, no trucks!) at stand-alone gas stations, you'll earn 3% cash back on every purchase! You'll accrue 3% all year long until you reach $12,000 worth of gasoline charges. After that, you'll continue to earn 1% cash back on all your fuel costs charged to your SimplyCash card!
  • Earn 1% Cash Back on almost Every Other Purchase - When you charge any other kind of purchase to your SimplyCash card, you'll earn 1% cash back. You can earn an unlimited amount of cash back in this manner, and cash back earned for purchases are automatically credited to your statement the following month.

The Exclusive Features of the SimplyCash Card Give Your Business an Edge


The SimplyCash® Business Card from American Express OPEN is a comprehensive cash rewards card augmented with features that give you greater control of your business processes as well as the opportunity to save more money on ordinary business expenditures. The SimplyCash® Business Card from American Express OPEN gives you control of your company's finances and expenditures...not the other way around!
Spend with OPEN Savings partners and save 10% on Business Expenses - The SimplyCash® Business Card gives you access to the OPEN partner network. Shop with FedEx, Hertz, and more and you can save up to 10% on the cost of doing business. These savings will be automatically credited to your account!
Annual Membership Fee - There is NO Annual Fee associated with the SimplyCash® Business Card from American Express OPEN.
Authorized Cardholders Earn you Cash Back - You can authorize extra cards and cardholders on your SimplyCash® Business Card account, as well as designate a third party to oversee account decisions when you're indisposed. The benefits of this are many-fold:

  • • Business runs more smoothly with more cards, more cardholders and extra oversight.
  • • Earn cash back on every eligible purchase your card-holding employees make.
  • • Online expense management tools track where, when and how company money is spent

Flexible Payment Terms - The SimplyCash® Business Card from American Express OPEN allows you to pay either in full or over time. If you choose, you can opt to carry a balance with interest and a spending limit, or pay your account in full each billing cycle.

Enjoy Plenty of Built-in Benefits


American Express takes pride in offering industry-leading customer service and cardholder benefits. Every American Express cardholder has access to 24/7 customer service representatives and competent, professional dispute resolution, amongst other things:

Car Rental Loss and Damage Insurance - Reserve and Pay for your rental with the SimplyCash® Business Card from American Express OPEN and you're covered against theft, damage and loss on most vehicles.
Travel Accident Insurance - Extra peace of mind when you're on the road.
Emergency Card Replacement - Whether your card is lost or stolen, American Express can get a new one to you quickly.
Account Alerts and Payment Reminders - Receive important account information and reminders either via email or text message.
Identity Theft Assistance - Fraud Happens. If you are the victim of Identity Theft, American Express will work with you to help you get your identity back.
Fraud Protection Guarantee - If your card is lost or stolen, you won't be responsible for fraudulent charges made to your account.
Extended Warranty - If you pay with your card you can extend the original warranty of eligible purchases for up to 1 year.
Purchase Protection - Pay with your card and you'll receive protection against theft, loss or damage for most purchases for up to 90 days.
Online Statement - Monitor your accounts, check balances, pay bills, and otherwise oversee your finances online anytime, anywhere.
Year End Summary - At the end of each year you'll receive a summary of spending trends, figures and more so you can see where your business has been, as well as plan for where it's going!

The SimplyCash® Business Card from American Express OPEN is a premier rewards card designed to fill the ever-changing appetite of your business. Earn cash back on your own card, as well as the duplicate cards you pass out to responsible employees. Save money when you shop through American Express OPEN savings partners. Enjoy account protections, member perks and customer service that are second to none. All this with absolutely No Annual Fee!

You built your business up. Now use the SimplyCash® Business Card from American Express OPEN to help make it bigger and better!


Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program


 
Updated: May-15-12
 
 
Most Attractive Feature(s): No annual fee; unlimited cash back; 0% introductory rate.
Least Attractive Feature(s): Restrictions apply to which purchases receive the 5% rebate; not all applicants may qualify for the lowest rate offered.
 
Save up to 10% automatically on business expenses from FedEx, Hertz, and more with OPEN Savings.
Flexible payments that allow you to pay in full or over time.
Protection when you shop and travel.
Online expense management tools that can be customized to track charges and monitor exactly where, when, and how company dollars are spent.
See website for additional benefits.
 
Note: The review of this card was updated on May-15-12. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Business card application.
Terms and Conditions