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SmartCash MasterCard® credit card |
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Issued by MBNA Canada
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View other Canada cards
View other cards issued by MBNA Canada
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Earn Cash Back, Pay No Annual Fee with the SmartCash MasterCard® credit card from MBNA Canada!!
The SmartCash MasterCard® credit card is a cash back rewards card that is EXCLUSIVELY available to Canadian consumers. Earn cash back on almost everything you buy, and even more on the essential purchases you make every day. Plus, you'll enjoy the excellent benefits and services of a Platinum MasterCard!
- • Introductory AIR on balance transfers and cheque cash advances
- • Earn up to 5% cash back on gas and groceries for 1st 6 months
- • Earn up to 3% cash back on gas and groceries thereafter
- • Earn up to 1% cash back on all other purchases
- • Enjoy Platinum MasterCard services and protections
- • No annual fee
There's no annual fee for the SmartCash MasterCard® credit card. Plus, as a cardholder you'll qualify for 24-hour customer service, fraud protection, as well as safe, secure online access to your account information!
Special Introductory AIR on Transfers and Cheque Advances
The SmartCash MasterCard® credit card has a special introductory AIR for new cardholders only. This card saves you money on essential credit card services, where other issuers just charge you an arm and a leg.
Balance Transfers - Enjoy 1.99% AIR on balance transfers for the first 10 monthly billing cycles since the date of account opening. All transfers that you wish to qualify for this rate must be made within the first 120 days of opening your account.
Cheque Cash Advances - Enjoy 1.99% AIR on Cheque Cash Advances for the first 10 monthly billing cycles since the date of account opening. After the 10 monthly billing cycle grace period ends, the regular cash advance AIR will apply.
Cash Back Rewards Information
The SmartCash MasterCard® credit card earns you cash back for almost every purchase that you make. You'll earn at LEAST 1% cash back on every dollar you spend on retail purchases you charge to your card, and you have the potential to earn a whole lot more than that!
- Earn up to 5% cash back on gas and groceries bonus offer - for the first 6 months from the date of account opening, each $1 dollar you spend will earn you 5% cash back on up to $600 worth eligible purchases you make at stand-alone gas stations and grocery stores each month.
- Earn up to 3% cash back on gas and groceries thereafter - After this 6-month bonus period expires, you'll earn 3% cash back per $1 dollar spent on purchases you make at the same kind of gas stations and grocery stores.
- Earn up to 1% cash back on all other purchases - Every other retail purchase that you make where you use your card at checkout earns you 1% cash back per $1 spent.
Cash back you accrue in this manner is redeemable for cheques made out to you the cardholder. These checks are only redeemable in $50 increments. Your cash back will add up fast, saving you money on both essential purchases you make...and everything else that you buy!
Platinum MasterCard Perks, Services and Protections
24-hour Customer Service - Excellent customer service is standing by anytime, day or night.
1-hour Credit Line Increase - Receive an answer to your credit line increase requests quickly (during normal business hours).
Cash Advances - Get cash in hand from over 400,000 ABMs worldwide.
Emergency Card Replacement - Get a new card delivered to you, usually within 48 hours.
Emergency Cash or Transfer - Have cash advances wired to you via Western Union or transferred to an account of your choice where and when you need it.
Lost Document and Ticket Replacement - In the event your tickets or travel documents are lost or stolen, just call. Most tickets can be replaced or refunded.
Lost Luggage Assistance - You're eligible for replacement waivers or compensation should you arrive and your luggage doesn't.
Legal Assistance - Get same-language referrals where and when you need them.
Unexpected Return Home - Should you need to cut your trip unexpectedly short, most tickets can be refunded up to a set dollar amount.
Auto Rental Collision Damage Waiver - You can skip the in-house damage waiver at the rental car company as long as you reserve and pay for your rental with your card. You're covered against loss and damage of most rental car vehicles.
Personal Effects Benefit - Not only is your rental car covered in most instances, your personal effects in the car are also covered up to a certain amount in case of catastrophe.
Accidental Death & Dismemberment - Should the unspeakable occur while you're driving your rental car vehicle, you're covered as long as you reserve and pay for your rental with your card.
Identity and Balance Protection - Your account is constantly monitored to protect your valuable credit and account information. Your good credit rating is also protected, should you lose your job, fall ill, or become disabled.
Purchase Assurance - Most merchandise purchased on your card is insured for up to 90 days from the time of purchase.
Extended Warranty Benefits - Extend the written warranty on most purchases you make with your card for up to 1 year after the original manufacturer's warranty has ended.
Online Account Information - Pay your bill, check your balance, and know how much of your credit line is still available all through a safe, secure MBNA Canada web interface.
Credit Card Terms and Conditions You Should Know
There are some very reasonable terms and conditions associated with your new SmartCash MasterCard® credit card. They pale in comparison to the cash back rewards you can earn when you use your card to shop for gas, groceries, and any other retail purchases!
The SmartCash MasterCard® credit card is only for Canadian consumers. To discover whether this card is truly right for you, read the pricing and terms that comes with your application. If you're looking for a credit card with the worldwide acceptability and protections of a MasterCard with NO annual fee, consider the SmartCash MasterCard® credit card!!
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| Updated: April-26-12 |
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| Most Attractive Feature(s): Cash rebate rewards program; no annual fee. |
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| Least Attractive Feature(s): Limit on 5% bonus rebates earned. |
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Various online account related services.
24-hour customer service.
See website for additional benefits. |
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| Note: The review of this card was updated on April-26-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Canada card application. |
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