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SmartLine™ Platinum MasterCard

Issued by Capital One Canada
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SmartLine™ Platinum MasterCard
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* Terms and Conditions
   
Card Category: Canada
Introductory Rate: Fixed 5.99% APR on purchases and balance transfers for 3 years.
Applied Towards: Purchases, Balance Transfers
Introductory Rate Details: You will receive a fixed rate of 5.99% on purchases and balance transfers for 3 years. After your three years are up, your purchase rate and balance transfer rate become a variable rate of Prime +4.99%.
APR (Purchases): 5.99% for 3 years
APR (Cash Advances): 19.8%
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: $0
Grace Period: 25 Days (Min.)
Minimum Credit Limit: $0
Maximum Credit Limit: $0
Late Payment Fee: n/a
Over-The-Limit Fee: $20 on the day the overlimit transaction posts to your account and then at the end of your billing cycle for each month that your account stays overlimit.
Cash Advance Fee: 1% of the advance (minimum charge of $5, not to exceed $10), on the date the cash advance posts to your account.
Balance Transfer Fee n/a
Important Notations: The interest rates will be based on the one month Canadian Prime.
Not available to residents of QC, NT, NU, or YT.
See website for complete terms and conditions of card usage and application disclosure.

 

*To view the most current rates, please see the most recent: Terms and Conditions