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The Plum Card® from American Express OPEN |
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Issued by American Express
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View other Business cards
View other cards issued by American Express
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The Plum Card® from American Express OPEN is a charge card that will alter the way you manage your finances and daily spending - all with the reliability and prestige you can count on only from American Express!
The Plum Card® from American Express OPEN is a charge card that gives you up to 2 months to pay off your balance in full and receive a 1.5% discount when you pay early. As part of the OPEN Savings® program, you will also enjoy significant discounts with participating partners.
- • Trade Card Terms to better fit the flow of your business
- • Earn a 1.5% discount when you pay early
- • Have the liberty of up to 2 months to pay off your full balance
- •American Express benefits specifically designed for small businesses
- • Waived annual fee for the first year ($185 savings!)
Trading Payment Terms
You're the one in control when it comes to your Plum Card® from American Express OPEN. Get trade terms virtually everywhere, so there is no need to negotiate with individual vendors. Set your own payment schedule - the one that is best suited for you - so you can truly stay on top of your company's needs and provide better resources for your business to flourish.
Early Payment Means A Discount For You
Stay one step ahead of the game by paying off your full balance early and receive a 1.5% discount. Make your payment within 10 days of your statement closing date and get a discount on eligible purchases made that month. The discount will be credited to your next billing statement.
More Flexible Options - 2 Months To Pay Off Full Balance
Pay off your full balance when it's most feasible for you - so if you have a crucial business meeting out-of-state in a couple of weeks, or other company priorities, take care of what is most pressing first. With the Plum Card® from American Express OPEN, you can pay as little as 10% and take up to 2 months to pay off your balance without interest or penalties.
It's simple:
If you pay at least 10% of the new activity on your billing statement plus the total amount of any previously deferred payments by the "Please Pay By" date on your statement, then you can defer payment of the remaining balance until the closing date of your next billing cycle.
For example, if your balance is $5,000, you can pay $500 by the "Please Pay By" date, then pay the remaining balance by the next "Please Pay By" date. How's that for convenience?
Exclusive Benefits for Small Business
The Plum Card® from American Express OPEN program gives you the partners and tools to save money on business expenses. This in turn lends you an edge over the competition. Let the American Express Plum Card® boom your Business:
OPEN Savings Program - Enjoy business discounts when you use your Plum Card® with American Express OPEN savings partners. Get from 3% to 10% savings when you shop with partners like FedEx, Hertz, and more. Enrollment is automatic for OPEN members and these savings are in addition to other discounts and promotions.
No Annual Fee - American Express will waive the yearly membership fee for new Plum Card® members for the first year. This adds up to a $185 savings!
No Preset Spending Limit - While this features doesn't mean UNLIMITED spending, it does give you a card that adjusts your credit limit in regards to your spending habits, credit history, and financial resources.
Built-In American Express Cardholder Perks, Protections and Services
No one comes close to the level of customer service, security and protection offered by American Express. From comprehensive assistance when you're on the road, at home, or in a bind to real-time controls to stay on top of your finances, the Plum Card® from American Express OPEN goes way beyond other business cards out there.
24/7 Customer Service - Enter a claim, ask a question, or request assistance. Customer service representatives are available 7 days a week anytime, day or night.
Dispute Resolution - American Express is second to none in dispute resolution. If you have a problem with a charge on your bill or a merchant, let them resolve it for you!
Emergency Card Replacement - If your card is lost or stolen, don't worry. American Express can help.
Car Rental Loss and Damage Insurance - This service allows you to bolster the insurance waiver offered by your rental company or skip it entirely. Just reserve and pay with your Plum Card® and you're covered!
Travel Accident Insurance - Peace of mind when you're on the open road.
Purchase Protection - Use your card and almost all your purchases are protected from accidental damage or theft for up to 90 days.
Extended Warranty - You can extend the existing warranty of eligible purchases for up to 1 year.
Fraud Protection Guarantee - You won't be responsible for any unauthorized charges made to your American Express account.
Identity Theft Assistance - On-call representatives are ready to help you determine if your identity has been stolen, navigate the recovery process, and to teach you how to protect yourself in the future.
Authorize another User for Your Account - You're not always there when you need to be. Authorize someone else to utilize your American Express Plum Card® and no opportunity will be missed because you're unavailable.
Account Alerts and Payment Reminders - Keep current on pertinent activities and due dates relevant to your account.
Online Statements - Access your account information and statements quickly and conveniently online.
Year-End Summary - Look back and gain valuable insights from the year's spending history as well as develop plans for your business's future.
The Plum Card Ensures Your Business Doesn't Plummet
Annual Fee: Waived for the first year ($185 savings)
The Plum Card® from American Express OPEN is a flexible card that is a perfect partner for today's every-changing business world. Designed to allow you to change your payment schedule and terms month by month, the Plum Card® gives you the adaptability you need to stay on-budget and sail smoothly through today's marketplace!
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program
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| Updated: May-11-12 |
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| Most Attractive Feature(s): Business related discount; annual fee waived the first year. |
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| Least Attractive Feature(s): No reward program. |
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OPEN Savings® program: Automatic business discounts of 3% to 10% on partners, including FedEx, Hertz® and more.
Tools to manage and monitor your spending.
Business protection, personalized service and support.
See website for additional benefits. |
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| Note: The review of this card was updated on May-11-12. The review is believed
to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the Business card application. |
| Terms and
Conditions |
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