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Wired Plastic® Prepaid Visa® Card

Issued by The Bancorp Bank
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Wired Plastic™ Prepaid Visa® Card
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The Wired Plastic® Prepaid Visa® Card requires NO Credit Check or Security Deposit, is good anywhere Visa Cards are accepted, and charges NOTHING for Direct Deposit to your card account!!


The Wired Plastic® Prepaid Visa® Card is a prepaid debit card that does NOT encumber you with the invasive credit checks of a credit card or the prerequisites and commitments of a checking account. You do NOT have to pass a credit check to get this card, or put down a deposit to secure a line of credit. You CAN use this card exactly like a Visa card at millions of locations across the globe!

  • • No Credit Check, Income Requirements, or Bank Account Required
  • • Get FREE on demand alerts - track your accounts via text message and email
  • • Free Online Account Access and Services
  • • FREE Direct Deposit Services - access your money sooner

The Wired Plastic® Prepaid Visa® Card will not burden you with overdraft fees and no interest is accrued by the money you place on your card account. This is an excellent card for those watching a budget or simply consumers who are tired of waiting in line to cash their payroll or benefit checks.

Using Your Wired Plastic® Prepaid Visa® Card


You can use your Wired Plastic® Prepaid Visa® Card just like any other Visa card. You card is good anywhere Visa cards are accepted, and you can use it to pay for purchases at the gas station, online, at all your favorite retail locations, etc. This card only differs from regular credit cards in that it won't accrue interest on your purchases: you can only spend what remains in your card account balance!
Pay at the Pump - When making gasoline purchases, you can simply swipe at the pump, fill your tank, and be on your way. Be advised, however: you may be declined if you have less than $50 dollars in your card account.
Paying (and banking) online - You can access your Wired Plastic® Prepaid Visa® Card account online for FREE. You can also take advantage of helpful tools, services and more. All of these are found through your Wired Plastic® Prepaid Visa® Card card account.

Adding Value to your Wired Plastic® Prepaid Visa® Card


You may add funds you to your Wired Plastic® Prepaid Visa® Card any time you want! This process is called "value loading" and the Wired Plastic® Prepaid Visa® Card gives you plenty of ways and options. The minimum amount you can load onto your card at a time is $10 dollars. This card allows you to load up to $2,500 dollars each day, enough to pay bills, charge for gas, shop online, etc.
Direct Deposit - You can have your employer or benefits provider deposit your money DIRECTLY into your Wired Plastic® Prepaid Visa® Card account. Save on check cashing fees and reduce the time between the time you're paid and the moment you can spend your money. There's absolutely NO charge for setting up a direct deposit service with your card!
Loading Partners - You can visit any of the loading providers (the complete list is available when you log into your account) and load your card this way. While some retail load providers may charge an additional fee, nothing beats the ease and convenience of adding money to your card this way!

Some Terms, Fees and Rules for your Wired Plastic® Prepaid Visa® Card


There are some incremental fees and service charges associated with the Wired Plastic® Prepaid Visa® Card. This is to be expected when it comes to a card of this nature. The fees are generally reasonable, and there are PLENTY of services you receive with this card that won't cost you a dime:

  • Activation Fee: $9.95 (one-time charge)
  • Monthly Fee: $5.95 (per month)
  • Online Account Access: Free
  • Direct Deposit: Free
  • Bank Wire Transfer Fee: $6.95 per instance
  • Retail Cash Load Fee: Varies by retail service provider

For a complete list of the fees and conditions associated with this card, please peruse the terms and conditions in its entirety. You'll find this helpful document attached to the application page! If you're looking for a prepaid debit card that doesn't have the fine print of a credit card or the commitments and prerequisites of a checking account, you're looking for the Wired Plastic® Prepaid Visa® Card!!

 
Updated: October-12-11
 
 
Most Attractive Feature(s): No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program.
Least Attractive Feature(s): Activation fee; monthly maintenance fee.
 
Various Internet account related services.
Automatic bill payment.
Free direct deposit load option.
Access to the Wired Points Rewards program.
See website for additional benefits.
 
Note: The review of this card was updated on October-12-11. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Pre-Paid card application.
Terms and Conditions