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Credit Card Directory

Low Interest Rate Credit Cards

Browse our selection of Low Interest Rate credit cards that offer a Low APR on purchases and balance transfers. These are available with fixed and variable rates. Review and compare Low Interest Rate card offers side by side and find the card that best suits your needs. Fill out an online credit card application today.
Selected Credit Cards
  • APR (Purch): 7.25%
  • Intro Rate: No Introductory Rate Available
  • Annual Fee: $0

  • APR (Purch): 9.99%*
  • Intro Rate: Please refer to online application legal disclosures.
  • Annual Fee: $0

  • APR (Purch): 5.99% APR
  • Intro Rate: Fixed 5.99% APR on purchases and balance transfers for 3 years.
  • Annual Fee: $0


Showing 1 - 9 of a Total of 9 Credit Cards
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Simmons First Visa® Platinum Category: Regular
Simmons First Visa® Platinum
 
Rating
Intro Rate No Introductory Rate Available
APR 7.25%
Fee $0

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
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Gold MasterCard® Credit Card - Fixed 9.99% AIR Category: Canada
Gold MasterCard® Credit Card - Fixed 9.99% AIR
 
Rating
Intro Rate Please refer to online application legal disclosures.
APR 9.99%*
Fee $0

  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • No Annual Fee
  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • Around-the-Clock Fraud Protection
  • Online Access to Your Credit Card Account
  • Unparalleled 24-Hour Customer Service
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SmartLine™ Platinum MasterCard Category: Canada
SmartLine™ Platinum MasterCard
 
Rating
Not Rated
Intro Rate Fixed 5.99% APR on purchases and balance transfers for 3 years.
APR 5.99% APR
Fee $0

Terms and Conditions

  • No Annual Fee, Annual Interest Rate for Cash Advances is 19.8%
  • Enjoy Our Lowest Long-Term Rate of 5.99% on Purchases and Balance Transfers Guaranteed for 3 Years (as Long as You Pay Your Bills on Time)
  • After That Your Rate Will Stay Low and Become a Variable Rate of Prime +3.75% on Purchases and Balance Transfers
  • Save Money When You Transfer High-Interest Debt with Our No-Fee Balance Transfer Service
  • Subject to Credit Approval
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IberiaBank Visa® Classic Card Category: Regular
IberiaBank Visa® Classic Card
 
Rating
Intro Rate 1.99% APR for 6 Months
APR 7.25% - 13.25%*
Fee $0

  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for the First 6 Billing Cycles
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
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IberiaBank Visa® Select Card Category: Regular
IberiaBank Visa® Select Card
 
Rating
Intro Rate 7.50% APR for 12 Months
APR 7.50%
Fee $45

Terms and Conditions

  • Introductory Fixed Rate on Purchases and Balance Transfers of 7.50% APR for the First 12 Billing Cycles
  • Low Ongoing Variable Rate APR after introductory period
  • No Transaction Fee for Balance Transfers
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
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IberiaBank Visa® Gold Cash Back Rewards Card Category: Reward - Cash
IberiaBank Visa® Gold Cash Back Rewards Card
 
Rating
Intro Rate 1.99% APR for 6 Months
APR 8.25%-14.25%*
Fee $0

  • Earn 1% in Cash Back Credits on All Qualifying Purchases
  • No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
  • Travel Accident Coverage up to $500,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
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IberiaBank Visa® Platinum Rewards Card Category: Reward - Other
Iberiabank Visa® Platinum Rewards Card
 
Rating
Intro Rate 1.99% APR for 6 Months
APR 8.25%-14.25%*
Fee $0

  • Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
  • Turn Your Points Into Hotel, Gift, or Experience Rewards
  • Travel Accident Coverage Up to $1,000,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
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Simmons First Visa® Platinum Rewards Card Category: Reward - Travel
Simmons First Visa® Platinum Rewards Card
 
Rating
Intro Rate No Introductory Rate Available
APR 9.25%
Fee $0

  • Excellent Credit Required - Applicants who do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
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Platinum Zero™ Secured Visa® Credit Card from Applied Bank® Category: Secured
Platinum Zero™: Secured Visa® Credit Card
 
Rating
Intro Rate No Introductory Rate Available
APR 0%
Fee $0*

Terms and Conditions

  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won't Change - Even If You?re Late!
  • ZERO Turn Downs - Guaranteed Approval*
  • ZERO Credit Requirements
  • ZERO Application Fees
  • ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
  • ZERO Delays - Timely CREDIT Bureau Reporting!
  • *Requires Identity and Residence Verification and Minimum Deposit Amount of $500 up to $5,000
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Showing 1 - 9 of a Total of 9 Credit Cards
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