Low Interest Rate credit cards are a great way to reduce the costs of utilizing your line of credit, especially if you're carrying a balance over time. Some low interest rate credit cards offer great APRs, and require good credit to apply. Others are secured cards which are available to a much wider range of consumers, but require a deposit to fund your line of credit. Browse through a wide variety of Low Interest Rate offers - right here.

  • Annual Fee: $0
  • APR: 11.9% - 19.9% (V)
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Most Attractive Feature
A 0% introductory rate is available on purchases until June 2014; rewards program.
Least Attractive Features
Miles cannot be combined with airline frequent flyer programs.
  • Annual Fee: $0
  • APR: 12.9% - 20.9% (V)
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Most Attractive Feature
0% Intro on Purchases and Balance Transfers until June 2014, no annual fee
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Above average APR for purchases
  • Annual Fee: $0
  • APR: 9.25%, 12.25%, or 15.25%
  • Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
Low APR for those who qualify; No yearly limit or expiration on rebates.
Least Attractive Features
Minimal benefits offered.
  • Annual Fee: $0
  • APR: 10.9% - 18.9% (V)
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Most Attractive Feature
0% intro APR until September 2014 on balance transfers; 0% intro APR until September 2014 on purchases; No annual fee.
Least Attractive Features
No rewards program.
  • Annual Fee: $0
  • APR: 9.25%, 12.25%, or 15.25%
  • Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
Reasonably low APR for those who qualify; No annual fee.
Least Attractive Features
Limited benefits offered.
  • Annual Fee: $0*
  • APR: 12.99% - 21.99%* (Variable)
  • Intro APR Period: 18 Billing Cycles
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Most Attractive Feature
Introductory 0% APR on purchases AND balance transfers for 18 months, no annual fee, no late fees.
Least Attractive Features
No rewards program available.
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  • Annual Fee: $0
  • APR: 9.99% - 23.99% (Variable)
  • Intro APR Period: 15 Billing Cycles
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Most Attractive Feature
0% Introductory APR, Fraud Protection Services, Online Account Management
Least Attractive Features
No rewards program
  • Annual Fee: $0
  • APR: 13.9% - 19.9% (V)
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Most Attractive Feature
0% Intro on Purchases until June 2014; Rewards program.
Least Attractive Features
Above average APR for purchases.
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  • Annual Fee: $0
  • APR: 13.99% - 23.99% (Variable)
  • Intro APR Period: 9 Billing Cycles
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Most Attractive Feature
0% Introductory APR Offer, Zero Annual Fee
Least Attractive Features
Must have excellent credit
  • Annual Fee: $0 with one purchase per year
  • APR: 11.99% - 17.99% (Variable)
  • Intro APR Period: 15 Billing Cycles
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Most Attractive Feature
0% Intro APR on purchases and balance transfers for 15 months
Least Attractive Features
Must pay annual fee if a purchase isn't made every year
  • Annual Fee: $0 with $240 in purchases per year
  • APR: 11.99% - 17.99% (Variable)
  • Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
Least Attractive Features
Must spend thousands in order to avoid annual fee
  • Annual Fee: $0
  • APR: 7.25%, 10.25%, or 13.25%
  • Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
No annual fee.
Least Attractive Features
No rewards program.
  • Annual Fee: $35
  • APR: 7.50%, 9.50%, or 11.50%
  • Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Low ongoing variable rate APR after 7 month introductory period.
Least Attractive Features
No rewards program.
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  • Annual Fee: $0
  • APR: 13.9% - 24.9% (V)
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Most Attractive Feature
0% intro APR on purchases until April 2014; Rewards program.
Least Attractive Features
Above average APR for purchases.
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  • Annual Fee: $0 1st year, then $49
  • APR: 13.99% - 23.99% (Variable)
  • Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
0% Introductory APR Offer, Bonus Points
Least Attractive Features
Must have excellent credit