Metabank provides consumers with prepaid debit card options that are safer than cash and less costly and invasive than a checking account. With no credit check and only proof of identification required at application, Metabank customers receive prepaid card products good anywhere Visa and/or MasterCard debit is accepted. Metabank is one of the pioneers of prepaid card services, which include online bill pay, account management, and even cash rewards for referrals and direct deposit.