Regular credit cards are cards that do not participate in rewards programs. That doesn't mean these cards aren't excellent additions to your wallet! Whether you're looking for a low APR, a credit card with no annual fee, or simply an introductory interest rate there are plenty of "regular" credit cards available, from well known names like American Express, Chase, Discover, Citibank, and other popular issuers. Peruse and compare our exceptional "regular" credit card offers right here.

  • Annual Fee: $0*
  • APR: 11.99%-21.99%* (Variable)
  • Intro APR Period: 18 Billing Cycles
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Most Attractive Feature
0% introductory rate, personalized concierge service, no annual fee
Least Attractive Features
No rewards program
  • Annual Fee: $0
  • APR: 10.9% - 18.9% (V)
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Most Attractive Feature
0% intro APR until September 2014 on balance transfers; 0% intro APR until September 2014 on purchases; No annual fee.
Least Attractive Features
No rewards program.
  • Annual Fee: $0 intro for first year; $19 after that
  • APR: 24.9% (V)
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Most Attractive Feature
Platinum benefits; annual fee waived the first year.
Least Attractive Features
No rewards program.
  • Annual Fee: $0*
  • APR: 12.99% - 21.99%* (Variable)
  • Intro APR Period: 18 Billing Cycles
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Most Attractive Feature
Introductory 0% APR on purchases AND balance transfers for 18 months, no annual fee, no late fees.
Least Attractive Features
No rewards program available.
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  • Annual Fee: $0
  • APR: 9.99% - 23.99% (Variable)
  • Intro APR Period: 15 Billing Cycles
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Most Attractive Feature
0% Introductory APR, Fraud Protection Services, Online Account Management
Least Attractive Features
No rewards program
  • Annual Fee: $0
  • APR: 7.25%, 10.25%, or 13.25%
  • Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
No annual fee.
Least Attractive Features
No rewards program.
  • Annual Fee: $35
  • APR: 7.50%, 9.50%, or 11.50%
  • Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Low ongoing variable rate APR after 7 month introductory period.
Least Attractive Features
No rewards program.
  • Annual Fee: $39
  • APR: 19.8% (V)
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Most Attractive Feature
0% intro APR on all purchases until March 2014, Platinum benefits.
Least Attractive Features
Annual fee
  • Annual Fee: $0
  • APR: 8% (Variable)
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Most Attractive Feature
Low APR; no annual fee.
Least Attractive Features
No introductory APR.
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  • Annual Fee: $24.95 benefits plan membership will be auto-debited monthly
  • APR: N/A*
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Most Attractive Feature
0% APR on purchases; 100% approval.
Least Attractive Features
Membership fee.
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  • Annual Fee: $24.95 benefits plan membership will be auto-debited monthly
  • APR: N/A*
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Most Attractive Feature
Always a 0% APR on purchases; 100% approval.
Least Attractive Features
Credit line must be used exclusively online at thehorizonoutlet.com.