Regular credit cards are cards that do not participate in rewards programs. That doesn't mean these cards aren't excellent additions to your wallet! Whether you're looking for a low APR, a credit card with no annual fee, or simply an introductory interest rate there are plenty of "regular" credit cards available, from well known names like American Express, Chase, Discover, Citibank, and other popular issuers. Peruse and compare our exceptional "regular" credit card offers right here.

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Citi® Diamond Preferred® Card
Citi Diamond Preferred Card
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Terms and Conditions
  • Annual Fee: $0*
  • APR: 11.99% - 21.99%* (Variable)
  • Intro APR Period: 18 Months
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Most Attractive Feature
0% introductory rate, personalized concierge service, no annual fee
Least Attractive Features
No rewards program
Capital One® Platinum Prestige Credit Card
Capital One Platinum Prestige Credit Card
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Terms and Conditions
  • Annual Fee: $0
  • APR: 10.9% - 18.9% (V)
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Most Attractive Feature
0% intro APR until August 2014 on balance transfers; 0% intro APR until August 2014 on purchases; No annual fee.
Least Attractive Features
No rewards program.
Capital One® Platinum Credit Card
Capital One Platinum Credit Card
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Terms and Conditions
  • Annual Fee: $0 intro for first year; $19 after that
  • APR: 24.9% (V)
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Most Attractive Feature
Platinum benefits; annual fee waived the first year.
Least Attractive Features
No rewards program.
Citi Simplicity® Visa Card
Citi Simplicity Visa Card
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Terms and Conditions
  • Annual Fee: $0*
  • APR: 12.99 - 21.99% (Variable)
  • Intro APR Period: 18 Months
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Most Attractive Feature
Introductory 0% APR on purchases AND balance transfers for 18 months, no annual fee, no late fees.
Least Attractive Features
No rewards program available.
U.S. Bank Visa® Platinum Card
US Bank Visa Platinum Card
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  • Annual Fee: $0
  • APR: 9.99% - 23.99%* (Variable)
  • Intro APR Period: 15 Billing Cycles
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Most Attractive Feature
0% Introductory APR, Fraud Protection Services, Online Account Management
Least Attractive Features
No rewards program
IberiaBank Visa® Classic Card
IberiaBank Visa Classic Card
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Terms and Conditions
  • Annual Fee: $0
  • APR: 7.25%, 10.25% or 13.25%*
  • Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
No annual fee.
Least Attractive Features
No rewards program.
IberiaBank Visa® Select Card
IberiaBank Visa Select Card
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Terms and Conditions
  • Annual Fee: $35
  • APR: 7.50%, 9.50% or 11.50%
  • Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Low ongoing variable rate APR after 7 month introductory period.
Least Attractive Features
No rewards program.
Capital One® Classic Platinum Credit Card
Capital One Classic Platinum Credit Card
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Terms and Conditions
  • Annual Fee: $39
  • APR: 19.8% (V)
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Most Attractive Feature
0% intro APR on all purchases until February 2014, Platinum benefits.
Least Attractive Features
Annual fee
Barclaycard® Ring MasterCard®
Barclaycard Ring MasterCard
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Terms and Conditions
  • Annual Fee: $0
  • APR: 8% (Variable)
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VISA® Platinum from Credit One Bank®
VISA Platinum from Credit One Bank
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  • Annual Fee: $75 1st year, then $99
  • APR: 23.90%
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VISA® Platinum from Credit One Bank®
VISA Platinum from Credit One Bank
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  • Annual Fee: $75 1st year, then $99
  • APR: 23.90%
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Horizon Gold Card
Horizon Gold Card
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  • Annual Fee: $299.40*
  • APR: 0%
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Most Attractive Feature
0% APR on purchases; 100% approval.
Least Attractive Features
Membership fee.
Horizon Gold Card
Horizon Gold Card
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  • Annual Fee: $299.40*
  • APR: 0%
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Most Attractive Feature
Always a 0% APR on purchases; 100% approval.
Least Attractive Features
Credit line must be used exclusively online at thehorizonoutlet.com.