Visa
Visa Credit Cards
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- Annual Fee: $0
- APR: 11.9% - 19.9% (V)
Most Attractive Feature
A 0% introductory rate is available on purchases until May 2014; rewards program.
Least Attractive Features
Miles cannot be combined with airline frequent flyer programs.
- Annual Fee: $0
- APR: 12.9% - 20.9% (V)
Most Attractive Feature
0% Intro on Purchases and Balance Transfers until May 2014, no annual fee
Least Attractive Features
Above average APR for purchases
- Annual Fee: $49
- APR: 15.99% or 24.99% (Variable)
- Intro APR Period: 15 Months
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Most Attractive Feature
Earn 20,000 Bonus Points with your first purchase.
Least Attractive Features
Must pay an annual fee for card membership.
Most Attractive Feature
AAdvantage® rewards miles with eligible purchases, travel perks
Least Attractive Features
No introductory APR offer.
- Annual Fee: $0*
- APR: 12.99% - 22.99%* (Variable)
- Intro APR Period: 12 Months
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Most Attractive Feature
0% introductory APR offer, cash back on every purchase, no annual fee
Least Attractive Features
5% cash back limited to certain shopping categories
- Annual Fee: $0*
- APR: 12.99% - 22.99%* (Variable)
- Intro APR Period: 12 Months
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Most Attractive Feature
$150 gift card - Redeem 15,000 bonus points after $1,000 in purchases within 3 months of account opening
Least Attractive Features
Higher variable APR for less-qualifying applicants.
- Annual Fee: $0 intro for first year; $59 after that.
- APR: 13.9% - 20.9% (V)
Most Attractive Feature
Earn 10,000 bonus miles equal to $100 in travel when you spend $1,000 on purchases within the first 3 months
Least Attractive Features
Annual fee.
- Annual Fee: $0
- APR: 9.25, 12.25%, or 15.25%*
- Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
Low APR for those who qualify; No yearly limit or expiration on rebates.
Least Attractive Features
Minimal benefits offered.
Most Attractive Feature
Free Direct Deposit, 1% Cash Back on gasoline purchases, free savings account, free roadside assistance.
Least Attractive Features
Low monthly fee, activation fee, ATM fee.
- Annual Fee: $0
- APR: 9.25%, 12.25%, or 15.25%*
- Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
Reasonably low APR for those who qualify; No annual fee.
Least Attractive Features
Limited benefits offered.
- Annual Fee: $0
- APR: 19.8% (V)
Most Attractive Feature
Rewards program; No annual fee.
Least Attractive Features
No introductory APR.
- Annual Fee: $0*
- APR: 12.99 - 21.99% (Variable)
- Intro APR Period: 18 Months
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Most Attractive Feature
Introductory 0% APR on purchases AND balance transfers for 18 months, no annual fee, no late fees.
Least Attractive Features
No rewards program available.
- Annual Fee: $0
- APR: 9.99% - 23.99%* (Variable)
- Intro APR Period: 15 Billing Cycles
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Most Attractive Feature
0% Introductory APR, Fraud Protection Services, Online Account Management
Least Attractive Features
No rewards program
Most Attractive Feature
No credit check, minimum balance, free direct deposit.
Least Attractive Features
Fees and usage limits.
- Annual Fee: $0*
- APR: 12.99% - 22.99%* (Variable)
- Intro APR Period: 15 Months
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Most Attractive Feature
0% introductory APR offer on Purchases and Balance Transfers for 15 months.
Least Attractive Features
No seasonal Spending Categories.
- Annual Fee: $0*
- APR: 13.99% - 23.99%* (Variable)
- Intro APR Period: 9 Billing Cycles
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Most Attractive Feature
0% Introductory APR Offer, Zero Annual Fee
Least Attractive Features
Must have excellent credit
- Annual Fee: $0 with yearly purchase
- APR: 11.99% - 17.99%* (Variable)
- Intro APR Period: 15 Billing Cycles
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Most Attractive Feature
0% Intro APR on purchases and balance transfers for 15 months
Least Attractive Features
Must pay annual fee if a purchase isn't made every year
- Annual Fee: $0*
- APR: 12.99%-22.99%* (Variable)
- Intro APR Period: 12 Billing Cycles
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- Annual Fee: $0 with $24,000 in purchases per year*
- APR: 11.99% - 17.99%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
Least Attractive Features
Must spend thousands in order to avoid annual fee
- Annual Fee: $0
- APR: 24.99% (Variable)
- Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
2 weekend night stay at select Hilton hotels when you spend $2,500 in eligible purchases during first four months.
Least Attractive Features
No Introductory APR offer
- Annual Fee: $0 Intro Annual Fee for the first year. After that, $95.
- APR: 13.24% (Variable)
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- Annual Fee: $0
- APR: 7.25%, 10.25% or 13.25%*
- Intro APR Period: 6 Billing Cycles
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Most Attractive Feature
No annual fee.
Least Attractive Features
No rewards program.
- Annual Fee: $0*
- APR: 13.99% - 23.99%* (Variable)
- Intro APR Period: 7 Months
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Most Attractive Feature
0% introductory APR offer, APR reduction when you use your card wisely, no annual fee
Least Attractive Features
Higher variable APR for less qualifying applicants
- Annual Fee: $0*
- APR: 13.99% - 23.99%* (Variable)
- Intro APR Period: 7 Months
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Most Attractive Feature
0% Introductory APR offer for 7 months on purchases, cash back rewards program.
Least Attractive Features
Higher variable APR for less qualifying applicants.
- Annual Fee: $35
- APR: 7.50%, 9.50% or 11.50%
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Low ongoing variable rate APR after 7 month introductory period.
Least Attractive Features
No rewards program.
Most Attractive Feature
Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening, no annual fee.
Least Attractive Features
No intro APR offer.
Most Attractive Feature
Instantly fund employee purchases; no surprise interest charges or overdraft fees.
Least Attractive Features
Monthly fee and one-time program set-up fee.
- Annual Fee: $0
- APR: 13.9%- 24.9%(V)
Most Attractive Feature
0% intro APR on purchases until March 2014; Rewards program.
Least Attractive Features
Above average APR for purchases.
- Annual Fee: $0
- APR: 14.99%-24.99% (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Free direct deposit; no monthly fee
Least Attractive Features
Fees and usage limits.
- Annual Fee: $0* for the first year, then $49*
- APR: 13.99% - 23.99%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
0% Introductory APR Offer, Bonus Points
Least Attractive Features
Must have excellent credit
- Annual Fee: $0 intro annual fee for the first year, then $95
- APR: 15.24% (Variable)
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- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Dallas Cowboys fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Atlanta Falcons fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Oakland Raiders fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Washington Redskins fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Chicago Bears fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a New England Patriots fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a New Orleans Saints fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Green Bay Packers fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a NY Giants fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Pittsburgh Steelers fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Detroit Lions fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for an NFL fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Houston Texans fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Miami Dolphins fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a San Francisco 49ers fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Tennessee Titans fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for an Arizona Cardinals fan, 0% introductory APR for 12 months
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Buffalo Bills fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Carolina Panthers fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Cincinnati Bengals fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Denver Broncos fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Philadelphia Eagles fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a San Diego Chargers fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Seattle Seahawks fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Tampa Bay Buccaneers fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Baltimore Ravens fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Cleveland Browns fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Indianapolis Colts fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Jacksonville Jaguars fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Kansas City Chiefs fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a Minnesota Vikings fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a NY Jets fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 13.74% - 22.74%* (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Perfect card for a St. Louis Rams fan, 0% introductory APR for 12 months.
Least Attractive Features
Excellent credit is required.
- Annual Fee: $0
- APR: 14.99% or 21.99% (Variable)*
- Intro APR Period: 15 Months
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Most Attractive Feature
0% introductory APR on balance transfers for 15 months, priceline rewards program
Least Attractive Features
0% introductory APR offer applies to balance transfers only.
- Annual Fee: $0
- APR: 13.74% - 21.74% (Variable)
- Intro APR Period: 15 Billing Cycles
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Most Attractive Feature
0% intro APR on balance transfers, rewards program.
Least Attractive Features
No introductory APR offer on purchases.
- Annual Fee: $89, waived for 1st year
- APR: 14.99%-18.99% (Variable)
- Intro APR Period: 12 Billing Cycles
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- Annual Fee: $0
- APR: 14.99%-18.99% (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Introductory APR offer; no annual fee.
Least Attractive Features
Variable APR applies after introductory period.
- Annual Fee: $0
- APR: 13.99%-19.99% (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Rewards and perks with L.L.Bean; no annual fee.
Least Attractive Features
No intro APR offer on purchases.
Most Attractive Feature
Free direct deposit and mobile banking
Least Attractive Features
High monthly fee
- Annual Fee: $0
- APR: 13.99% - 20.99% (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
0% Intro APR, no annual fee.
- Annual Fee: $0
- APR: 12.99% - 20.99% (Variable)
- Intro APR Period: 12 Billing Cycles
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Most Attractive Feature
Rewards program, no annual fee for the first 12 months.
Least Attractive Features
Annual fee applies after the first 12 months.
Most Attractive Feature
0% intro APR on balance transfers, no annual fee
Least Attractive Features
No rewards program
Most Attractive Feature
0% intro APR offer, no annual fee, rewards program
Least Attractive Features
Rewards points expire after a time and have a set limit to annual earnings potential
Most Attractive Feature
Flexible spending with two different credit card brands in one account, rewards program, low introductory APR
Least Attractive Features
Annual fee after first year
Most Attractive Feature
Lets you establish or rebuild credit, account management tools and protection services
Least Attractive Features
Annual fee and no introductory APR offer
Most Attractive Feature
Flexible spending with two different credit card brands in one account, optional rewards, no annual fee
Least Attractive Features
No 0% introductory APR offer
Most Attractive Feature
Low introductory APR offer, no annual fee, unlimited cash rewards
Least Attractive Features
No 0% introductory APR offer
Most Attractive Feature
Flexible spending with two different credit card brands in one account, low introductory APR, rewards program
Least Attractive Features
Annual fee
Most Attractive Feature
Low introductory APR offer, no annual fee, special benefits program designed for students
Least Attractive Features
No rewards program
Most Attractive Feature
0% intro APR offer, no annual fee, account management tools and protection services
Least Attractive Features
No rewards program
Most Attractive Feature
Low introductory APR offer, lets you build and establish credit
Least Attractive Features
Annual fee
Most Attractive Feature
Rewards miles, $0 annual fee for one year
Least Attractive Features
No introductory APR offer
Most Attractive Feature
0% intro APR offer, no annual fee, unlimited cash rewards
Least Attractive Features
Rewards can only be redeemed in $25 increments
Most Attractive Feature
0% intro APR offer, no annual fee, rebates to pay off eligible mortgage loans
Least Attractive Features
Purchases only earn 1% in rebates
Most Attractive Feature
0% intro APR offer, no annual fee, Platinum Visa® benefits
Least Attractive Features
No rewards program
Most Attractive Feature
0% intro APR offer, no annual fee, unlimited cash back
Least Attractive Features
Rewards can only be redeemed as statement credits or checks
Most Attractive Feature
0% intro APR offer, no annual fee, unlimited rewards points
Least Attractive Features
Rewards program not as extensive as other programs
Most Attractive Feature
Rewards miles do not expire
Least Attractive Features
No introductory APR offer
Most Attractive Feature
Credit card and charge card in one, cash back rewards, no annual fee
Least Attractive Features
No introductory APR offer
Most Attractive Feature
0% intro APR offer, no annual fee, unlimited rewards points
Least Attractive Features
Rewards program not as extensive as other programs
Most Attractive Feature
Opportunity to earn statement credits, 0% intro APR on balance transfers, no annual fee
Least Attractive Features
No intro APR on purchases
Most Attractive Feature
0% intro APR on balance transfers, cash back rewards, no annual fee
Least Attractive Features
No intro APR on purchases
Most Attractive Feature
0% intro APR on balance transfers, rewards points, no annual fee
Least Attractive Features
No intro APR on purchases
Most Attractive Feature
11,000 bonus points, 0% intro APR on balance transfers, annual points dividend, no annual fee
Least Attractive Features
No intro APR on purchases
Most Attractive Feature
11,000 bonus points, 0% intro APR on balance transfers, no annual fee
Least Attractive Features
No introductory APR on purchases

