Wells Fargo® Platinum Card

Issued by Wells Fargo
  • Annual Fee: $0
  • Regular APR: 10.15% to 24.99%
  • Intro APR: 0% intro APR for 6 months
  • Balance Transfer: Yes
  • Balance Transfer Fee: $5 or 3% for 1st 6 months; then 5% or $5, whichever is greater.
Editor Reviews
Rates and Fees

The Wells Fargo® Platinum Card is one of Wells Fargo's most popular credit cards, due in part to a 0% introductory APR offer and no annual fee. Other highlights, including protection services and tools to keep track of spending, make the Wells Fargo® Platinum Card a no-fuss option for cardholders who value convenience.

0% introductory APR: New cardmembers enjoy no interest on purchases and balance transfers for their first six months. A variable APR based on creditworthiness will apply afterward.

Expense Tracker: Wells Fargo makes it easy to keep tabs on your spending. Account management tools include free online account access, expense reports, and email alerts to remind cardmembers of important account activities.

Fraud Protection: In addition to zero liability for unauthorized card use and fraud prevention features such as Early Warning Services and Fraud Monitoring, cardmembers also receive instant transaction alerts with Wells Fargo® Rapid Alerts.

Visa benefits: Wells Fargo® Platinum Card members enjoy the perks of being Visa cardholders as well. Visa benefits cover a host of travel services, including an auto rental collision damage waiver, roadside dispatch program, worldwide travel accident insurance, and more.

No annual fee: The card's many features come free - there is no annual fee added to cardmembership.

The Wells Fargo® Platinum Card is a classic choice with zero interest rates, zero annual fee, and the tools, protection, and benefits expected from Wells Fargo. Consumers looking to keep their credit experience simple yet efficient will find their match in the Wells Fargo® Platinum Card.

* * Please Read Terms and Conditions

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Additional Information

Most Attractive Features: 0% intro APR offer, no annual fee, account management tools and protection services
Least Attractive Features: No rewards program
* Click apply to view rates, fees, rewards, limitations and other important information

Rates and Fees

Introductory Rate Offer: 0% intro APR for 6 months
Intro Applied To: Purchases and balance transfers
Regular APR for Purchases: 10.15% to 24.99%
APR for Cash Advances: 23.99% to 25.99%
Annual Fee: $0
Annual Fee Details: There is no annual fee for this card.
Grace Period: Your due date is at least 25 days after the close of each billing period.
Late Payment Fee: Up to $35
Over Limit Fee: $12.50 if overdraft protections advances is less than $50; $20 if greater than $50.
Cash Advance Fee: $10 or 5% for some transactions, $20 or 5% on other transactions.
Balance Transfer Fee: $5 or 3% for 1st 6 months; then 5% or $5, whichever is greater.

Click Here to Apply


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